Retire in England
Last updated on Jan 07, 2024
Summary: Retirees are often attracted to the UK for its rich cultural heritage, vibrant cities, and stunning countryside. The UK also offers retirees a high quality of life, with excellent healthcare and a wide range of leisure activities. The weather in the UK is generally mild, with temperatures ranging from an average of 41°F (5°C) in January to an average of 64°F (18°C) in July.
What is it like to retire in England?
"Life for a retiree in England and its surroundings can be as diverse as they would like it to be. There is an active expat community in the area, with many clubs and social events to join in on. For cultural attractions, retirees can enjoy world-renowned museums and galleries, famous monuments, and centuries-old castles. Recreational activities such as golf, fishing, and sailing are also plentiful in the area. For those looking for a more lively evening, there are plenty of pubs, theaters, and shows to choose from in most towns and cities," said a retiree who moved to UK.
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What are the most challenging aspects of retiring in England?
"One of the most challenging aspects of retiring in England is finding affordable housing; the cost of living in England is one of the highest in all of the European Union. Additionally, the tax system can be relatively complex, making it difficult for retirees to ensure that they are optimising their income sources in retirement. Another challenge for retirees is that oftentimes, the pension provided by the government would not be enough to sustain a comfortable lifestyle. Finally, the lack of transportation infrastructure outside of major cities can create challenges for retirees who wish to stay physically active and access amenities," said a retiree who moved to UK.
What are the most rewarding aspects of retiring in England?
"The diverse and multicultural population of England makes retiring there a highly rewarding experience. With an abundance of attractive cities and countryside, England is full of beautiful places to explore and enjoy. Additionally, the public health system and extensive social welfare system mean retirees can feel safe and secure in the knowledge that their basic needs are provided for. There are plenty of fun activities retirees can take advantage of in England, such as visiting historic places, taking in the culture, or just relaxing in a picturesque countryside setting. Retirement in England also offers retirees a great opportunity to relax, make new connections, and spend quality time with friends and family," explained a retiree in UK.
What are healthcare services like in England?
We asked retirees if they have access to good medical care in England. They wrote:
"The National Health Service (NHS) in England provides excellent healthcare to its citizens, with an emphasis on preventative care. Health services are delivered by a wide range of stakeholders, including general practitioners (GPs), mental health professionals, community health professionals, and hospitals, who provide consultations, diagnosis, treatments, and aftercare. Citizens of England can also access help from pharmacists and dentists as needed. Patients will be assigned a surgeon and a general practitioner who are responsible for coordinating their care. The NHS also provides a range of additional services, such as specialist services for rare conditions and surgeries, as well as hospitals for more serious conditions and treatments. Furthermore, a number of private healthcare providers operate in England, allowing people to receive additional treatments that are not available through the NHS," explained one retiree living in UK.
How do I meet people in England?
When we asked people living in England about club and activities where newcomers can meet others, they responded:
"There is a BME Black & Minority Forum that meets every tue at lunch time in the Badger center.. it is a good place to start meeting more expats... they have free English classes if needed and have lots of excellent activities... Weston Super Mare is more multicultural than other parts in Somerset. There is an African Shop where I found out plantain and beans :) happy days!!!," said a retiree who moved to Weston Super Mare, UK.
"Expats living in England often join clubs dedicated to particular interests or hobbies, such as book clubs, language exchange groups, running clubs, and sport leagues to meet people and stay engaged in their new environment. Volunteering for local charities and organizations is another wonderful way to both meet people and contribute to the local community. Local networking events, as well as using online resources and communities, can also be great ways for expats to meet people, build relationships, and create social connections. Additionally, attending festivals, exhibitions, and shows can be great opportunities for expats to experience new cultures and make new friends," said one retiree in UK.
"Join The Leeds Library (private) because the public libraries are not so hot. Hang out in local cafes and you soon meet the regulars. Same goes for pubs. Take classes at Swarthmore or any number of colleges," commented one retiree living in Leeds, UK.
"The Cambridge Executive Club is an over 40s single club with lots of activities each month & it doesn't cost but 10 pounds a year. There are lots of volunteering opportunities in town with numerous charities & hospitals. Health clubs are excellent, too. For the young adults, there are plenty of night clubs," explained one retiree living in Cambridge.
What is life like in England?
When we asked people living in England what life is like and how people spend their time, they said:
"More and more life revolves around work, I would say. And as more people are out at work all day there is less interaction with neighbours," commented one retiree living in Leeds, UK.
"Weston Super Mare (WSM) used to be a touristic spot but it has gone down a bit and now they are rebuilding it. It has a new Pier full of attractions, a lovely place to come and spend the day with the family. On the other side, 17% of services for drug addiction are based here so there is an eclectic mix of people here. Live revolves mainly around socializing," explained one retiree living in Weston Super Mare.
What do I need to know before retiring in England?
When we asked people what advice they would give someone preparing to move to England, they said:
"Bring plenty of starter money. Most homes and rental properties are out of reach for the average white or blue collar worker within Cambridge. They further out you go, the more affordable it gets, but then you have the commute time & costs to absorb," said one retiree in living in Cambridge, UK.
"Depends from where you are moving.. if its from abroad... English culture is a challenge, it takes a lot of time to make real friends, but once you are in, you are in!!! :)," explained a retiree in Weston Super Mare.
"Before retiring in England, expats should research the local housing market, cost of living, exchange rate, annual income tax bracket, eligible pension schemes and healthcare options. It is also important to explore visa and residency requirements and investigate whether a UK bank account is necessary. When considering working after retirement, expats should familiarize themselves with the labor laws governing their employment and any other relevant regulations. Lastly, to ensure a smooth transition, expats should embrace the local culture, language and lifestyle," explained one retiree living in UK.
"Think carefully of what part of the city you would want to live in. Public transport is good but most people drive their own vehicles. Parking is scarce however," said one member in Leeds.
What type of recreational activities are there in England?
"There are lots of parks that have tennis courts, fields, table tennis and facilities for the whole family. There are a couple of swimming pool/ leisure centers throughout the city," said one retiree in living in Sheffield, UK.
"In England, residents enjoy a variety of recreational facilities, such as parks, gardens, beaches, and sports facilities. Parks are a popular destination for picnics, walks, and outdoor activities. Gardens are often used for leisurely strolls and admiring the beauty of nature. Beaches are a great place to relax and enjoy the sun, sand, and sea. Sports facilities are available for a variety of activities, such as tennis, football, and cricket. There are also many cultural attractions, such as museums, galleries, and theatres, which provide entertainment and education," wrote one person in UK.
Where will I buy groceries and do other shopping in England?
"People living in England typically buy groceries from supermarkets such as Tesco, Sainsbury's, Asda, and Morrisons. Other shopping can be done at department stores like John Lewis, Marks & Spencer, and Debenhams, as well as smaller independent shops. Shopping centres and markets are also popular places to shop for a variety of items. Online shopping is becoming increasingly popular, with many retailers offering delivery services," remarked one retiree in UK.
"Supermarkets in Sheffield offer excellent service and standards with big names such as: Morrisons, Sainsbury's, Asda, Tescos etc," explained one retiree living in Sheffield.
About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.
Additional Information:
- UK Guide
- Healthcare & Health Insurance in UK
- Members Talk about Healthcare & Health Insurance in UK
- Best Places to Live in UK
- Real Estate in UK
- Guide to Real Estate in UK
- Pros & Cons of Living in UK
- Cost of Living in UK
- Homeschooling in England
- How to Enroll Your Children in School in England
- Educational System in England
- 10 Things to Know Before Moving to England
- 2025 Guide to Living in UK
- Pros and Cons of Living in UK 2025