Living in Gambia
Last updated on Jul 07, 2023
Summary: The approximate population of Gambia is 2.2 million people. The largest cities in Gambia are Banjul, Serekunda, Brikama, and Bakau. Expats love living in Gambia for its friendly people, beautiful beaches, and vibrant culture. Life in Gambia is described as laid-back and relaxed, with a strong sense of community. Foods popular in Gambia include rice, fish, and stews. Popular dishes include domoda (a peanut-based stew), benachin (a one-pot rice dish), and yassa (a spicy onion-based dish). The cons of living in Gambia include a lack of infrastructure, limited job opportunities, and a lack of access to modern amenities. The average cost of living for an expat is around $1,000-$1,500 per month. This includes rent, utilities, food, and other expenses.
What are the pros and cons of living in Gambia?
Expats, digital nomads and retirees living in Gambia responded:
"Expats and digital nomads in Gambia enjoy the warm climate, friendly locals, and the low cost of living. They also appreciate the country's stunning beaches and the opportunity to explore the diverse culture. On the other hand, some expats and digital nomads find the lack of infrastructure and the limited access to modern amenities to be a challenge. Additionally, the country's political instability can be a source of concern for some," remarked one expat in Gambia.
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What type of social life can someone expect in Gambia?
When we asked expats and global nomads about their social experiences in Gambia, they replied:
"Expats, retirees and digital nomads living in Gambia typically have an active social life. They often meet up with other expats, retirees and digital nomads in the area to share experiences and explore the local culture. They also often join local clubs and organizations to meet new people and participate in activities such as sports, music, and art. Additionally, they often attend local festivals and events to experience the culture and meet new people," said one member in Gambia.
"The social scene in Gambia is vibrant and welcoming. People are friendly and enjoy spending time with family and friends. There are plenty of places to go out and socialize, such as restaurants, bars, and clubs. There are also plenty of cultural events and festivals to attend throughout the year. People in Gambia are also very passionate about sports, and there are many opportunities to watch or participate in a variety of sports," remarked one expat in Gambia.
What are medical services in Gambia like?
When we asked expats and global nomads about the quality of medical care in Gambia, they replied:
"Gambia has a public health system that provides basic medical services to its citizens. The country has a number of hospitals and clinics that offer a range of services, including primary care, obstetrics and gynecology, pediatrics, and surgery. The quality of care varies from facility to facility, but overall, the medical services in Gambia are adequate for most basic medical needs. The country also has a number of private medical facilities that offer more specialized services," explained one expat in Gambia.
Are healthcare and health insurance expensive in Gambia?
"Healthcare and health insurance in Gambia can be expensive for some people. The cost of healthcare services and health insurance can vary depending on the type of care needed and the provider. Generally, healthcare services are more expensive in urban areas than in rural areas. Health insurance is not widely available in Gambia, and those who do have it often pay high premiums. Additionally, many people in Gambia are unable to afford health insurance, leaving them without access to quality healthcare," remarked one expat in Gambia.
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Click connect to have our partner contact you via e-mail and/or phone.
SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
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Is the cost of living in Gambia high?
We asked people about the cost of living in Gambia, they wrote:
"The cost of living in Gambia is generally low, with basic necessities such as food and transportation being relatively inexpensive. However, the cost of living in the capital city of Banjul is higher than in other parts of the country. Rent for a nice 1 bedroom apartment in Banjul is around $400 USD per month, while a nice 2 bedroom apartment is around $600 USD per month. Eating dinner at a moderately priced restaurant in Gambia will cost around $10 USD per person," remarked one expat in Gambia.
What are the visa & residency requirements in Gambia?
"To enter Gambia, visitors must obtain a visa prior to arrival. The process of applying for a visa involves submitting an application form, a valid passport, two passport-sized photographs, and a fee. Depending on the purpose of the visit, additional documents may be required. To apply for residency in Gambia, applicants must submit a completed application form, a valid passport, two passport-sized photographs, a medical certificate, a police clearance certificate, and a fee. Applicants may also be required to provide proof of employment, proof of financial means, and proof of accommodation. Once the application is approved, the applicant will be issued a residence permit," wrote one expat in Gambia.
Why do people move to Gambia?
When we asked people why foreigners move to Gambia, they responded:
"Gambia is an attractive destination for expats due to its warm climate, low cost of living, and friendly people. The country is also known for its stunning beaches, diverse wildlife, and vibrant culture. Additionally, Gambia offers a wide range of job opportunities, making it an ideal place for those looking to start a new life abroad. With its low crime rate and excellent healthcare system, Gambia is a safe and secure place to live. Finally, Gambia is a great place to explore and experience a different way of life," wrote one expat in Gambia.
What do I need to know about living in Gambia?
When we asked people what advice they would give someone preparing to move to Gambia, they said:
"Before retiring in Gambia, expats should be aware of the cost of living, which is generally lower than in many other countries. It is important to research the availability of healthcare and medical facilities, as well as the quality of the services provided. Expats should also be aware of the local laws and regulations, and ensure that they are compliant with them. Additionally, expats should research the local culture and customs, and be aware of any potential cultural differences. Finally, expats should ensure that they have the necessary visas and permits to live and work in Gambia," said one person in Gambia.
What do I need to know before moving to Gambia?
When we asked people what advice they would give someone preparing to move to Gambia, they said:
"Gambia is a small, predominantly Muslim country located in West Africa. It is known for its friendly people and beautiful beaches. The official language is English, but many locals also speak Mandinka, Wolof, and Fula. The currency is the Gambian Dalasi. It is important to be aware of the local customs and traditions, as well as the political situation in the country. Healthcare is limited, so it is important to have adequate health insurance. The climate is tropical, with hot and humid weather year-round. It is also important to be aware of the potential risks of malaria and other tropical diseases. Finally, it is important to research the cost of living in Gambia before moving, as it can be quite expensive," explained one expat living in Gambia.
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How do I find a place to live in Gambia?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"One of the best ways to find a place to live in Gambia is to contact a local real estate agent. They will be able to provide you with information about available properties in the area and can help you find the perfect place to call home. Additionally, you can search online for rental listings in Gambia, or ask friends and family who may already live in the area for recommendations," said one person in Gambia.
What is a typical expat home or apartment like in Gambia?
"Expat homes and apartments in Gambia tend to be modern and comfortable, with air conditioning, satellite TV, and internet access. Many expats choose to live in gated communities, which offer a greater sense of security and privacy. Expat homes and apartments often come with a variety of amenities, such as swimming pools, tennis courts, and gyms. Expats can also find homes and apartments with balconies or terraces, providing a great view of the surrounding area," explained one expat living in Gambia.
What is the average cost of housing in Gambia?
If you are thinking about moving to Gambia, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The cost of housing in Gambia varies depending on the location and type of accommodation. Generally, renting a house or apartment in Gambia is relatively affordable, with prices ranging from a few hundred dollars a month for a basic apartment to several thousand dollars a month for a luxury home. Additionally, purchasing a home in Gambia is also an option, with prices ranging from a few thousand dollars for a basic house to several hundred thousand dollars for a luxury home," remarked one expat in Gambia.
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How do I meet people in Gambia?
When we asked people living in Gambia about club and activities where newcomers can meet others, they responded:
"Expats in Gambia often join clubs and activities such as golf, tennis, sailing, and bird watching. Expats also join social clubs, such as the Gambia Expat Network, which provides a platform for expats to meet and socialize. Additionally, expats often meet people through their work, by attending local events, or by joining local churches and other religious organizations. Expats may also meet people through volunteering opportunities, such as helping out at local schools or community centers," said one person in Gambia.
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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Click connect to have our partner contact you via e-mail and/or phone.
SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
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Click connect to have our partner contact you via e-mail and/or phone.
What should I bring when moving to Gambia?
People living in Gambia were asked what three things they wish they had brought and three they wish they had left behind. They wrote:
"When moving to Gambia, it is important to pack clothing that is appropriate for the climate. Lightweight, breathable fabrics such as cotton and linen are ideal for the hot and humid weather. It is also important to bring a good supply of sunscreen and insect repellent to protect against the sun and mosquitoes. Additionally, it is a good idea to bring a first aid kit, as well as any necessary medications. It is also important to bring a few items to make your new home feel more comfortable, such as pictures, books, and other personal items. Finally, it is important to bring a valid passport and any other necessary documents," replied an expat in Gambia.
SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Click connect to have our partner contact you via e-mail and/or phone.
SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Click connect to have our partner contact you via e-mail and/or phone.
Where should I setup a bank account in Gambia?
We asked expats in Gambia what banks they use and there advice about banking. They advised:
"Before retiring in Gambia, expats should research the cost of living and the availability of healthcare services. It is also important to familiarize oneself with the local culture and customs, as well as the language. Expats should also consider the climate and the availability of recreational activities. Additionally, expats should research the visa and residency requirements for staying in Gambia. Finally, expats should ensure that they have access to reliable banking services and a secure source of income," remarked one in Gambia.
Will I be able to find a job in Gambia?
When we asked people about industries and career opportunities in Gambia, they reponded:
"Foreigners often work in Gambia as English teachers, tour guides, hospitality workers, and in the tourism industry. They may also work in the medical field, as well as in the construction and engineering sectors. Additionally, some foreigners may find employment in the banking and finance industry, as well as in the IT and software development fields," said one expat in Gambia.
What is life like in Gambia?
When we asked people living in Gambia what life is like and how people spend their time, they said:
"Life for expats and digital nomads in Gambia is generally quite pleasant. The country is known for its friendly people, beautiful beaches, and vibrant culture. Expats and digital nomads can find a variety of activities to enjoy, from exploring the local markets to taking part in traditional ceremonies. The cost of living is relatively low, making it an attractive destination for those looking to stretch their budget. The country also offers a variety of accommodation options, from beachfront villas to budget-friendly hostels. With its warm climate and laid-back atmosphere, Gambia is an ideal destination for those looking to experience a different way of life," said one person in Gambia.
What do expats in Gambia appreciate most about the local culture?
"Expats in Gambia appreciate the warm hospitality of the local people, the vibrant culture and the beautiful landscapes. They also enjoy the relaxed atmosphere and the friendly nature of the Gambian people. Additionally, expats appreciate the variety of traditional foods and the unique music and dance styles of the country. The country's rich history and cultural heritage are also highly valued by expats," said one person in Gambia.
What do expats find most challenging?
"Expats in Gambia often find the local culture to be quite different from what they are used to. The language barrier can be a challenge, as English is not widely spoken. Additionally, the local customs and traditions can be difficult to understand and navigate. Expats may also find the climate to be quite different from what they are used to, with hot and humid temperatures throughout the year. Finally, the infrastructure in Gambia can be lacking, making it difficult to access certain services and amenities," remarked one expat in Gambia.
Is there a lot of crime in Gambia?
We asked people if there is a lot of crime. They answered:
"Gambia has a relatively low crime rate compared to other countries in the region. However, there have been reports of violent crime, including armed robbery, assault, and rape. Petty crime, such as pickpocketing and bag snatching, is also common in some areas. The government has taken steps to improve security, including increasing police presence in major cities and tourist areas," remarked one expat in Gambia.
Is there a lot of diversity? Are people in Gambia accepting of differences?
"Gambia is a diverse country with a population made up of many different ethnic groups, including Mandinka, Fula, Wolof, Jola, Serahuli, and others. People in Gambia are generally accepting of differences and celebrate the diversity of their culture. There is a strong sense of community and mutual respect among the different ethnic groups, and people are encouraged to embrace their differences," remarked one in Gambia.
What are the schools in Gambia like?
"The American International School of Banjul (AISB) is one of the best international schools in Gambia. It is a private, co-educational school offering an American-style curriculum from pre-kindergarten to grade 12. AISB is accredited by the Middle States Association of Colleges and Schools and the Gambian Ministry of Education. The school offers a wide range of extracurricular activities, including sports, music, and art. The International School of Banjul (ISB) is another excellent international school in Gambia. It is a private, co-educational school offering an international curriculum from pre-kindergarten to grade 12. ISB is accredited by the Council of International Schools and the Gambian Ministry of Education. The school offers a wide range of extracurricular activities, including sports, music, and art. The Bilingual School of Gambia (BSG) is a great bilingual school in Gambia. It is a private, co-educational school offering a bilingual curriculum in English and French from pre-kindergarten to grade 12. BSG is accredited by the Gambian Ministry of Education and the French Ministry of Education. The school offers a wide range of extracurricular activities, including sports, music, and art," commented one expat when asked about in Gambia.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Additional Information:
- Gambia Guide
- Healthcare & Health Insurance in Gambia
- Members Talk about Healthcare & Health Insurance in Gambia
- Best Places to Live in Gambia
- Guide to Real Estate in Gambia
- Pros & Cons of Living in Gambia
- Cost of Living in Gambia
- Getting a Driver's License in Gambia
- Insider's Guide to the Health System in Gambia
- Guide to Residency in Gambia
- Pros and Cons of Living in Gambia 2025