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Pros and Cons of Living in Philippines | Expat Exchange
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Borocay Island, Philippines

Pros and Cons of Living in Philippines

By Betsy Burlingame

Last updated on Apr 30, 2024

Summary: The pros of living in the Philippines include its tropical climate, beautiful beaches, and friendly people. The country is also known for its low cost of living, making it an attractive destination for expats. Additionally, the Philippines is a culturally diverse country with a rich history and vibrant culture. On the other hand, the cons of living in the Philippines include the high levels of poverty, the prevalence of natural disasters, and the lack of infrastructure in some areas. Additionally, the country has a high crime rate, and the healthcare system is not as advanced as in other countries.

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What are the pros and cons of living in Philippines?

Expats, digital nomads and retirees living in Philippines responded:

" It's true, services are slow, all services. Most don't even know what they are talking about. Public services are very bad at not knowing anything. Not much is reliable except food! And the big car companies like Toyota have no parts!! Frustrating," said one expat in living in Philippines.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
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What do expats in Philippines appreciate most about the local culture?

"Expats in the Philippines appreciate the local hospitality and friendliness of the Filipino people. They also appreciate the lively festivals and unique cuisine. In addition, they find the natural beauty of the country captivating, with its stunning beaches, lush jungles, vibrant cities and vast mountain ranges. The country boasts a rich and diverse culture of its own, with beautiful art and music and lively traditions. Expats are also drawn by the tropical climate, amazing landscapes and fun outdoor activities," said one expat in Philippines.

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SJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

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Click connect to have our partner contact you via e-mail and/or phone.

SJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

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What do expats find most challenging?

"Filipinos, generally speaking, do not do sarcasm. I've had to learn how to dial my sarcasm way, way back. On the flipside, when they do try sarcasm, they are generally really bad at it, and it can come off as just purely mean. So you have to learn to have thick skin. Also, ignoring sarcasm all together, there are different observational boundaries here. They will openly comment on your appearance in ways that Americans won't. (Wow, you're fat! You're SO tall! Your feet are HUGE!) This will sometimes be accompanied with pokes or pinches. This is all observational. Nothing mean is meant by it, despite how we've been conditioned to hear it. As a parent, the other thing that has been very hard to get used to is that women I've never seen before will touch my children. There is still a belief here among some that what a mother sees or touches while she's pregnant will affect the looks of her unborn child. The Philippines is a country that, right or wrong, aesthetically prizes light skin and European noses, so it's not uncommon for young women to come up to my children when we are out and about and just start stroking their cheeks. Sometimes you also come across older ladies who just like to stroke and pet cute little kids, no matter what their race, and feel free to do so. My kids are used to it now, but I still have to control the urge to tell these women to step back and keep their hands to themselves. Nothing untoward is meant by it, and it's actually a complement; they are saying they think my kids are cute. So, thanks for that? I just bite my tongue and move us along as soon as we can. I know a lot of expats struggle with the feeling of being overcharged for items or services. This does happen. Do your research beforehand on what things should cost. If you think the price is too high, just stand there for a moment, holding or looking at the item and often they will lower the price. You can try asking what their "last price" is. Sometimes asking them what the price would be if you need a receipt will lower the price, too, especially if they are just working the booth and not the owners, because they would get fired if the booth owner sees they are overcharging and pocketing the difference. Agree to prices before you get into a tricycle or get a massage or any sort of service agreement. Finally, if the price is only slightly inflated, and you can afford it, consider just paying it. Unless you are here living on a Filipino salary yourself and honestly can't afford the "foreigner tax", then look at the extra dollar or two as a form of charity. Do not let your retail experiences contaminate your feelings toward all Filipinos. My Filipino friends are embarrassed and shocked to hear what shopping can be like for me," said one person in Alabang.

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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

Borocay Island, Philippines

SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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