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Retiring in Vietnam | Expat Exchange
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Nha Trang, Vietnam

Retire in Vietnam

By Joshua Wood, LPC

Last updated on Feb 07, 2024

Summary: Retirees are often attracted to Vietnam for its low cost of living, diverse culture, and stunning natural beauty. The country also offers a wide range of activities and attractions, from bustling cities to tranquil beaches. The weather in Vietnam is generally warm and humid, with temperatures ranging from the mid-60s to the mid-90s Fahrenheit throughout the year.

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What is it like to retire in Vietnam?

"My days are spent going to the gym, playing golf, swimming and many bike rides. (Bicycle) There is much to explore also in HCMC. Restaurants, clubs, museums and shopping are all available," explained a retiree in Ho Chi Minh.

"Life for a retiree in Vietnam and its surroundings can be very rewarding as there is a wide range of attractions to explore, cultural activities to take part in, and plenty of recreation opportunities to keep them entertained. Expats are welcomed with open arms in Vietnam and there is an active expat community in larger cities such as Hanoi and Ho Chi Minh City. Neighborhoods tailored for those past the age of retirement provide a comfortable and safe living environment. There are many cultural attractions to explore in Vietnam; cities like Hanoi offer historic sites such as the Old Quarter, temples, and museums. Recreation activities are abundant and can vary from relaxing beach days and laidback cruises, to more active activities such as trekking and kayaking. Nights can be spent embracing the local culture, tasting authentic Vietnamese cuisine, and strolling down lively streets and markets. With its historic and cultural sites, stunning landscape and views, and numerous recreational activities, Vietnam and its surroundings offer a great lifestyle for retirees," explained one retiree living in Vietnam.

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What advice do overseas retirees have for others considering retiring abroad?

"The percent of people at live in Vietnam that speak English is quite low compared to countries in Europe. Although for most business services such as banks and hospitals, you will find English speaking people. Many systems are simply different here and it is a tremendous help to have Vietnamese friends. I suggest that you contact some of the good local universities and higher student and a part-time basis to help you through the first few months of living here. The good news is that although some things are difficult, most day-to-day activities are easy and pleasant. The people are pleasant and infrastructure is at Western standards depending on how you live," said one retiree in Vietnam.

What are the most challenging aspects of retiring in Vietnam?

"The most challenging aspects of retiring in Vietnam are navigating bureaucratic procedures and navigating language barriers. Retirees may also have difficulty finding appropriate medical care, as the healthcare system in Vietnam is not as developed as in other countries. In addition, the cost of living can be high, making it difficult to sustain a comfortable retirement unless one is able to be supported financially. Finally, navigating the legal and cultural complexities of the Vietnamese system can be difficult, as laws and regulations often change quickly and it can be difficult to keep up with these changes," commented one retiree living in Vietnam.

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What are the most rewarding aspects of retiring in Vietnam?

"The relaxed lifestyle and the economic freedom that living in Viet Nam offers me. The Vietnamese are a warm and friendly people, and many speak English. The food is very good and also healthy. The Vietnamese eat many fruits and vegetables. The diet is much better than in the US. You can also get almost any type of food in restaurants downtown," remarked one retiree in Ho Chi Minh.

"Retiring in Vietnam can provide retirees with the opportunity to experience a different culture, enjoy a lower cost of living and benefit from an improved quality of life. The tropical climate, affordable healthcare, wide selection of cultural attractions and stunning natural scenery provide retirees with an enjoyable lifestyle and plenty of activities to keep themselves busy. Vietnam is renowned for its friendly people, diverse cuisine, and vibrant nightlife, making it an ideal destination for retirees looking for an exciting yet relaxed environment. Additionally, there are retirement visas available, allowing those wishing to stay permanently to do so," said a retiree who moved to Vietnam.

What are healthcare services like in Vietnam?

We asked retirees if they have access to good medical care in Vietnam. They wrote:

"Vietnam has a system of universal health care providing medical treatments that are free or subsidized. The country has both traditional and modern medicine options available, such as traditional Vietnamese medicine, Chinese medicine, and Western approaches including hospitalization, surgery, and medications. Quality of care varies, with urban areas of the country having better access to higher quality care than rural areas. Many facilities in rural regions happen to be basic and poorly equipped, with limited supplies and information. Health insurance is available and encouraged, though employers are not required to provide it to the population. Private care is often the preferred choice for those that can afford it," explained a retiree in Vietnam.

"Healthcare is available, and their are also clinics and hospitals for foreigners. Dentistry is good and very cheap. Close and inexpensive," explained one retiree living in Ho Chi Minh.

How do I meet people in Vietnam?

When we asked people living in Vietnam about club and activities where newcomers can meet others, they responded:

"Depends on interests of course. UNIS (United nations international school) is out of town but offers courses to everyone, including language classes. L'Espace (French) Goethe (German) and other national organisations offer courses, exhibitions and events. Cinematheque offers "arthouse" films for members. Hanoi Opera House offers wonderful performances, very reasonably priced tickets so enjoy. for other information on events/organisations google Hanoi Infoshare and New Hanoian," remarked one retiree in Hanoi.

"If you like a bit of very social running/walking, you could join the Hash House Harries (motto: Drinkers with a running problem) in Saigon, Nha Trang, Hoi An or Hanoi. They are a fun exercise group and with the emphasis on 'fun'. Suitable for all ages and weights, male, female, locals and expats. Look them up on the internet," said a retiree who moved to Vietnam.

"Expats in Vietnam often join social clubs or activities such as running, art, or language classes. Open Mic nights, trivia nights, live music events and craft beer festivals are other popular social activities. Expats are also known to congregate at bars, cafes and restaurants in cities such as Hanoi and Ho Chi Minh City. Many expats living in Vietnam use online forums, meetup websites and apps to meet other foreigners, as well as attending networking events and conferences organized by expat organizations. Finally, many expats teach English in Vietnam; these people often meet other fellow teachers in their schools, or in pubs and restaurants near their place of work," said one retiree in Vietnam.

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What is life like in Vietnam?

When we asked people living in Vietnam what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Vietnam is generally quite comfortable. Vietnam features a vibrant culture, an affordable cost of living, and modern amenities like reliable high-speed internet and quality healthcare. Expats and digital nomads in particular are well-supported by a growing tech and entrepreneurial community, making it easy to connect and collaborate with like-minded individuals. The country’s dramatic landscapes, street food, and friendly locals make it an attractive destination for long-term expats and digital nomads," commented one retiree living in Vietnam.

"Locals definitely around family, and expats with kids have plenty of opportunity to meet people through school events, same as anywhere else. As the capital, there are many NGOs here this also makes the expat experience very interesting, you meet many people doing interesting and worthwhile things," explained one retiree living in Hanoi.

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SJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

What do I need to know before retiring in Vietnam?

When we asked people what advice they would give someone preparing to move to Vietnam, they said:

"Be prepared for lots of noise and pollution. Most people find learning Vietnamese very difficult. But other than that, it is a very interesting place to live, also lots to see outside the city especially if you have a motorbike! Most Hanoians are very nice to foreigners," remarked one retiree in Hanoi.

"Expats planning to retire in Vietnam should research their visa options, as different types of visas are available for expatriates depending on their particular situation. They should also consider learning some Vietnamese, as this will improve their ability to travel and interact with the local people. Expats should also familiarise themselves with the local customs in Vietnam, as this will help them to adapt and integrate better into the local culture. Furthermore, it is important to consider the cost of living in Vietnam, as this can vary greatly from city to city. Finally, it is recommended to get health insurance coverage in Vietnam, as this will help ensure that any medical bills incurred during their stay will be covered," said a retiree who moved to Vietnam.

What type of recreational activities are there in Vietnam?

"In Vietnam, residents enjoy a variety of recreational facilities, such as parks, beaches, and sports complexes. Parks are a popular destination for locals and tourists alike, offering a variety of activities such as walking, jogging, and picnicking. Beaches are also a popular destination, with many offering a variety of water sports such as swimming, snorkeling, and kayaking. Sports complexes are also popular, offering a variety of activities such as basketball, tennis, and badminton. Additionally, many cities in Vietnam offer a variety of cultural activities, such as traditional dance performances, music festivals, and art exhibitions," remarked one retiree in Vietnam.

Where will I buy groceries and do other shopping in Vietnam?

"People living in Vietnam typically buy groceries and do other shopping at local markets, supermarkets, convenience stores, and specialty stores. Many people also shop online for groceries and other items. Additionally, street vendors are a popular option for purchasing fresh produce and other items," said one retiree in living in Vietnam.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Nha Trang, Vietnam
SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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