Retire in Sweden
Last updated on Mar 06, 2024
Summary: Retirees are attracted to Sweden for its high quality of life, excellent healthcare system, and vibrant culture. Sweden is known for its stunning natural beauty, with vast forests, lakes, and mountains. The country also offers a wide range of activities for retirees, from outdoor recreation to cultural events. The weather in Sweden varies depending on the season, but generally the summers are mild and the winters are cold. In the summer, temperatures can reach up to 80 degrees Fahrenheit (27 degrees Celsius), while in the winter temperatures can drop to as low as -4 degrees Fahrenheit (-20 degrees Celsius).
What is it like to retire in Sweden?
"Retirees in Sweden and its surroundings enjoy a high quality of life. There is an active expat community, with many retirees from other countries living in the area. There are plenty of cultural attractions to explore, such as museums, galleries, and historic sites. There are also plenty of recreational activities to enjoy, such as hiking, biking, and skiing. For those looking for nightlife, there are plenty of bars, restaurants, and clubs to explore," commented one retiree living in Sweden.
Get Quote
William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
Get Quote
What are the most challenging aspects of retiring in Sweden?
"One of the most challenging aspects of retiring in Sweden is the high cost of living. Sweden is one of the most expensive countries in Europe, and the cost of housing, food, and other necessities can be prohibitively expensive for retirees. Additionally, the Swedish pension system is complex and can be difficult to navigate, making it difficult for retirees to understand their rights and benefits. Furthermore, the language barrier can be a challenge for retirees who are not native Swedish speakers, as many services and benefits are only available in Swedish. Finally, the climate in Sweden can be difficult to adjust to, with long, dark winters and short, cool summers," explained one retiree living in Sweden.
GeoBlue is a trusted leader in international health insurance. Wherever your destination, GeoBlue can keep you and your family covered with the right health insurance. Get a GeoBlue Quote Today!
GeoBlue is a trusted leader in international health insurance. Wherever your destination, GeoBlue can keep you and your family covered with the right health insurance. Get a GeoBlue Quote Today!
What are the most rewarding aspects of retiring in Sweden?
"Retiring in Sweden offers a number of rewarding aspects. One of the most attractive benefits is the generous pension system, which provides retirees with a secure income. Additionally, Sweden is renowned for its high quality of life, with excellent healthcare, a strong social safety net, and a wide range of leisure activities. The country also boasts stunning natural beauty, with vast forests, lakes, and mountains, making it an ideal place to enjoy a peaceful retirement. Finally, Sweden is a safe and welcoming place to live, with a low crime rate and a tolerant attitude towards diversity," commented one retiree living in Sweden.
What are healthcare services like in Sweden?
We asked retirees if they have access to good medical care in Sweden. They wrote:
"In Sweden, healthcare services are provided by the government and are free for all citizens. Healthcare is based on the principle of equal access to care regardless of income, gender, or social status. The Swedish healthcare system is divided into primary care, specialist care, and hospital care. Primary care is provided by general practitioners and nurses, while specialist care is provided by specialists in various fields such as cardiology, neurology, and psychiatry. Hospital care is provided by both public and private hospitals. In addition, Sweden has a well-developed system of preventive care, including health promotion, disease prevention, and health education," said a person in Sweden.
How do I meet people in Sweden?
When we asked people living in Sweden about club and activities where newcomers can meet others, they responded:
"ACTIVITIES: Academic in nature, usually for university students (Uppsala University), though there are some things such as art shows, summer races/competitions, and outdoor activities like camping, fishing and hiking CLUBS: Everything from political parties to hobbies, to what is NOT illegal according to Swedish law; ORGANIZATIONS: Everything from English-speaking, to Swedish, to support groups for immigrants, to political organizations are available;," said a person in Uppsala.
"Expats in Sweden often join local clubs and activities such as sports teams, language classes, and cultural events. Expats can also meet people by attending local festivals, joining meetup groups, or attending networking events. Additionally, many expats find it helpful to join online forums and social media groups related to their interests. This can be a great way to connect with other expats and locals alike," remarked one retiree in Sweden.
What is life like in Sweden?
When we asked people living in Sweden what life is like and how people spend their time, they said:
"People in Uppsala are academic-oriented, or are mostly blue-collar workers because of the university. Work in Uppsala is varied, but those who are in technology or engineering are usually paid better. Family is important in Sweden, and might be hard to get invited to a traditional Swedish home at first for outsiders. Socializing is not as liberal as, say Ireland, but Swedes are respectful and courteous to newcomers. Sports is academically oriented, but observance of the national team is paramount for football (American: Soccer)," explained one retiree living in Uppsala.
"Life for expats and digital nomads in Sweden is generally quite pleasant. The country is known for its high quality of life, with excellent healthcare, education, and infrastructure. Expats and digital nomads can enjoy the country's stunning natural beauty, vibrant cities, and rich cultural heritage. Sweden is also a great place to work, with a strong economy and plenty of job opportunities. The cost of living is relatively high, but the quality of life is worth it. Expats and digital nomads can also benefit from the country's generous social welfare system, which provides a safety net for those who need it," said one retiree in living in Sweden.
William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
What do I need to know before retiring in Sweden?
When we asked people what advice they would give someone preparing to move to Sweden, they said:
"Expats considering retiring in Sweden should be aware that the cost of living is relatively high, and that the climate can be cold and dark in the winter months. It is important to research the healthcare system and to make sure that you have the necessary insurance coverage. It is also important to familiarize yourself with the Swedish language and culture, as English is not widely spoken. Additionally, it is important to research the tax system and to make sure that you are aware of any applicable tax laws. Finally, it is important to research the housing market and to make sure that you are able to find suitable accommodation," said a retiree who moved to Sweden.
"If you enjoy a socialist-type of government and you enjoy the company of more university-bound people, then Uppsala, Sweden, is a nice town to live ! There is a variety of outdoor activities to experience, the people treat you with respect, and most citizens have a humble lifestyle in this town," said one retiree in Uppsala.
What type of recreational activities are there in Sweden?
"In Sweden, residents enjoy a variety of recreational facilities, such as parks, beaches, forests, and lakes. There are also many outdoor activities available, such as hiking, biking, skiing, and snowshoeing. For those who prefer indoor activities, there are plenty of gyms, swimming pools, and sports centers. Additionally, there are many cultural attractions, such as museums, galleries, and theaters. Sweden also has a vibrant nightlife, with plenty of bars, clubs, and restaurants," said one member in Sweden.
Where will I buy groceries and do other shopping in Sweden?
"People living in Sweden typically buy groceries from supermarkets, such as ICA, Coop, and Willys. Other shopping can be done at department stores, like Åhléns and NK, as well as at smaller specialty stores. Online shopping is also popular in Sweden, with many people using websites like Amazon and CDON to purchase items," said one retiree in living in Sweden.
About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.
Additional Information:
- Sweden Guide
- Healthcare & Health Insurance in Sweden
- Members Talk about Healthcare & Health Insurance in Sweden
- Best Places to Live in Sweden
- Guide to Real Estate in Sweden
- Pros & Cons of Living in Sweden
- Cost of Living in Sweden
- 10 Things to Know Before Moving to Sweden
- How to Buy a Home in Sweden
- Pros and Cons of Living in Sweden
- How to Rent a Home in Sweden
- 2024 Guide to Living in Sweden
- Pros and Cons of Living in Sweden 2024
- 2024 Guide to Moving to Sweden