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Living in Peru: Cost of Living, Healthcare and What to Know About Living in Peru | Expat Exchange
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Living in Peru

By Joshua Wood, LPC

Last updated on Jan 06, 2024

Summary: People describe life in Peru as vibrant, diverse, and full of culture. Expats love the friendly people, the delicious food, the stunning landscapes, and the low cost of living. The average cost of living for an expat is around $1,000 to $1,500 per month, depending on lifestyle. The population of Peru is approximately 32 million people, and the largest cities are Lima (the capital), Arequipa, Trujillo, Chiclayo, and Piura. The cons of living in Peru include the high levels of poverty, the lack of infrastructure in some areas, the high levels of crime in some areas, and the difficulty of finding reliable internet access.

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What are the pros and cons of living in Peru?

Expats, digital nomads and retirees living in Peru responded:

"Expats and digital nomads often appreciate the affordability of living in Peru, as well as the country's rich culture and history. They also enjoy the variety of outdoor activities available, such as trekking, surfing, and mountain biking. Additionally, the country's diverse cuisine is a major draw for many expats and digital nomads. On the other hand, some expats and digital nomads may find the language barrier and lack of reliable internet access to be challenging. Additionally, Peru's infrastructure can be lacking in some areas, making it difficult to get around," remarked one expat in Peru.

"I loved living in Arequipa, the 2nd largest city in Peru that no one had ever heard of. Yes, there is poverty aplenty, but I can count on 1 hand the number of people I saw drunk, sleeping on the street or begging. The cultural center of the city is the heart that has been beating for close to 500 years. New life flows in and out of AQP with tourists and then some of them stay to become local entrepreneurs. Open air mercados and bright shiny super grocery stores co-exist. Tiny little shops that sell plastics or unique local items. Across town to find blueberries. Down to San Camilo for fabric or notions. Over to Metro for Kraft mozzarella, Tottus has the creamy yogurt. Out for brunch on Sunday for french crepes or maybe a healthy brekkie with at Cafe Fiora. Lunch with friends at Tia Diario for the best ceviche ever! Along with a light Chilean Sauv Blanc. Internet and Dish media at home with the local news option. Every day 72F (22C) or close enough not to notice. Rainy days in December-February. Sit on the patio listening to the rain fall still warm enough but a cuppa is a welcome companion. Dog walks up on Chichani one of the three guardian volcanoes that surround AQP which sits at 8000 ft (2400m). We'd walk along the road dodging the occasional tourist SUV or combi carrying locals to Chivai. Birds circling and very luckily one July, a group of Giant Andean Hummingbirds chose to nest there. Think the size of a skinny robin. Unique to Peru, although the bird book for Peru has 50 pages of hummers and related species alone. Arequipa is a perfect starting point to seek out adventures of all kinds. Cusco-1 hr flight. This is the perfect way for guests to visit Machu Picchu. Arriving from Lima into Cusco is going from sea level to 14,000 ft (4300m) and altitude sickness. Our guests came to AQP 1st, spent a few days sight seeing, acclimating then on to Cusco, relaxed and ready to hike around Cusco then onto the lower Machu Picchu. Puno on Lake Titicaca and the truly amazing lenten celebration of Candelaria. While on the way there, guess what? In the tiny town of Lampa are two amazing exact copies of Michelangelo's Pieta. Colca Canyon, deep gorgeous and hotels with hot springs. Cotahuasi-deepest canyon in the Western Hemisphere. The beachtowns around Mejia, A Ancient petroglyphs in Toro Muerte. A 1 1/2 hr flight to Lima to try out world class gourmet cooking. The Nasca lines are best accessed from Lima. The Arequipa Hay Festival brings authors, thinkers, artists, film makers etc, to share their experience. My friend proudly displays her photo of Salman Rushdie and her. Art exhibitions are frequent along with poetry readings. The little Andean Museum is beginning to upgrade its collection and the experts advising them. Plays-Trust me the Peruvian version of Hamlet needed no translation. Then a lovely choice of late night restaurants to enjoy. And of course the world famous Arequipa Chile relleno made with the local hot chile Rocoto. On Sunday, adobo Arequipa style only truly enjoyed in one of the many picanterias. There is a private golf course, lots of bicycling trails, although with AQP traffic-caution. We have not ruled out retiring to AQP. But there are some down sides: dust. It is high and dry. Not frequent but power and water outages. TRAFFIC is a dance done best by locals and the not faint of heart. Road signs, as in most of South America, are optional. Corruption-it exists although we only saw it a few times. Street dogs, sad and too many Fireworks-the only time they are welcome and amazing is on Christmas and New Years Eve. The former being the more spectacular 360 degree view from our rooftop. The rest of the year, name a Saints day, name any day, you will hear fireworks being set off. Peruvian parties-many, not all, are extensions of when music was a live band of guitars and a singer. Now it is wall size speakers and amps, with the occasional talented singer. Our neighbor had a birthday party for his 4 year old. A high pitched woman's sing-song voice amplified with a mic and giant speakers went on for over 6 hours. Most parties are at night beginning around 9 or 10 and can go on til 4:00 or when the local association president gets tired of the phone calls and the police show up, the host decides he is tired of the drunken behavior or there is nothing left to drink," explained one expat living in Arequipa.

What type of social life can someone expect in Peru?

When we asked expats and global nomads about their social experiences in Peru, they replied:

"As an expat, while tempting to stay within that bubble, learning the local language is KEY. Peruvians are friendly, Arequipenas are gracious and patient with rudimentary Spanish speakers. Be the same, ALWAYS and social life will happen through participating in all of the previous options for outings," said one expat in living in Arequipa, Peru.

"Expats, retirees and digital nomads living in Peru typically have an active social life. They often join local clubs and organizations, attend cultural events, and make friends with other expats, retirees and digital nomads. They also often take advantage of the many outdoor activities available in Peru, such as hiking, biking, and exploring the country's many archaeological sites. Additionally, they often take part in the vibrant nightlife of Peru's cities, enjoying the country's delicious cuisine and lively music," wrote one expat in Peru.

"Peru has a vibrant social scene, with plenty of opportunities to meet new people and explore the culture. From lively bars and clubs to traditional festivals and events, there is something for everyone. Peruvians are known for their hospitality and welcoming attitude, making it easy to make friends and enjoy the local culture. There are also plenty of outdoor activities to enjoy, such as hiking, biking, and exploring the many archaeological sites. Whether you're looking for a night out or a day of adventure, Peru has something for everyone," explained one expat in Peru.

"Having a local or a native Spanish speaker as a friend opens up Arequipa. There are numerous events, including one of 2 South American Hay Festivals held annually, beer festivals, concerts, plays etc. Being able to understand or just participate was a truly enriching experience. It is so worth the effort," said one expat in Arequipa.

What advice to expats in Peru have about housing?

"I would not recommend buying a house unless you are a fluent Spanish speaker. That said for high quality homes, rentals can be very expensive. I think renting first then buying would make sense," explained one expat living in Arequipa.

What are medical services in Peru like?

When we asked expats and global nomads about the quality of medical care in Peru, they replied:

"The availability of medications is very dependent on what it is. Until COVID an expat friend had an insulin pump she was able to get what she needed to ensure its proper functioning. I was able to get any meds the local doctor prescribed, but not one my US doctor had. Our insurance let me buy a year's worth at a time to compensate for that," explained one expat living in Arequipa.

"Peru has a public health system that provides basic medical services to its citizens. Private health care is also available, and many people opt for this option due to the higher quality of care. The country has a number of hospitals and clinics that offer a range of services, including general medicine, surgery, obstetrics and gynecology, and dentistry. In addition, Peru has a number of specialized medical centers that provide specialized care in areas such as cardiology, oncology, and neurology," said one expat in living in Peru.

Are healthcare and health insurance expensive in Peru?

"Healthcare and health insurance in Peru can be expensive, especially for those who do not have access to public health services. Private health insurance plans are available, but they can be costly and may not cover all medical expenses. Additionally, many medical treatments and medications are not covered by insurance, and the cost of these can be prohibitive for some people. In general, healthcare and health insurance in Peru can be expensive, and it is important to research the options available before making a decision," said one in Peru.

Is the cost of living in Peru high?

We asked people about the cost of living in Peru, they wrote:

"The cost of living in Peru is generally quite affordable, with prices for basic goods and services being lower than in many other countries. However, the cost of living in the larger cities such as Lima and Cusco is higher than in the rest of the country. Rent for a nice 1 bedroom apartment in Peru can range from $400 to $800 USD per month, while a nice 2 bedroom apartment can range from $600 to $1,200 USD per month. Eating dinner at a moderately priced restaurant in Peru can cost around $10 USD per person," explained one expat in Peru.

What are the visa & residency requirements in Peru?

"In order to visit Peru, foreign nationals must obtain a visa prior to their arrival. The process of applying for a visa involves submitting an application form, a valid passport, a passport-sized photograph, and the applicable visa fee. Depending on the purpose of the visit, additional documents may be required. In order to obtain residency in Peru, foreign nationals must submit an application form, a valid passport, a passport-sized photograph, and the applicable fee. They must also provide proof of sufficient financial resources, a criminal background check, and a medical certificate. Depending on the type of residency, additional documents may be required. Once the application is approved, the foreign national will receive a residency card, which must be renewed every two years," said one expat in living in Peru.

Why do people move to Peru?

When we asked people why foreigners move to Peru, they responded:

"Peru is an attractive destination for expats due to its diverse culture, stunning landscapes, and vibrant cities. The country is home to a variety of climates, from the Amazon rainforest to the Andes mountains, making it an ideal place for outdoor enthusiasts. Additionally, Peru has a rich history and culture, with many archaeological sites and ancient ruins to explore. The cost of living in Peru is also relatively low, making it an attractive option for those looking to stretch their budget. Finally, Peru is a great place to learn Spanish, with many language schools and courses available," wrote one expat in Peru.

What do I need to know about living in Peru?

When we asked people what advice they would give someone preparing to move to Peru, they said:

"Expats should research the cost of living in Peru before retiring there, as it can vary greatly depending on the city and lifestyle. It is also important to familiarize oneself with the local language, as English is not widely spoken in Peru. Additionally, expats should research the healthcare system in Peru and consider purchasing private health insurance. It is also important to research the local laws and regulations, as well as the visa requirements for expats. Finally, expats should consider the cultural differences between their home country and Peru, and be prepared to adjust to a new way of life," explained one expat living in Peru.

What do I need to know before moving to Peru?

When we asked people what advice they would give someone preparing to move to Peru, they said:

"Expats should be aware that Peru is a Spanish-speaking country, so it is important to learn some basic Spanish before moving. It is also important to research the cost of living in Peru, as it can vary greatly depending on the city and region. Additionally, expats should be aware of the cultural norms and customs in Peru, as they may be different from their home country. It is also important to research the visa requirements for Peru, as different types of visas may be required depending on the length of stay. Finally, expats should be aware of the healthcare system in Peru, as it may be different from what they are used to," said one person in Peru.

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How do I find a place to live in Peru?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"One of the best ways to find a place to live in Peru is to use online resources such as websites and social media. Websites such as Craigslist, Expat.com, and EasyRoommate are great for finding rental properties in Peru. Additionally, social media platforms such as Facebook and Twitter can be used to search for rental properties in Peru. Additionally, it is also possible to find a place to live in Peru by asking around in the local community. Many people in Peru are willing to rent out their homes or apartments to foreigners. Finally, it is also possible to find a place to live in Peru by using a real estate agent. Real estate agents can help you find the perfect place to live in Peru," explained one expat living in Peru.

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What is a typical expat home or apartment like in Peru?

"Expat homes and apartments in Peru tend to be modern and comfortable, with amenities such as air conditioning, cable TV, and internet access. Many expats choose to live in gated communities, which offer additional security and access to amenities such as swimming pools, gyms, and tennis courts. Expat homes and apartments in Peru are typically located in the more affluent areas of the city, such as San Isidro, Miraflores, and Barranco," explained one expat living in Peru.

What is the average cost of housing in Peru?

If you are thinking about moving to Peru, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Peru varies depending on the location and type of accommodation. Generally, renting an apartment in a city center can cost between $200 and $500 per month, while renting a house in a rural area can cost between $100 and $200 per month," remarked one expat in Peru.

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How do I meet people in Peru?

When we asked people living in Peru about club and activities where newcomers can meet others, they responded:

"Expats in Peru often join clubs and activities such as language exchange groups, hiking clubs, and sports teams. Expats can also meet people by attending local events such as festivals, concerts, and art exhibitions. Additionally, many expats find it helpful to join online forums and social media groups related to their interests, as well as attending meetups and networking events," explained one expat living in Peru.

What should I bring when moving to Peru?

People living in Peru were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Peru, it is important to pack items that will help you adjust to the climate and culture. Pack clothing that is appropriate for the warm climate, such as light, breathable fabrics. Bring a few items of warmer clothing for the cooler evenings. Make sure to bring comfortable shoes for walking and exploring. Pack any necessary medications and toiletries. Bring a few items that will help you feel at home, such as photos, books, and music. Don't forget to bring a valid passport and any other important documents," said a person living in Peru.

Where should I setup a bank account in Peru?

We asked expats in Peru what banks they use and there advice about banking. They advised:

"Expats should research the cost of living in Peru before retiring there, as it can vary greatly depending on the city and lifestyle. It is also important to familiarize oneself with the local language, as English is not widely spoken in Peru. Additionally, expats should research the healthcare system in Peru and consider purchasing private health insurance. It is also important to research the local laws and regulations, as well as the visa requirements for expats. Finally, expats should consider the cultural differences between their home country and Peru, and be prepared to adjust to a new way of life," remarked one in Peru.

Will I be able to find a job in Peru?

When we asked people about industries and career opportunities in Peru, they reponded:

"Foreigners often work in Peru as English teachers, tour guides, hospitality workers, and in the mining and agricultural industries. They may also find employment in the IT sector, as well as in the medical and legal fields. Additionally, many foreigners work as freelance writers, photographers, and web designers," explained one expat.

What is life like in Peru?

When we asked people living in Peru what life is like and how people spend their time, they said:

"Living in Peru as an expat or digital nomad can be an exciting and rewarding experience. The country offers a unique blend of culture, history, and natural beauty, making it an ideal destination for those looking to explore a new place. Expats and digital nomads in Peru can enjoy a variety of activities, from exploring the ancient ruins of Machu Picchu to taking in the vibrant nightlife of Lima. The cost of living in Peru is relatively low, making it an attractive option for those looking to stretch their budget. The country also offers a wide range of accommodation options, from luxury apartments to budget hostels. Expats and digital nomads in Peru can also benefit from the country's excellent healthcare system and reliable internet connection," explained one expat.

What do expats in Peru appreciate most about the local culture?

"Expats in Peru appreciate the country's rich cultural heritage, which includes a variety of traditional festivals, music, art, and cuisine. They also enjoy the warm hospitality of the Peruvian people, who are known for their friendliness and willingness to help. Additionally, expats appreciate the country's stunning natural beauty, with its majestic mountains, lush rainforests, and stunning beaches. Finally, expats enjoy the vibrant nightlife in Peru, with its lively bars, clubs, and restaurants," said a person living in Peru.

What do expats find most challenging?

"Expats in Peru often find the language barrier to be one of the most challenging aspects of the local culture. Additionally, the country's strong sense of national pride and cultural identity can be difficult for expats to navigate. Peru's complex bureaucracy and paperwork can also be a source of frustration for expats. Finally, the country's diverse geography and climate can be difficult to adjust to for those coming from other parts of the world," said one expat in Peru.

Is there a lot of crime in Peru?

We asked people if there is a lot of crime. They answered:

"Crime is a problem in Peru, with reports of robberies, assaults, and other violent crimes occurring in both urban and rural areas. Drug trafficking and organized crime are also issues in Peru, with the country being a major transit point for illegal drugs. In addition, there have been reports of corruption and bribery in the government and police forces," replied an expat in Peru.

Is there a lot of diversity? Are people in Peru accepting of differences?

"Yes, Peru is a very diverse country. It is home to people of many different ethnicities, including indigenous peoples, mestizos, Europeans, Asians, and Afro-Peruvians. People in Peru are generally accepting of differences, and the country has a long history of cultural exchange and integration," replied an expat in Peru.

What are the schools in Peru like?

"This is a small school that is growing. The teacher to student ratio is 4 to 1. It is a Christian school that is taching our kids to get along with others. We love the school and would recommend it to anyone. The cost is cheaper than the other schools in town which is an added bonus," explained one expat living in Lima, Peru.

"The British School of Lima is one of the best international schools in Peru. It is a co-educational, non-denominational school that offers a British-style education to students from Pre-Kindergarten to Year 13. The school is committed to providing a high-quality education that is tailored to the individual needs of each student. The curriculum is based on the National Curriculum of England and Wales, and the school also offers a range of extra-curricular activities. The Markham College is another excellent international school in Peru. It is a co-educational, non-denominational school that offers a British-style education to students from Pre-Kindergarten to Year 13. The school is committed to providing a high-quality education that is tailored to the individual needs of each student. The curriculum is based on the National Curriculum of England and Wales, and the school also offers a range of extra-curricular activities. The Colegio Franklin Delano Roosevelt is a bilingual school in Peru that offers a bilingual education to students from Pre-Kindergarten to Year 13. The school is committed to providing a high-quality education that is tailored to the individual needs of each student. The curriculum is based on the National Curriculum of Peru and the United States, and the school also offers a range of extra-curricular activities," said one parent with children at in .

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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