Retire in Belize
Last updated on Apr 10, 2023
Summary: Retirees are attracted to Belize for its low cost of living, its tropical climate, and its diverse culture. The weather in Belize is generally warm and humid, with temperatures ranging from the mid-70s to the mid-80s Fahrenheit.
What is it like to retire in Belize?
"Belize city is usually used by people just passing thru. For those of us who live here, there is a night life, a cultural center, casino, theatre, gyms etc. The expats are here, and we all eventually find each other, drinking at the British barracks, or local bars and wine clubs. There is an international woman's group, but I do not attend," said one retiree in Belize City.
"We have met quite a few expat people, although we are comfortable being with the native people most since they are exceptionally friendly and helpful," commented one retiree living in Hopkins Village, Belize.
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What advice do overseas retirees have for others considering retiring abroad?
"We love it here, we have never looked back. 85 degrees sunshine all year around and gentle breezes blowing off the sea. Great people, great ethnic food, a mix of cultures (Spanish, Mayan, foreigners, belizians, garifuna) make this place really worth it. We didn't want to do the Ambergris Caye.... Live on a beach thing. We are close enough to the beaches if we want them, but have mainland and wildlife and masses of exploring to do. We are active in wildlife conservation and busier than we have ever been. Our expertise in our fields has been welcomed with open arms, this really is a country where you can make a difference, if you want to, How many people have had two types of endangered species In their car? We have helped capture and transport an injured orphaned baby manatee to rehab, and facilitated the handover of captive howler monkeys to rehab. My husband advises the govt and the coalition on oil industry matters. We live a fulfilled life, with diving on tap, it doesn't get better than this. It was the best move we have ever made. Like everyone else we have spoken to, our advice is to do it sooner than later, and enjoy," remarked one retiree in Belize City.
"New host countries bank system, currency, taxes etc. need local drivers license?," said a retiree who moved to Corozal, Belize.
What are the most challenging aspects of retiring in Belize?
"For me, driving is difficult, especially at night. Pedestrians don't usually wear clothing that is visible at night, and safety does not always seem to be a concern," said a person in Hopkins Village.
What are the most rewarding aspects of retiring in Belize?
"The most rewarding aspects of retiring in Belize are the opportunity to explore the country's stunning landscapes and its diverse culture, the pleasant tropical climate and the availability of a range of activities, from diving to hiking and snorkeling to exploring ruins. Additionally, the low cost of living, the fascinating wildlife, the friendly locals and the vibrant expat community all make Belize a great place to retire," commented one retiree living in Belize.
"We have been most edified by working with the village children and doing missions-type work," explained one retiree living in Hopkins Village.
What are healthcare services like in Belize?
We asked retirees if they have access to good medical care in Belize. They wrote:
"Yes..Belize city has the three best hospitals in the country. For simple things they are very good and cheap compared with the US,, but for cancer that sort of thing people go to the states. You can get private medical insurance as a member of the caricom , which in our case includes treatment elsewhere, if it is not available here in Belize. People who don't have medical insurance, use Guatemala city, Merida Mexico, or panama for medical procedures. For members of the public, using public health centers and hospitals the waits can be very long and the care, patchy. I would not suggest people come here with terminal illnesses, as belizes not equipped to deal with that," said a person in Belize City.
"Healthcare services in Belize are generally accessible and affordable. There is a wide range of public and private hospitals, health centers and clinics offering services such as primary care, obstetrics and gynaecology, paediatrics, dentistry and ophthalmology. The government operates health centers and clinics across the country, as well as two regional hospitals. Private healthcare centers also offer a range of medical services for those with the financial resources. Vaccines are available for many infectious diseases and there is a national health insurance scheme for near universal access to health care services. The quality of the healthcare services is improving but is still limited in some regions," remarked one retiree in Belize.
"We have not needed medical care so far, but it is available locally. We hear that the care is very good," said a retiree who moved to Hopkins Village, Belize.
How do I meet people in Belize?
When we asked people living in Belize about club and activities where newcomers can meet others, they responded:
"It is really easy to meet people on Ambergris Caye. Here are just a few ideas of where we regularly socialize. Anything outdoor and health oriented is great on the island. My husband and I built the San Pedro Fitness Club, so I go there most days. Ladies tend to enjoy the water fitness classes, in particular, since it is both exercise and social time. But there are sailing groups, plenty of scuba and snorkeling opportunities, places that specialize in sailing or kayaking, and fishing groups and competitions. There are now also several yoga schools where you will meet health oriented people. So for those of us who like to balance healthy activities with a little indulgence, it is easy to do here... For those who enjoy live music, there are a variety of places where people hang out and listen to local bands, all for free. Beach bars include Crazy Canucks, BCs, and Fidos, all near town. On the north side, Legends often has good music. We love to dance to a live band on the beach, cooled by a sea breeze! Sunday afternoon lunch is a time when everyone goes out for beach BBQ and to socialize. Popular places include Caribbean Villas (they have plenty of water toys), Crazy Canucks, BCs, and the Palapa Bar (up north). We go to Wine de Vine on Friday nights. This is a "smoke free" environment where many expats, business owners and tourists drop in for a nice glass of wine, and a cheese platter. There are regular festivals and fund raiser events that many expats attend. It is a great way to socialize and also donate to a good cause. There are more volunteer organizations than I can mention. Many expats join both to contribute, and to meet people. The most popular are the Saga Society (which is the local Humane Society), the churches, Lion's Club, and various school organizations. Some groups get together to play cards such as bridge. And many of us get together for group dinners. Sometimes we meet a favorite restaurant. Other times we enjoy a pot luck with friends," said a retiree who moved to Ambergris Caye, Belize.
"Belize has been at the forefront of Disc Golf progress in Central America since 2020. There are now 12 courses in Belize most of which are Public and either free or $5 Bz to play. Most courses are in parks or large farms. A couple are located in growing expat communities specifically in Corozal. There are also now monthly competitions moving rotating around the courses. Come enjoy Disc Golf in Paradise," said one retiree in Belize.
What is life like in Belize?
When we asked people living in Belize what life is like and how people spend their time, they said:
"Open season on Gringos...check crime logs just for the month of July 2011...getting very scary if you are white American," said one retiree in San Ignacio.
"Expat and digital nomads in Belize enjoy a relaxed lifestyle, with an emphasis on outdoor activities like visiting Mayan ruins, exploring the jungles and cays, swimming, snorkeling, diving, and fishing. The people of Belize are warm and welcoming, with a culture based on the belief that the country belongs to everyone. With the rise of tourism, there is a thriving job market for those seeking employment. Living costs are relatively low and there is a great selection of affordable accommodation. The country is known for its diverse culture which blends the many influences of its previous colonizers. Expats and digital nomads can experience a truly unique way of life in the Caribbean paradise that is Belize," commented one retiree living in Belize.
What do I need to know before retiring in Belize?
When we asked people what advice they would give someone preparing to move to Belize, they said:
"Before retiring in Belize, expats should understand that the cost of living is high compared to other Central American countries, and they will need to budget accordingly. Additionally, they should research their medical options in Belize, and familiarize themselves with the visa and residency requirements in order to stay legally in the country. It's also important to research the language and culture of Belize, as these will likely be very different from those at home. Finally, expats should be aware that the tropical climate and hurricane season may affect living conditions," said a retiree who moved to Belize.
"I am not sure how long I will remain in Belize because as a single person, it is important that others embrace me as a friend. They are very kind people but getting into their inner circles is a different story. I am alone most of the time. This includes locals and expats," said one retiree in Belize.
"Always travel to Belize first before you move here. Never try to make Belize just like it was for you back home... just accept Belize for what it is and enjoy it. It's an emerging third world country.... not the USA, so keep your expectations in check and go with the flow," commented one retiree living in Belize City, Belize.
What type of recreational activities are there in Belize?
"In Belize, residents enjoy a variety of recreational facilities, such as beaches, parks, and nature reserves. The country is home to many beautiful beaches, such as the popular Placencia Beach, which offers a variety of activities such as swimming, snorkeling, and kayaking. There are also numerous parks and nature reserves, such as the Cockscomb Basin Wildlife Sanctuary, which is home to a variety of wildlife and offers hiking trails and bird watching. Other recreational activities include fishing, diving, and sailing. Belize also has a vibrant nightlife, with a variety of bars, clubs, and restaurants," said one member in Belize.
Where will I buy groceries and do other shopping in Belize?
"The stores in Hopkins are small to medium variety stores that also sell a selection of groceries. There are also vendors around the village selling fresh vegetables and fruit, as well as baked goods.I Supply may be limited, but generally you can find what you need. There are several village stores offering various souvenirs," wrote one person in Hopkins.
"There are many grocery stores in Placencia but the beauty of this area is most product are delivered to your door. For Example, Bakery, Produce, Organic Foods, Water, Beverages, Wine, Beef, Chicken, Fresh Fish....," explained one retiree living in Placencia.
"People living in Belize typically buy groceries and do other shopping at local markets, supermarkets, and convenience stores. Many people also shop at larger department stores and malls located in the larger cities. Additionally, some people may shop online for groceries and other items," said one member in Belize.
"If you are looking to have the comforts of the US you will not find them in Belize. You cannot go to a real grocery store and pick up things you are accustom to having. They don't have a large chain in the country just local corner stores found in big cities," explained one retiree in Belize.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Additional Information:
- Belize Guide
- Healthcare & Health Insurance in Belize
- Members Talk about Healthcare & Health Insurance in Belize
- Best Places to Live in Belize
- Guide to Real Estate in Belize
- Pros & Cons of Living in Belize
- Cost of Living in Belize
- Ten Things to Know Before You Move to Belize
- 9 Healthcare & Health Insurance Tips for Expats in Belize
- 6 Best Places to Live in Belize
- 5 Great Places to Retire in Central America
- 2025 Guide to Living in Belize
- Pros and Cons of Living in Belize 2025
- 2025 Guide to Moving to Belize