Retire in England
Last updated on Jan 07, 2024
Summary: Retirees are often attracted to the UK for its rich cultural heritage, vibrant cities, and stunning countryside. The UK also offers retirees a high quality of life, with excellent healthcare and a wide range of leisure activities. The weather in the UK is generally mild, with temperatures ranging from an average of 41°F (5°C) in January to an average of 64°F (18°C) in July.
What is it like to retire in England?
"Life for a retiree in England and its surroundings can be as diverse as they would like it to be. There is an active expat community in the area, with many clubs and social events to join in on. For cultural attractions, retirees can enjoy world-renowned museums and galleries, famous monuments, and centuries-old castles. Recreational activities such as golf, fishing, and sailing are also plentiful in the area. For those looking for a more lively evening, there are plenty of pubs, theaters, and shows to choose from in most towns and cities," commented one retiree living in UK.

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What are the most challenging aspects of retiring in England?
"One of the most challenging aspects of retiring in England is finding affordable housing; the cost of living in England is one of the highest in all of the European Union. Additionally, the tax system can be relatively complex, making it difficult for retirees to ensure that they are optimising their income sources in retirement. Another challenge for retirees is that oftentimes, the pension provided by the government would not be enough to sustain a comfortable lifestyle. Finally, the lack of transportation infrastructure outside of major cities can create challenges for retirees who wish to stay physically active and access amenities," remarked one retiree in UK.
What are the most rewarding aspects of retiring in England?
"The diverse and multicultural population of England makes retiring there a highly rewarding experience. With an abundance of attractive cities and countryside, England is full of beautiful places to explore and enjoy. Additionally, the public health system and extensive social welfare system mean retirees can feel safe and secure in the knowledge that their basic needs are provided for. There are plenty of fun activities retirees can take advantage of in England, such as visiting historic places, taking in the culture, or just relaxing in a picturesque countryside setting. Retirement in England also offers retirees a great opportunity to relax, make new connections, and spend quality time with friends and family," said one retiree in UK.
What are healthcare services like in England?
We asked retirees if they have access to good medical care in England. They wrote:
"The National Health Service (NHS) in England provides excellent healthcare to its citizens, with an emphasis on preventative care. Health services are delivered by a wide range of stakeholders, including general practitioners (GPs), mental health professionals, community health professionals, and hospitals, who provide consultations, diagnosis, treatments, and aftercare. Citizens of England can also access help from pharmacists and dentists as needed. Patients will be assigned a surgeon and a general practitioner who are responsible for coordinating their care. The NHS also provides a range of additional services, such as specialist services for rare conditions and surgeries, as well as hospitals for more serious conditions and treatments. Furthermore, a number of private healthcare providers operate in England, allowing people to receive additional treatments that are not available through the NHS," said a person in UK.
How do I meet people in England?
When we asked people living in England about club and activities where newcomers can meet others, they responded:
"Expats living in England often join clubs dedicated to particular interests or hobbies, such as book clubs, language exchange groups, running clubs, and sport leagues to meet people and stay engaged in their new environment. Volunteering for local charities and organizations is another wonderful way to both meet people and contribute to the local community. Local networking events, as well as using online resources and communities, can also be great ways for expats to meet people, build relationships, and create social connections. Additionally, attending festivals, exhibitions, and shows can be great opportunities for expats to experience new cultures and make new friends," remarked one retiree in UK.
"Join The Leeds Library (private) because the public libraries are not so hot. Hang out in local cafes and you soon meet the regulars. Same goes for pubs. Take classes at Swarthmore or any number of colleges," said a retiree who moved to Leeds, UK.
What is life like in England?
When we asked people living in England what life is like and how people spend their time, they said:
"More and more life revolves around work, I would say. And as more people are out at work all day there is less interaction with neighbours," said one retiree in Leeds.
"Life for expats and digital nomads in England can be both exciting and rewarding. The country offers a rich cultural experience, as well as a diverse range of activities and attractions. Expats and digital nomads in England will find plenty of educational and employment opportunities, as well as affordable housing. The country boasts a large expat community, which makes it easy for newcomers to quickly assimilate and make friends. The United Kingdom also offers a vibrant nightlife, world-class restaurants, and entertainment, making it an ideal playground for those seeking an ever-changing and interesting lifestyle," commented one retiree living in UK.
What do I need to know before retiring in England?
When we asked people what advice they would give someone preparing to move to England, they said:
"Bring plenty of starter money. Most homes and rental properties are out of reach for the average white or blue collar worker within Cambridge. They further out you go, the more affordable it gets, but then you have the commute time & costs to absorb," said one retiree in living in Cambridge, UK.
"Before retiring in England, expats should research the local housing market, cost of living, exchange rate, annual income tax bracket, eligible pension schemes and healthcare options. It is also important to explore visa and residency requirements and investigate whether a UK bank account is necessary. When considering working after retirement, expats should familiarize themselves with the labor laws governing their employment and any other relevant regulations. Lastly, to ensure a smooth transition, expats should embrace the local culture, language and lifestyle," explained a retiree in UK.
"Depends from where you are moving.. if its from abroad... English culture is a challenge, it takes a lot of time to make real friends, but once you are in, you are in!!! :)," explained one retiree living in Weston Super Mare.
What type of recreational activities are there in England?
"There are lots of parks that have tennis courts, fields, table tennis and facilities for the whole family. There are a couple of swimming pool/ leisure centers throughout the city," remarked one retiree in Sheffield.
"In England, residents enjoy a variety of recreational facilities, such as parks, gardens, beaches, and sports facilities. Parks are a popular destination for picnics, walks, and outdoor activities. Gardens are often used for leisurely strolls and admiring the beauty of nature. Beaches are a great place to relax and enjoy the sun, sand, and sea. Sports facilities are available for a variety of activities, such as tennis, football, and cricket. There are also many cultural attractions, such as museums, galleries, and theatres, which provide entertainment and education," explained one member in UK.
Where will I buy groceries and do other shopping in England?
"Supermarkets in Sheffield offer excellent service and standards with big names such as: Morrisons, Sainsbury's, Asda, Tescos etc," explained one retiree living in Sheffield.
"People living in England typically buy groceries from supermarkets such as Tesco, Sainsbury's, Asda, and Morrisons. Other shopping can be done at department stores like John Lewis, Marks & Spencer, and Debenhams, as well as smaller independent shops. Shopping centres and markets are also popular places to shop for a variety of items. Online shopping is becoming increasingly popular, with many retailers offering delivery services," said one retiree in living in UK.
About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC
Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.
Additional Information:
- UK Guide
- Healthcare & Health Insurance in UK
- Members Talk about Healthcare & Health Insurance in UK
- Best Places to Live in UK
- Real Estate in UK
- Guide to Real Estate in UK
- Pros & Cons of Living in UK
- Cost of Living in UK
- Educational System in England
- 10 Things to Know Before Moving to England
- London Boroughs
- How to Buy a Home in England
- 2025 Guide to Living in UK
- Pros and Cons of Living in UK 2025