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Living in Namibia: Cost of Living, Healthcare and What to Know About Living in Namibia | Expat Exchange
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Windhoek, Namibia

Living in Namibia

By Betsy Burlingame

Last updated on Mar 06, 2023

Summary: The approximate population of Namibia is 2.5 million people. The largest cities in Namibia are Windhoek, Walvis Bay, Swakopmund, and Oshakati. Expats love living in Namibia for its stunning landscapes, diverse wildlife, and friendly people. Life in Namibia is described as peaceful and laid-back, with a slower pace of life than many other countries. Foods popular in Namibia include traditional African dishes such as porridge, maize meal, and stew, as well as seafood, game meat, and a variety of fruits and vegetables. The cons of living in Namibia include the high cost of living, limited job opportunities, and the lack of infrastructure in some areas. The average cost of living for an expat is around $2,000 to $3,000 per month, depending on lifestyle and location. This includes rent, utilities, food, transportation, and entertainment.

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What are the pros and cons of living in Namibia?

Expats, digital nomads and retirees living in Namibia responded:

"Expats and digital nomads in Namibia appreciate the country's stunning natural beauty, with its vast deserts, rugged mountains, and wildlife-filled national parks. They also enjoy the low cost of living, which allows them to stretch their budget further. Additionally, Namibia is a safe and peaceful country, making it an ideal place to live and work. On the downside, expats and digital nomads may find the lack of infrastructure and public transportation in some areas of the country to be a challenge. Additionally, the country's remote location can make it difficult to stay connected with family and friends back home," explained one expat in Namibia.

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What type of social life can someone expect in Namibia?

When we asked expats and global nomads about their social experiences in Namibia, they replied:

"Expats, retirees and digital nomads living in Namibia typically have an active social life. They often join local clubs and organizations, attend cultural events, and make friends with other expats, retirees and digital nomads. They also take advantage of the many outdoor activities available in Namibia, such as hiking, camping, and safari tours. Additionally, they often take part in the vibrant nightlife of the country's cities, such as Windhoek and Swakopmund," explained one expat living in Namibia.

"Namibia is a vibrant and diverse country with a lively social scene. There are plenty of opportunities to meet new people and explore the culture, whether it be through attending traditional festivals, visiting local markets, or simply enjoying a night out in one of the many bars and clubs. The country is also home to a number of international events, such as the annual Windhoek Jazz Festival, which attract people from all over the world. Namibia is a great place to make friends and experience the unique culture of the country," said one in Namibia.

What are medical services in Namibia like?

When we asked expats and global nomads about the quality of medical care in Namibia, they replied:

"Namibia has a public health system that provides basic medical services to its citizens. The country also has a number of private hospitals and clinics that offer more specialized care. The government has invested in improving the quality of healthcare in the country, and there are a number of initiatives in place to ensure that all citizens have access to quality medical services. The country also has a number of international medical organizations that provide assistance to those in need," said one expat in living in Namibia.

Are healthcare and health insurance expensive in Namibia?

"Healthcare and health insurance in Namibia can be expensive, especially for those who are not covered by a government-sponsored health insurance plan. Private health insurance plans are available, but they can be costly and may not cover all medical expenses. Additionally, many medical services are not covered by insurance, and out-of-pocket costs can be high. The cost of healthcare in Namibia is also affected by the availability of medical services, which can be limited in some areas," explained one expat in Namibia.

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Is the cost of living in Namibia high?

We asked people about the cost of living in Namibia, they wrote:

"Very affordable for foreigners, the rand / Namibian dollar is weak and USD and euros buy a lot here. A nice 4 bed house with pool can be rented for under $2000/month," said one expat in Windhoek.

"The cost of living in Namibia is generally considered to be quite affordable. Prices for basic goods and services are generally lower than in many other countries. However, the cost of living in the capital city of Windhoek is higher than in other parts of the country. Rent for a nice one bedroom apartment in Windhoek is around $500 USD per month, while a nice two bedroom apartment is around $700 USD per month. Eating dinner at a moderately priced restaurant in Windhoek will cost around $20 USD per person," remarked one expat in Namibia.

What are the visa & residency requirements in Namibia?

"In order to visit Namibia, foreign nationals must obtain a visa prior to arrival. The process of applying for a visa involves submitting an application form, a valid passport, two passport-sized photographs, and a fee. Depending on the purpose of the visit, additional documents may be required. In order to obtain residency in Namibia, foreign nationals must submit an application form, a valid passport, two passport-sized photographs, a fee, and proof of sufficient funds. Depending on the purpose of the residency, additional documents may be required. The application process may also involve an interview with a representative from the Namibian Immigration Department," remarked one expat in Namibia.

Why do people move to Namibia?

When we asked people why foreigners move to Namibia, they responded:

"Namibia is an attractive destination for expats due to its stunning natural beauty, diverse wildlife, and vibrant culture. The country offers a wide range of activities and attractions, from safaris and game drives to sandboarding and hot air ballooning. Expats can also enjoy the country's excellent infrastructure, modern amenities, and low cost of living. Namibia is also known for its friendly people and welcoming atmosphere, making it an ideal place to live and work," explained one expat living in Namibia.

What do I need to know about living in Namibia?

When we asked people what advice they would give someone preparing to move to Namibia, they said:

"Before retiring in Namibia, expats should be aware of the cost of living, which is generally higher than in other African countries. It is also important to research the availability of healthcare services and the quality of medical care. Additionally, expats should be aware of the climate and terrain of the country, as well as the local culture and customs. It is also important to research the visa and residency requirements for expats, as well as the cost of obtaining a visa. Finally, expats should be aware of the local laws and regulations, and ensure that they are compliant with them," said a person living in Namibia.

What do I need to know before moving to Namibia?

When we asked people what advice they would give someone preparing to move to Namibia, they said:

"Namibia is a beautiful country with a wide variety of landscapes and activities to explore. Expats should be aware that the official language is English, although many locals also speak Afrikaans and German. It is important to research the cost of living in Namibia before moving, as prices can vary significantly depending on the area. Expats should also be aware that Namibia is a very safe country, with low levels of crime and a strong police presence. Finally, it is important to remember that Namibia is a very hot country, with temperatures often reaching over 40 degrees Celsius in the summer months," said one person in Namibia.

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How do I find a place to live in Namibia?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"One of the best ways to find a place to live in Namibia is to search online for rental listings. Websites such as Namibia Property, Namibia Rental, and Namibia Real Estate are great resources for finding rental properties in Namibia. Additionally, you can also search for rental listings on classifieds websites such as Namibian Classifieds and Namibia Classifieds. Additionally, you can also contact local real estate agents in Namibia to help you find a place to live," remarked one expat in Namibia.

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What is a typical expat home or apartment like in Namibia?

"Expat homes and apartments in Namibia tend to be modern and comfortable, with many featuring air conditioning and other amenities. Most expat homes and apartments are located in the larger cities, such as Windhoek, Swakopmund, and Walvis Bay, and offer easy access to amenities such as shopping, restaurants, and entertainment. Expat homes and apartments in Namibia often come with a variety of features, such as balconies, terraces, and gardens, as well as access to private pools and gyms. Security is also a priority for many expats, with many homes and apartments featuring security systems and guards," said a person living in Namibia.

What is the average cost of housing in Namibia?

If you are thinking about moving to Namibia, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Namibia varies depending on the location and type of housing. Generally, the cost of renting a house in Namibia is relatively affordable compared to other countries in the region. The average cost of renting a two-bedroom apartment in the capital city of Windhoek is around N$3,000 per month, while a three-bedroom house in a rural area can cost around N$2,000 per month," replied an expat in Namibia.

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How do I meet people in Namibia?

When we asked people living in Namibia about club and activities where newcomers can meet others, they responded:

"Expats in Namibia often join clubs and activities such as the Windhoek International Club, which is a social club for expats and locals alike. Expats can also join the Namibia Expat Network, which is a group of expats who meet regularly to discuss their experiences in Namibia. Other activities that expats can join include sports clubs, book clubs, and language classes. Expats can also meet people by attending local events such as festivals, concerts, and art exhibitions. Additionally, expats can meet people by attending church services, volunteering, or joining a local gym," replied an expat in Namibia.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
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What should I bring when moving to Namibia?

People living in Namibia were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Namibia, it is important to pack clothing suitable for the climate. Lightweight, breathable fabrics are best for the hot, dry climate. It is also important to bring a hat and sunglasses to protect from the sun. Additionally, it is recommended to bring a good pair of walking shoes, as well as a raincoat or umbrella for the occasional rain shower. It is also a good idea to bring a first aid kit, insect repellent, and sunscreen. Finally, it is important to bring any necessary documents, such as a passport, visa, and other important paperwork," said one expat in Namibia.

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Where should I setup a bank account in Namibia?

We asked expats in Namibia what banks they use and there advice about banking. They advised:

"Before retiring in Namibia, expats should be aware of the cost of living, which is generally higher than in other African countries. It is also important to research the availability of healthcare services and the quality of medical care. Additionally, expats should be aware of the climate and terrain of the country, as well as the local culture and customs. It is also important to research the visa and residency requirements for expats, as well as the cost of obtaining a visa. Finally, expats should be aware of the local laws and regulations, and ensure that they are compliant with them," explained one expat.

Will I be able to find a job in Namibia?

When we asked people about industries and career opportunities in Namibia, they reponded:

"Foreigners often have jobs in Namibia in the tourism industry, such as working as tour guides, hotel staff, or restaurant workers. They may also work in the mining industry, or in the agricultural sector. Other jobs that foreigners may have in Namibia include teaching English, working in IT, or providing medical services," said one person in Namibia.

What is life like in Namibia?

When we asked people living in Namibia what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Namibia is generally quite pleasant. The country is known for its stunning landscapes, diverse wildlife, and friendly locals. Expats and digital nomads can enjoy a variety of activities, from exploring the desert to visiting the many national parks. The cost of living is relatively low, making it an attractive destination for those looking to stretch their budget. The country also offers a good infrastructure, with reliable internet access and a variety of accommodation options. Expats and digital nomads can also take advantage of the country's visa-free entry for many nationalities. All in all, Namibia is an ideal destination for those looking for an adventure," replied an expat in Namibia.

What do expats in Namibia appreciate most about the local culture?

"Expats in Namibia appreciate the country's diverse culture, which is a mix of African, European, and Asian influences. They also appreciate the warm hospitality of the Namibian people, who are known for their friendliness and openness to visitors. Additionally, expats enjoy the country's stunning natural beauty, with its vast deserts, mountains, and wildlife. Finally, expats appreciate the country's rich history and cultural heritage, which includes a variety of traditional music, art, and cuisine," replied an expat in Namibia.

What do expats find most challenging?

"Expats in Namibia often find the local culture to be quite different from what they are used to. The language barrier can be a challenge, as English is not widely spoken outside of the major cities. Additionally, the local customs and traditions can be difficult to understand and navigate. Namibia is a very conservative country, and expats may find it difficult to adjust to the more traditional values and attitudes. Furthermore, the cost of living in Namibia can be quite high, making it difficult for expats to find affordable housing and other necessities," explained one expat.

Is there a lot of crime in Namibia?

We asked people if there is a lot of crime. They answered:

"Namibia is generally considered to be a safe country with low levels of crime. However, there have been reports of violent crime, such as armed robbery, in some areas. Petty crime, such as pickpocketing and bag snatching, is also common in tourist areas. It is important to be aware of your surroundings and take precautions to protect yourself and your belongings," remarked one expat in Namibia.

Is there a lot of diversity? Are people in Namibia accepting of differences?

"Namibia is a culturally diverse country, with a population made up of many different ethnic groups. People in Namibia are generally accepting of differences, and the country has a strong tradition of tolerance and respect for diversity. The government has also taken steps to promote equality and acceptance of all people, regardless of their background," said a person living in Namibia.

What are the schools in Namibia like?

"The International School of Namibia (ISN) is one of the best international schools in Namibia. Located in Windhoek, ISN offers a comprehensive education program for students from pre-kindergarten to grade 12. The school follows the International Baccalaureate (IB) curriculum, which is designed to develop students’ critical thinking and problem-solving skills. ISN also offers a wide range of extracurricular activities, such as sports, music, and art. The Windhoek International School (WIS) is another excellent international school in Namibia. WIS offers a comprehensive education program for students from pre-kindergarten to grade 12. The school follows the Cambridge International Examinations (CIE) curriculum, which is designed to develop students’ academic and social skills. WIS also offers a wide range of extracurricular activities, such as sports, music, and art. The German International School Windhoek (GISW) is a bilingual school in Namibia. GISW offers a comprehensive education program for students from pre-kindergarten to grade 12. The school follows the German curriculum, which is designed to develop students’ academic and social skills. GISW also offers a wide range of extracurricular activities, such as sports, music, and art. The Windhoek French School (WFS) is another excellent bilingual school in Namibia. WFS offers a comprehensive education program for students from pre-kindergarten to grade 12. The school follows the French curriculum, which is designed to develop students’ academic and social skills. WFS also offers a wide range of extracurricular activities, such as sports, music, and art," said one expat in with children at .

"Hands down the best choice in Windhoek. Americans should not be turned off by the IB, on the contrary it is the only matriculation recognised outside of Namibia. The other private schools do not offer IB and thus the options are very limited for graduates who wish to study in Europe or US. Even to study in South Africa, students will find they may have to do additional courses. You are paying more but honestly there is no comparison with the quality of teaching - WIS learners are taught to be inquirers, they do not do rote learning and there is a lot of hands-on experimentation. My daughter is doing a class called Theory of Knowledge (age 16) and it pretty much offers university-level content. It's also a diverse and open-minded school: no uniforms, kids are accepted for who they, lots of diversity, respect etc ... unparalleled in Windhoek," remarked one parent with kids at Windhoek International School in Windhoek.

"I would have no hesitation in recommending Windhoek International School. Talented students have achieved excellent results in the IGCSE examination and in the IB Diploma programme and I am confident will continue to do so. Students with Special Educational Needs are given a great deal of support and encouragment. As a parent my experience and the experience of my son have been wholely positive," explained one expat living in Windhoek, Namibia.

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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

Windhoek, Namibia

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