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Retiring in Australia | Expat Exchange
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Newcastle Beach Australia

Retire in Australia

By Betsy Burlingame

Last updated on Jun 16, 2023

Summary: Retirees are attracted to Australia for its relaxed lifestyle, beautiful beaches, and diverse culture. Australia is known for its sunny climate, with temperatures ranging from the mid-50s to the mid-80s Fahrenheit in the summer months, and the mid-40s to the mid-60s Fahrenheit in the winter months.

Cigna Global Health
Cigna Global Health
Cigna Global Health
Cigna Global Health

What is it like to retire in Australia?

"Life for a retiree in Australia and its surroundings can be extremely rewarding and enjoyable. Australia offers an excellent climate, plenty of activities and cultural attractions, and an active expat community with plenty of opportunities for social interaction. There are a variety of recreational activities to be enjoyed - from hiking and swimming to golfing, sailing and surfing. Cultural attractions abound, with a variety of museums, galleries, monuments and festivals to explore. For those that enjoy nightlife, there are plenty of bars and restaurants to choose from, offering international cuisine and music, as well as plenty of pubs and clubs for a bit of live entertainment or dancing. All in all, Australia is an excellent destination for retirees looking for an active lifestyle with plenty of opportunities for entertainment and exploration," explained a retiree in Australia.

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William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What are the most challenging aspects of retiring in Australia?

"One of the biggest challenges to retiring in Australia is finding affordable accommodation. Many retirees find they are unable to afford the high property prices and rental costs, making it difficult to secure a home in retirement. Another major challenge is the cost of healthcare, with some medications and treatments costing more in Australia than many other countries. Navigating the various government regulations and schemes can also be complicated and time-consuming, especially when trying to apply for and receive pension payments. Finally, adapting to a life of few responsibilities and little occupation can be a difficult transition for some retirees," said a retiree who moved to Australia.

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Learn MoreGet Quote

Cigna Global Health

With Cigna Global Health Options, you can create an international health insurance plan that's perfectly tailored for the needs of you and your family. We provide the reassurance of comprehensive core cover, and the flexibility of adding as many extra benefits as you want to ensure you have a plan perfectly suited to your needs.

Learn MoreGet Quote

What are the most rewarding aspects of retiring in Australia?

"The stunning natural beauty and diverse landscapes of Australia make retirement an especially rewarding experience. There is vast array of recreation activities such as crisp windswept beaches, ancient mountain ranges, lush river valleys and lush rain forests, ready to explore. The reliable, high- quality health care is an added bonus to retirement in Australia, making the transition to retirement worry-free. Many Retirees in Australia can also take advantage of the affordable, high quality housing. With mild temperature year-round and low natural disaster risk, retirees can take advantage of the “outdoorsy” culture and enjoy more sun, warmth, and fun activities. From fine wines and fantastic seafood to bustling cities and unique wildlife, retiring in Australia provides unique cultural experiences and enjoyable activities for retirees," said one retiree in living in Australia.

What are healthcare services like in Australia?

We asked retirees if they have access to good medical care in Australia. They wrote:

"Australia has a comprehensive universal healthcare system, known as Medicare. The system covers individuals and families, providing free or affordable access to medical, dental, and other health related services. The Australian Government has invested heavily in healthcare over the years, making it one of the leading healthcare systems in the world. Australians can access subsidised health care through Medicare, or opt for private health insurance to cover additional services like those provided by specialists. The government also subsidises medications, making prescription medications more affordable. Australians also enjoy a range of preventative health services, including counselling services, pregnancy and infant care, immunisations, and mental health services," said a retiree who moved to Australia.

How do I meet people in Australia?

When we asked people living in Australia about club and activities where newcomers can meet others, they responded:

"Depends on the interests of the person - but I know that a good variety are listed on www.newcomersnetwork.com (this is a Melbourne based website that offers information free of charge)," said a person in Melbourne.

"Expatriates in Australia often join social clubs and activities such as hiking, skiing trips, cycling and sailing. There are also many networking and coffee meetups available which are designed to help expats meet other like-minded people in their area. Expats could also look to join groups or organisations that are directly related to their line of work as well as music, art, language and other cultural groups. Additionally, volunteering is a great way to meet people and give back to the community. Online forums and social media groups are also fantastic avenues for expats to connect with one another," remarked one retiree in Australia.

What is life like in Australia?

When we asked people living in Australia what life is like and how people spend their time, they said:

"Sport is very popular, especially amongst men. Women enjoy a variety of activities. Cafes, eating outdoors and enjoying the theatre are also very popular," said one retiree in living in Melbourne, Australia.

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William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

What do I need to know before retiring in Australia?

When we asked people what advice they would give someone preparing to move to Australia, they said:

"There is always something going on here, no matter the time of year. Coming to Adelaide is an adjustment just like moving anywhere else would be, but there are plenty of opportunities to meet people and do things," explained a retiree in Adelaide.

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What type of recreational activities are there in Australia?

"In Australia, residents enjoy a variety of recreational facilities, such as beaches, parks, and sports fields. Many beaches offer swimming, surfing, and other water activities, while parks provide a great place to relax and enjoy nature. Sports fields are available for a variety of activities, including soccer, cricket, and rugby. Other recreational facilities include walking and cycling trails, skate parks, and golf courses. There are also many cultural and entertainment venues, such as museums, galleries, and theatres," explained one member in Australia.

Where will I buy groceries and do other shopping in Australia?

"People living in Australia typically buy groceries from supermarkets, such as Woolworths, Coles, Aldi, and IGA. Other shopping can be done at department stores, such as Myer and David Jones, as well as specialty stores, such as Target and Kmart. Additionally, many Australians shop online for groceries and other items," remarked one retiree in Australia.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

Newcastle Beach Australia
William Russell
William Russell

Get a quote for international health insurance from our partner, William Russell.
Get Quote

William RussellWilliam Russell

Get a quote for international health insurance from our partner, William Russell.
Get Quote

Cigna Global Health
Cigna Global Health

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