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Living in Dominica: Cost of Living, Healthcare and What to Know About Living in Dominica | Expat Exchange
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Scotts Head, Dominica

Living in Dominica

By Joshua Wood, LPC

Last updated on Feb 08, 2024

Summary: People describe life in Dominica as peaceful, laid-back, and beautiful. Expats love the natural beauty of the island, the friendly locals, and the low cost of living. The average cost of living for an expat is around $1,500 per month. The population of Dominica is approximately 73,543 people, and the largest cities are Roseau, Portsmouth, and Marigot. The cons of living in Dominica include limited job opportunities, limited access to modern amenities, and the lack of a developed infrastructure. Additionally, the island is prone to natural disasters such as hurricanes and earthquakes.

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What are the pros and cons of living in Dominica?

Expats, digital nomads and retirees living in Dominica responded:

"Expats and digital nomads living in Dominica appreciate the island's natural beauty, with its lush rainforests, stunning beaches, and crystal-clear waters. They also enjoy the laid-back lifestyle and friendly locals. Additionally, the cost of living is relatively low, making it an attractive destination for those looking to stretch their budget. On the downside, Dominica's infrastructure is not as developed as other Caribbean islands, and the lack of public transportation can be a challenge. Additionally, the island is prone to natural disasters, such as hurricanes, which can disrupt life for extended periods of time," said one in Dominica.

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What type of social life can someone expect in Dominica?

When we asked expats and global nomads about their social experiences in Dominica, they replied:

"Expats, retirees and digital nomads living in Dominica typically have an active social life. They often join local clubs and organizations, attend community events, and make friends with other expats, retirees and digital nomads. They also often take part in outdoor activities such as hiking, swimming, and snorkeling. Additionally, they often take advantage of the island's vibrant nightlife, with its many bars, restaurants, and live music venues," explained one expat living in Dominica.

"Dominica is a small island nation with a vibrant social scene. There are plenty of opportunities to meet new people and make friends, whether it be at the beach, in the local bars and restaurants, or at one of the many festivals and events that take place throughout the year. The locals are friendly and welcoming, and the atmosphere is relaxed and laid-back. Dominica is also home to a diverse range of cultures, so there is always something new to explore and experience," explained one expat living in Dominica.

What are medical services in Dominica like?

When we asked expats and global nomads about the quality of medical care in Dominica, they replied:

"Dominica has a well-developed healthcare system, with a number of public and private hospitals and clinics providing medical services. The country has a number of highly trained doctors and nurses, and the quality of care is generally good. The government provides free healthcare to all citizens, and there are also a number of private health insurance plans available. Dominica also has a number of specialized medical centers, such as the Princess Margaret Hospital, which provides advanced medical care for cancer patients. Additionally, there are a number of pharmacies and health centers located throughout the country, providing access to essential medications and treatments," wrote one expat in Dominica.

Are healthcare and health insurance expensive in Dominica?

"Healthcare and health insurance in Dominica can be expensive, depending on the type of coverage and services needed. The cost of health insurance in Dominica is generally higher than in other Caribbean countries, and the cost of medical care can be quite high. However, the government does provide some subsidies for health insurance and medical care, which can help to reduce the cost. Additionally, there are a number of private health insurance companies that offer coverage in Dominica, which can help to make healthcare more affordable," said one expat in Dominica.

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Is the cost of living in Dominica high?

We asked people about the cost of living in Dominica, they wrote:

"The cost of living in Dominica is generally considered to be quite affordable. Prices for basic goods and services are generally lower than in other Caribbean countries. However, the cost of living in the capital city of Roseau is higher than in other parts of the country. A nice 1 bedroom apartment in Roseau can cost around $500 USD per month, while a nice 2 bedroom apartment can cost around $700 USD per month. Eating dinner at a moderately priced restaurant in Dominica can cost around $20 USD per person," explained one expat living in Dominica.

What are the visa & residency requirements in Dominica?

"To apply for a visa to Dominica, applicants must submit a completed visa application form, a valid passport, two passport-sized photographs, proof of financial means, and a return ticket. The visa application must be submitted to the nearest Dominican Embassy or Consulate. To apply for residency in Dominica, applicants must submit a completed application form, a valid passport, two passport-sized photographs, proof of financial means, a police clearance certificate, a medical certificate, and a birth certificate. The application must be submitted to the Immigration Department in Dominica. Additionally, applicants must attend an interview with the Immigration Department," remarked one expat in Dominica.

Why do people move to Dominica?

When we asked people why foreigners move to Dominica, they responded:

"Dominica is an attractive destination for expats due to its stunning natural beauty, vibrant culture, and friendly locals. The island is known for its lush rainforests, rugged mountains, and stunning beaches, making it a great place to explore and relax. The cost of living is also relatively low compared to other Caribbean islands, making it an attractive option for those looking to stretch their budget. Additionally, Dominica offers a safe and secure environment, with a low crime rate and a strong sense of community. With its laid-back lifestyle and stunning scenery, Dominica is an ideal destination for expats looking for a new home," wrote one expat in Dominica.

What do I need to know about living in Dominica?

When we asked people what advice they would give someone preparing to move to Dominica, they said:

"Before retiring in Dominica, expats should be aware of the cost of living, which is generally higher than in other Caribbean countries. They should also research the availability of healthcare services and the quality of medical care. Additionally, expats should familiarize themselves with the local culture and customs, as well as the climate and weather patterns. It is also important to research the visa and residency requirements for expats, as well as the tax implications of living in Dominica. Finally, expats should consider the availability of recreational activities and amenities, such as shopping, dining, and entertainment," replied an expat in Dominica.

What do I need to know before moving to Dominica?

When we asked people what advice they would give someone preparing to move to Dominica, they said:

"Before moving to Dominica, expats should be aware that English is the official language, although a French-based Creole is widely spoken. Expats should also be aware that the cost of living is relatively high, and that the island is prone to hurricanes and tropical storms. Additionally, expats should be aware that the island is largely rural, and that the infrastructure is not as developed as in other Caribbean countries. Finally, expats should be aware that the island is home to a diverse range of cultures and religions, and that the local people are friendly and welcoming," said one person in Dominica.

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How do I find a place to live in Dominica?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"One of the best ways to find a place to live in Dominica is to search online for rental listings. There are a variety of websites that offer listings for apartments, houses, and other types of rental properties in Dominica. Additionally, you can contact local real estate agents who specialize in rental properties in Dominica. They can provide you with more information about available properties and help you find the perfect place to live. Additionally, you can also search for rental listings in local newspapers and other publications," remarked one in Dominica.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

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What is a typical expat home or apartment like in Dominica?

"Expat homes and apartments in Dominica tend to be spacious and comfortable, with modern amenities such as air conditioning, cable television, and internet access. Many expats choose to live in gated communities, which offer additional security and privacy. Expat homes and apartments in Dominica are often surrounded by lush tropical gardens and feature outdoor terraces or balconies, perfect for enjoying the warm Caribbean climate," explained one expat living in Dominica.

What is the average cost of housing in Dominica?

If you are thinking about moving to Dominica, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Dominica varies depending on the location and type of property. Generally, the cost of renting a house or apartment in Dominica is relatively affordable compared to other Caribbean countries. Prices range from around $400 USD per month for a basic one-bedroom apartment to upwards of $2,000 USD per month for a luxury villa," explained one expat.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Click connect to have our partner contact you via e-mail and/or phone.

SJB GlobalSJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
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How do I meet people in Dominica?

When we asked people living in Dominica about club and activities where newcomers can meet others, they responded:

"Expats in Dominica often join clubs and activities such as sailing, diving, and hiking. Expats can also join local sports teams, attend cultural events, or join a book club. Additionally, expats can meet people by attending local festivals, visiting local restaurants and bars, or joining a church or other religious organization. Expats can also meet people by volunteering in the community or attending local events such as farmers markets," remarked one in Dominica.

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What should I bring when moving to Dominica?

People living in Dominica were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Dominica, it is important to pack clothing suitable for the tropical climate, such as light, breathable fabrics. It is also important to bring sunscreen, insect repellent, and a hat to protect from the sun. Additionally, it is a good idea to bring a first aid kit, as well as any necessary medications. It is also recommended to bring a flashlight, as well as a few basic tools. Finally, it is important to bring any necessary documents, such as a passport and any other necessary paperwork," remarked one in Dominica.

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Where should I setup a bank account in Dominica?

We asked expats in Dominica what banks they use and there advice about banking. They advised:

"Before retiring in Dominica, expats should be aware of the cost of living, which is generally lower than in other Caribbean countries. They should also research the availability of healthcare services and the quality of the healthcare system. Additionally, expats should familiarize themselves with the local culture and customs, as well as the climate and weather patterns. It is also important to research the local job market and the availability of housing. Finally, expats should make sure to obtain the necessary visas and permits before moving to Dominica," explained one expat living in Dominica.

Will I be able to find a job in Dominica?

When we asked people about industries and career opportunities in Dominica, they reponded:

"Foreigners often have jobs in the tourism industry in Dominica, such as working as tour guides, hotel staff, or restaurant workers. Other popular jobs for foreigners include teaching English, working in the construction industry, and providing medical services. Additionally, some foreigners may find work in the agricultural sector, such as working on a farm or in a fishing village," remarked one in Dominica.

What is life like in Dominica?

When we asked people living in Dominica what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Dominica is generally quite pleasant. The country is known for its lush, tropical landscape and its friendly locals. Expats and digital nomads can enjoy the beautiful beaches, rainforests, and waterfalls that Dominica has to offer. The cost of living is relatively low, making it an attractive destination for those looking to live and work remotely. The country also offers a variety of activities and attractions, from hiking and diving to whale watching and bird watching. The country is also known for its vibrant culture, with a variety of festivals and events taking place throughout the year. Expats and digital nomads can easily find a sense of community in Dominica, with many expat-run businesses and organizations," explained one expat living in Dominica.

What do expats in Dominica appreciate most about the local culture?

"Expats in Dominica appreciate the friendly and welcoming nature of the local people, the laid-back atmosphere, and the stunning natural beauty of the island. They also enjoy the vibrant music and art scene, the delicious local cuisine, and the wide variety of outdoor activities available. Additionally, expats appreciate the fact that Dominica is a safe and peaceful place to live, with a low crime rate and a strong sense of community," said one expat in Dominica.

What do expats find most challenging?

"Expats in Dominica often find the local culture to be quite different from what they are used to. The language barrier can be a challenge, as English is not the primary language spoken in Dominica. Additionally, the slower pace of life and the lack of modern conveniences can be difficult to adjust to. Expats may also find it difficult to navigate the local customs and traditions, as well as the bureaucracy of the government. Finally, the cost of living in Dominica can be higher than what expats are used to, making it difficult to budget and plan for the future," explained one expat living in Dominica.

Is there a lot of crime in Dominica?

We asked people if there is a lot of crime. They answered:

"Crime is not a major problem in Dominica. The country has a low crime rate compared to other Caribbean nations. The police force is well-trained and effective in maintaining law and order. Violent crime is rare, and most crime is limited to petty theft and burglary. The government has implemented a number of measures to reduce crime, such as increasing police presence in public areas and introducing tougher penalties for certain offences," explained one expat living in Dominica.

Is there a lot of diversity? Are people in Dominica accepting of differences?

"Dominica is a culturally diverse nation, with a population made up of people from many different backgrounds. The country is known for its acceptance of different cultures, religions, and lifestyles, and people from all walks of life are welcomed and respected. Dominica is a place where people of all backgrounds can feel safe and accepted, and where differences are celebrated," said a person living in Dominica.

What are the schools in Dominica like?

"The best international school in Dominica is the Dominica International Academy (DIA). It is a private, co-educational school that offers a comprehensive curriculum from pre-kindergarten to grade 12. The school is accredited by the Ministry of Education and is committed to providing a quality education to its students. DIA offers a bilingual program, with English and French being the primary languages of instruction. The school also offers a variety of extracurricular activities, such as sports, music, and art. The other top international school in Dominica is the Dominica Academy of Arts and Sciences (DAAS). It is a private, co-educational school that offers a comprehensive curriculum from pre-kindergarten to grade 12. The school is accredited by the Ministry of Education and is committed to providing a quality education to its students. DAAS offers a bilingual program, with English and French being the primary languages of instruction. The school also offers a variety of extracurricular activities, such as sports, music, and art. The best bilingual school in Dominica is the Dominica Bilingual School (DBS). It is a private, co-educational school that offers a comprehensive curriculum from pre-kindergarten to grade 12. The school is accredited by the Ministry of Education and is committed to providing a quality education to its students. DBS offers a bilingual program, with English and French being the primary languages of instruction. The school also offers a variety of extracurricular activities, such as sports, music, and art," said one expat in with children at .

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Scotts Head, Dominica
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