Living in Bermuda

"Before retiring in Bermuda, expats should be aware of the cost of living, which is higher than in many other countries. They should also research the local housing market and the availability of rental properties. Additionally, expats should familiarize themselves with the local laws and regulations, as well as the tax system. It is also important to consider the climate and the island's hurricane season. Finally, expats should research the local healthcare system and the availability of medical services," explained one expat living in Bermuda.

"Do not come. On paper the salary looks good but a loaf of bread is US $3 and a half decent place to live is US$ 3000 a month. You have to be on a good package of 100K or more plus apartment thrown in to be OP here," said one expat in Hamilton.

"Before moving to Bermuda, expats should be aware that the cost of living is high due to the island's import taxes. Additionally, Bermuda has a subtropical climate with hot and humid summers and mild winters. Expats should also be aware that English is the official language of Bermuda, although some locals may also speak Portuguese. Furthermore, Bermuda has a strong cultural heritage and a vibrant nightlife. Finally, expats should be aware that Bermuda has a high standard of healthcare and a well-developed public transportation system," said one expat in Bermuda.

"Although Bermudians are committed to driving, bus service is excellent and one of the few real values to be had in Bermuda. I take a 15 minute ride to work each day and pay $45 a month for unlimited service on a bus that runs every 15 minutes. Also, there is only one car allowed per household. Not all apartments come with a registration number, which is necessary to own a car. Be aware that about 10 deaths occur each year to scooter riders -- roads are narrow and very treacharous. There are some rough areas in Bermuda and also, there is a lot local of resentment about expats in Bermuda. However, since there are about 15,000 expats working on an island of 65,000 people, there is plenty of interaction available. That said, what is called 'rough' in Bermuda would probably be a lower-middle-class environment in most places. Just two areas to be avoided at night," said a person living in Bermuda.

"The best way to find a place to live in Bermuda is to start by researching online. There are a variety of websites that list rental properties in Bermuda, such as Bermuda Rentals, Bermuda Real Estate, and Bermuda Property Listings. Additionally, you can search for rental properties on social media sites such as Facebook and Twitter. You can also contact local real estate agents who specialize in Bermuda rentals. Finally, you can look for rental postings in local newspapers and magazines," said one person in Bermuda.

"I took a tour with a couple of real estate rental agents. They are frank and give you a good idea of the neighborhood and its constraints/positives," remarked one expat in Bermuda.

"I rent a townhouse in a condo complex as do most expats. Prices in Bermuda (where there are limits on what type of housing expats may purchase and which also impose a hugely prohibitive tax on expat's house purchases!) are steep. For a 900 sq. foot, 2 bedroom apartment, I consider it a great deal at $3,000 a month. Electricity also runs at about $350 a month during summer, when you absolutely must run your air conditioning. Phone, cable and internet are also higher than you are probably used to. There are also a fair number of house-shares done by expats," said one expat in Bermuda.

"Expat homes and apartments in Bermuda are typically modern and spacious, with large windows that let in plenty of natural light. Many of the homes and apartments have balconies or terraces that offer stunning views of the ocean or the lush green hills of the island. Expat homes and apartments are often equipped with modern amenities such as air conditioning, high-speed internet, and cable television. Many of the homes and apartments also have access to a shared pool or other recreational facilities," said a person living in Bermuda.

"The cost of housing in Bermuda is generally quite high, with the average price for a single-family home ranging from $500,000 to $2 million. Renting is also expensive, with the average cost of a one-bedroom apartment ranging from $1,500 to $3,000 per month," said a person living in Bermuda.

"Much, much higher than in Canada and, according to my American friends, also higher than most US places. However, we pay no income tax -- although there is a 5% payroll tax levied -- nor do we have sales tax. To purchase, the 'average' two-bedroom cottage sells for $950,000 and two-bedroom condo goes for $725,000. That's US $ and these are available only for purchase by Bermudians," explained one expat living in Bermuda.

"Expats in Bermuda often join clubs and activities such as sailing, golf, tennis, and other outdoor activities. Expats can also join social clubs, such as the Bermuda Expats Club, which organizes events and activities for expats to meet and socialize. Additionally, expats can meet people by attending local events, such as festivals, concerts, and art shows. Expats can also meet people by attending church services, joining a gym, or taking classes at a local college or university," explained one expat living in Bermuda.

"Join a sports team (even as a social member). There are lots such as football, rugby, hockey. Go to Front Street where all the expats hang out in the bars," said one expat in Hamilton.

"When moving to Bermuda, it is important to pack items that will help you adjust to the climate and lifestyle. Bring comfortable, lightweight clothing that is suitable for the warm, humid climate. Pack a few items of warmer clothing for the cooler winter months. Bring a good pair of sunglasses and a hat to protect you from the sun. Don't forget to bring your swimsuit and beachwear for the many beautiful beaches. Bring any necessary medications and toiletries. It is also important to bring any important documents such as your passport, driver's license, and birth certificate. Finally, don't forget to bring your favorite books, music, and movies to help you feel at home," said one expat in Bermuda.

"Not a problem here -- can buy anything you need and contrary to most stories that have become 'Bermuda urban legends', artwork, books, etc. are safe from rot, mold, etc., as long as you keep your air con. on when the steamy weather occurs -- July through September. If you don't, be prepared for your clothes/shoes to rapidly grow mildew! You pay a steep duty of between 22.5% and 35% on goods that you bring in. There are lots of leaving island sales each weekend where you can pick up virtually anything you need from electronics to cars, boats, furniture. With the damage that was done to the goods I imported and the difficulties in getting appropriate replacements, I wish I had left most of my furniture in Canada," said a person living in Bermuda.

"Before retiring in Bermuda, expats should be aware of the cost of living, which is higher than in many other countries. They should also research the local housing market and the availability of rental properties. Additionally, expats should familiarize themselves with the local laws and regulations, including those related to taxation and healthcare. It is also important to consider the climate and the island's hurricane season. Finally, expats should research the local culture and customs to ensure a smooth transition into their new home," remarked one in Bermuda.

"Foreigners often have jobs in Bermuda in the hospitality industry, such as working in hotels, restaurants, and bars. They may also work in the tourism industry, providing services such as tour guiding and transportation. Other jobs that foreigners may have in Bermuda include teaching, working in finance, and providing professional services such as accounting and legal advice," said one expat in Bermuda.

"Offshore Insurance and Tourism. Government has a policy of actively recruiting Bermudians so any expat here must be better qualified than a local (not hard!) and there must not be a local who can do the job. Very few opportunities to move jobs once here - permit is issued for specific job for specific time frame," said a person living in Hamilton.

"People seem intent on making money. Bermuda is a nice place to visit but to work here as a white expat, you will encounter a certain amount of racism and resentment," replied an expat in Hamilton.

"Life for expats and digital nomads in Bermuda is generally quite pleasant. The island is known for its stunning beaches, crystal clear waters, and vibrant culture. Expats and digital nomads can enjoy a relaxed lifestyle, with plenty of opportunities to explore the outdoors and take part in a variety of activities. Bermuda is also a great place to work remotely, with reliable internet access and a supportive business environment. The cost of living is relatively high, but the quality of life is excellent. Expats and digital nomads can also benefit from the island's excellent healthcare system and low crime rate," remarked one in Bermuda.

"Expats in Bermuda appreciate the friendly and welcoming nature of the local people. They also enjoy the laid-back atmosphere and the relaxed pace of life. The stunning natural beauty of the island is another draw for expats, with its white sand beaches, crystal clear waters, and lush green hills. The vibrant culture of Bermuda, with its unique blend of British and Caribbean influences, is also a major attraction. Expats also appreciate the excellent healthcare system and the high standard of living in Bermuda," said a person living in Bermuda.

"Expats in Bermuda often find the local culture to be quite different from what they are used to. The island's small size and close-knit community can make it difficult to adjust to the slower pace of life and the lack of anonymity. Additionally, the cost of living in Bermuda is high, and the island's limited job market can make it difficult for expats to find employment. Furthermore, the island's strict immigration laws can make it difficult for expats to stay in Bermuda for an extended period of time," said one expat in Bermuda.

"Bermuda is generally considered to be a safe place to visit and live. However, like any other place, there is some crime. Petty theft, such as pickpocketing and purse snatching, is the most common type of crime in Bermuda. Violent crime is relatively rare, but it does occur. Drug-related crime is also a problem in Bermuda, as is human trafficking," said a person living in Bermuda.

"Bermuda is ultra religious. They have a 'holier than though' attitude and people will be surprised if you are a non-church goer. They are very intolerant especially if you are white or gay. For a christian island they are very bigotted and racist," remarked one in Hamilton.

"Bermuda is a diverse country with a population that is made up of people from many different backgrounds. People in Bermuda are generally accepting of differences and are welcoming to people from all walks of life. The country has a long history of multiculturalism and tolerance, and this is reflected in the vibrant and diverse culture of the island," explained one expat.

"Bermuda has a number of excellent international and bilingual schools. The Bermuda High School for Girls is a private, all-girls school that offers a rigorous academic program and a wide range of extracurricular activities. The school is known for its strong emphasis on the development of leadership skills and its commitment to the development of the whole person. The Berkeley Institute is a public school that offers a bilingual program in English and Spanish. The school has a strong focus on the development of critical thinking skills and encourages students to become active participants in their own learning. The Saltus Grammar School is a private school that offers a comprehensive curriculum and a wide range of extracurricular activities. The school is known for its commitment to academic excellence and its focus on the development of the whole person. The Bermuda Institute is a private school that offers a bilingual program in English and French. The school has a strong focus on the development of critical thinking skills and encourages students to become active participants in their own learning," commented one expat when asked about in Bermuda.