Retire in Spain
Last updated on Jan 01, 2024
Summary: Retirees are attracted to Spain for its beautiful beaches, vibrant culture, and delicious cuisine. Spain also offers a relaxed lifestyle and a lower cost of living than many other European countries. The weather in Spain varies depending on the region, but generally the summers are hot and dry with temperatures ranging from the mid-70s to the mid-90s Fahrenheit. Winters are mild with temperatures ranging from the mid-40s to the mid-60s Fahrenheit.
What is it like to retire in Spain?
"Life for a retiree in Spain and its surroundings is filled with a plethora of activities, both cultural and recreational. The expat community in the region is quite active, offering retirees plenty of opportunities to connect with other retirees and local residents alike. Cultural attractions like local galleries, theatres and concerts are available throughout the region and provide retirees with plenty of opportunities for entertainment. Meanwhile, recreational activities such as beaches, golf, biking, hiking and skiing are all readily available, allowing retirees to stay active and explore the surrounding area. For those looking for a lively nightlife, there are plenty of bars and pubs located throughout the region, providing retirees with a variety of options for entertainment, from mellow jazz bars to vibrant nightclubs," commented one retiree living in Spain.
"We love Salamanca. It is a university city, so there are lot's of young people. We don't own a car, so it's nice to live where we can walk everywhere. There's always something going on, plus the city is a Unesco World Heritage site so it's quite beautiful. The weather can be difficult in the summer though: high temps and no air-conditioning. There are cultural events and a vibrant night life. I am not aware of any expat community here," explained one retiree living in Salamanca.
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What advice do overseas retirees have for others considering retiring abroad?
"Spain is a wonderful country. No matter how trying the visa process is, don't give up," commented one retiree living in Salamanca, Spain.
What are the most challenging aspects of retiring in Spain?
"Not speaking the language. Also adjusting to the meal hours and realizing that most stores are closed between 1:00 to 4:30. You may have trouble buying clothes if you are tall or overweight; the Spaniards tend to be smaller and thinner than many Americans," remarked one retiree in Salamanca.
"One of the most challenging aspects of retiring in Spain is obtaining residency. Many countries require paperwork from employers verifying your residence and work history as well as proof that you have sufficient funds to live in Spain. Additionally, navigating Spain's healthcare system can be difficult to adjust to, as it is a different system than many foreigners are accustomed to. Language can also be a barrier, as many people in Spain are not fluent in English. Additionally, if you are considering working in Spain after retirement, Spain's labor regulations can also be confusing for newcomers. Finally, transitioning to a foreign culture can also be challenging, as Spain has a different culture and way of life from many other countries," said a retiree who moved to Spain.
What are the most rewarding aspects of retiring in Spain?
"Retiring in Spain promises a vibrant lifestyle filled with great weather, beautiful landscapes and friendly locals. The relaxed pace of life and the low cost of living offer exciting opportunities to enjoy many outdoor activities, spend quality time with friends and family and explore a new culture and cuisine. With high-quality healthcare and great public transportation options, it is easy to stay connected to friends and family in other parts of the world. Above all, Spain is a safe and welcoming place where many people choose to spend their retirement years," explained one retiree living in Spain.
"Making new friends, walking everywhere, feeling like a part of the community. The cost of living is cheaper, so we can travel. The culture of tapas is not bad either," said one retiree in living in Salamanca, Spain.
What are healthcare services like in Spain?
We asked retirees if they have access to good medical care in Spain. They wrote:
"Yes. When we were applying for our visa we purchased insurance with Sanitas Health. It costs 150 euros ($165) a month. We have only used our insurance to refill our American prescriptions," explained one retiree living in Salamanca.
"Healthcare services in Spain are generally very good; the country has some of the best healthcare systems in the world, ranking highly on various health indices. The country offers largely free healthcare for its citizens and residents, with most services provided by the public healthcare system. Patients have free access to general practitioners, hospitals and clinics, and most specialists, tests and treatments are either heavily subsidised or free. Outpatient services are also available, including expert diagnosis and treatment, advice and education. Most medical centres offer comprehensive medical equipment and skilled personnel, and they also provide mental health services and home care. Additionally, Spain offers an extensive range of private healthcare options, and insurance companies in the country often offer incentives for those wanting to invest in private health care," said one retiree in living in Spain.
How do I meet people in Spain?
When we asked people living in Spain about club and activities where newcomers can meet others, they responded:
"Many expats in Spain join local sports clubs that offer activities such as soccer, running, and tennis, as well as other activities like language exchange and book clubs. In addition, they often take advantage of Spain's vast cultural offerings, from flamenco classes to wine tastings. Expats looking to mix with locals might join Meet-Ups and other community-based activities, visit local bars and cafés, and attend Spanish festivals, street fairs, and other events. Expats might also attend events hosted by international organizations or through online connections with other expats from the same home country," explained a retiree in Spain.
"Definitely try out the International Newcomers Club. Though they have one or two men in the group...they are very open to more. They do many fun things during the week and have activities such as wine tasting parties on weekends. There is at least one event monthly and you meet many fantastic people. The American Women's Club is also nice, but they are oriented towards community service and raising funds for charities. They do have monthly meetings and have a club house with a large lending library," explained one retiree living in Madrid.
What is life like in Spain?
When we asked people living in Spain what life is like and how people spend their time, they said:
"Typically the Spaniards priority is family. They have extended family near by and visit quite often. You may be friends at work, but once the work day is over the friendship normally does not extend to socializing outside the office. Soccer (or futbol) is big and a good topic of conversation. Additionally people enjoy travelling from one side of the country to the other on holiday. If Spain has a holiday on Thursday, schools will give the children off on the Friday too so that families can travel. The winter and spring breaks are very long...again so people can travel. Folks are always going somewhere," said one retiree in Madrid.
"Living in Spain as an expat or digital nomad can be incredibly rewarding - the great weather, wonderful people and fantastic culture make it an ideal place to call home. Expats and digital nomads can benefit from having access to some of Europe's most vibrant cities and a wealth of opportunities for employment and leisure activities. Public transportation networks are reliable and affordable, and the cost of living is generally lower than in many other European countries. Expats and digital nomads can take advantage of the thriving cultural scene and the array of outdoor activities that come with life on the Mediterranean coast. Furthermore, healthcare and education systems are widely accessible and of a high standard," commented one retiree living in Spain.
What do I need to know before retiring in Spain?
When we asked people what advice they would give someone preparing to move to Spain, they said:
"The following applies to anywhere bt applies to my wife and living on the Costa Tropical. 1. Establish Goals for how you want to live your life 2. Choose a location wisely based not only on geography, weather and climate but also based on the local cultural opportunities and transportation infrastructure. 3. Try out the place, visit the place and give it a dry run 4. Consider health care, it doesn’t matter how old you are 5. Figure out the local housing market to establish your new home 6. Check out the cost of living to know if your budget plan and goals work 7. Understand the Visa requirements 8. Get a grasp of the local culture 9. Be aware of local opportunities for sports, leisure, entertainment and cultural activities 10. Become familiar with issues relating to taxes and banking 11. Work out issues relating to communication technology. I have written a short book called "Renaissance in The Sun" Its virtually FREE. You can find it on Amazon and Kindle. Its about life and Spain," commented one retiree living in Spain.
"1. Expats should research different regions of Spain to decide on the best place to retire. 2. It is important to know the language, as even if English is widely spoken in Spain, proficiency in Spanish will be necessary for everyday life. 3. Expats should review the country’s tax laws and determine if there are any special exceptions for retirees. 4. Healthcare is excellent in Spain, but it is important to check on the particular provisions for retirees, such as available discounts or special coverage. 5. International expats will need to arrange for a long-term visa or residency permit prior to moving. 6. Expats should become familiar with the various regional or cultural customs in their chosen area of retirement. 7. If planning to retire in Spain, it is important to acquaint oneself with the country’s real estate laws and regulations. 8. Shopping around for the best deals on everyday expenses is essential, as cost of living in some areas of Spain can be high," explained one retiree living in Spain.
"Number one advice...learn Spanish. This is one of the few places in Europe where no one speaks English," said one retiree in living in Madrid, Spain.
What type of recreational activities are there in Spain?
"Hiking and skiing in Sierra Nevadas, One hour bus ride from coast. We are near tennis park, though tennis here limited," remarked one retiree in Granada.
Where will I buy groceries and do other shopping in Spain?
"People living in Spain typically buy groceries from local supermarkets, such as Mercadona, Carrefour, and El Corte Inglés. They also shop at local markets, such as La Boqueria in Barcelona, for fresh produce and other items. Additionally, people in Spain often shop at smaller, independent stores for specialty items. For other shopping, people in Spain often visit shopping malls, such as Centro Comercial Gran Vía in Madrid, or shop online," said one person who retired in Spain.
"Every corner has a local grocer. There is also Carrefour and the Corte Ingles mid-town. We also found two great small Asian markets, one Chinese, one with Indian food," remarked one retiree in Granada.
"There are many big stores like El Corte Inglés, Mercadona and Carrefour and most expats shop. There are many smaller neighborhood stores in every corner. It's very easy to find grocery stores here," explained one member in Granada.
About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.
Other Questions:
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