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Retiring in Belize | Expat Exchange
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Ambergris Caye, Belize

Retire in Belize

By Betsy Burlingame

Last updated on Apr 10, 2023

Summary: Retirees are attracted to Belize for its low cost of living, its tropical climate, and its diverse culture. The weather in Belize is generally warm and humid, with temperatures ranging from the mid-70s to the mid-80s Fahrenheit.

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What is it like to retire in Belize?

"Belize city is usually used by people just passing thru. For those of us who live here, there is a night life, a cultural center, casino, theatre, gyms etc. The expats are here, and we all eventually find each other, drinking at the British barracks, or local bars and wine clubs. There is an international woman's group, but I do not attend," said a person in Belize City.

"We have met quite a few expat people, although we are comfortable being with the native people most since they are exceptionally friendly and helpful," remarked one retiree in Hopkins Village.

"Belize has a vibrant retirement community of expats from all over the world, making it a great place for retirees to enjoy life. There is a range of cultural attractions to explore, such as the ancient Mayan ruins and the legendary Blue Hole, as well as incredible untouched beaches and lush rainforests. Retirees can take advantage of the diverse recreational activities that Belize has to offer, including snorkeling, hiking, horseback riding, fishing and bird watching. Furthermore, retirees can enjoy a lively nightlife in the cities, with plenty of bars, pubs, clubs and music venues to choose from. All in all, retirement living in Belize provides an exciting and unforgettable experience for retirees," said a retiree who moved to Belize.

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What advice do overseas retirees have for others considering retiring abroad?

"We love it here, we have never looked back. 85 degrees sunshine all year around and gentle breezes blowing off the sea. Great people, great ethnic food, a mix of cultures (Spanish, Mayan, foreigners, belizians, garifuna) make this place really worth it. We didn't want to do the Ambergris Caye.... Live on a beach thing. We are close enough to the beaches if we want them, but have mainland and wildlife and masses of exploring to do. We are active in wildlife conservation and busier than we have ever been. Our expertise in our fields has been welcomed with open arms, this really is a country where you can make a difference, if you want to, How many people have had two types of endangered species In their car? We have helped capture and transport an injured orphaned baby manatee to rehab, and facilitated the handover of captive howler monkeys to rehab. My husband advises the govt and the coalition on oil industry matters. We live a fulfilled life, with diving on tap, it doesn't get better than this. It was the best move we have ever made. Like everyone else we have spoken to, our advice is to do it sooner than later, and enjoy," said one retiree in living in Belize City, Belize.

"New host countries bank system, currency, taxes etc. need local drivers license?," explained a retiree in Corozal.

What are the most challenging aspects of retiring in Belize?

"One of the most challenging aspects of retiring in Belize is the high cost of living relative to other Central American countries. Another challenging aspect is the language barrier, as English is the official language, but most Belizeans speak Spanish or an indigenous language. Additionally, the communication infrastructure in Belize is not as well developed as other nations, which can be difficult if one needs to access health care services or other services online. Finally, the lack of security in Belize can be a difficult hurdle for retirees who may not be used to living in a foreign country," said a retiree who moved to Belize.

"Same as living in your own country. Learning to adjust to living with each other 24/7. They say downsizing is good but as prices of properties are so good we went from owning a 3 bedroom in Scotland, to an 8 bedroom in Belize. It's nice to have that much space, our own space.," said one retiree in Belize City.

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What are the most rewarding aspects of retiring in Belize?

"The most rewarding aspects of retiring in Belize are the opportunity to explore the country's stunning landscapes and its diverse culture, the pleasant tropical climate and the availability of a range of activities, from diving to hiking and snorkeling to exploring ruins. Additionally, the low cost of living, the fascinating wildlife, the friendly locals and the vibrant expat community all make Belize a great place to retire," explained one retiree living in Belize.

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What are healthcare services like in Belize?

We asked retirees if they have access to good medical care in Belize. They wrote:

"Healthcare services in Belize are generally accessible and affordable. There is a wide range of public and private hospitals, health centers and clinics offering services such as primary care, obstetrics and gynaecology, paediatrics, dentistry and ophthalmology. The government operates health centers and clinics across the country, as well as two regional hospitals. Private healthcare centers also offer a range of medical services for those with the financial resources. Vaccines are available for many infectious diseases and there is a national health insurance scheme for near universal access to health care services. The quality of the healthcare services is improving but is still limited in some regions," said one retiree in living in Belize.

"We have not needed medical care so far, but it is available locally. We hear that the care is very good," explained a retiree in Hopkins Village.

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How do I meet people in Belize?

When we asked people living in Belize about club and activities where newcomers can meet others, they responded:

"Belize has been at the forefront of Disc Golf progress in Central America since 2020. There are now 12 courses in Belize most of which are Public and either free or $5 Bz to play. Most courses are in parks or large farms. A couple are located in growing expat communities specifically in Corozal. There are also now monthly competitions moving rotating around the courses. Come enjoy Disc Golf in Paradise," said a person in Belize.

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What is life like in Belize?

When we asked people living in Belize what life is like and how people spend their time, they said:

"Open season on Gringos...check crime logs just for the month of July 2011...getting very scary if you are white American," said one retiree in San Ignacio.

"Expat and digital nomads in Belize enjoy a relaxed lifestyle, with an emphasis on outdoor activities like visiting Mayan ruins, exploring the jungles and cays, swimming, snorkeling, diving, and fishing. The people of Belize are warm and welcoming, with a culture based on the belief that the country belongs to everyone. With the rise of tourism, there is a thriving job market for those seeking employment. Living costs are relatively low and there is a great selection of affordable accommodation. The country is known for its diverse culture which blends the many influences of its previous colonizers. Expats and digital nomads can experience a truly unique way of life in the Caribbean paradise that is Belize," commented one retiree living in Belize.

"I have lived a very enjoyable 9 years in the Corozal area. Whoever wrote the other response is a real nay-sayer. Tell me anywhere in the world where things are perfect. If you wear gold jewelry and drive a big fancy car, you are a target. It is not that bad," explained one retiree living in Belize.

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What do I need to know before retiring in Belize?

When we asked people what advice they would give someone preparing to move to Belize, they said:

"I love Belize, I am from London UK, now in America and we have bought some land in Belize and will be building a home and emigrating soon. We did months of research prior to spending 20 days there and fell in love. Best part is that it is only a 20 minute flight to the Cayes. Scuba diving is a must, I will definitely do that again. And Mexico is so near to us (Corozal) it is just a 20 minute drive to get to the big department stores so a win win. I love the way of life there, only thing I would say is never expect the place you emigrate to, to be and have exactly what you already have. People who have emigrated there with no research have moved back out of Belize as they expected Walmart and Starbucks on every corner, and a good old American food. Research, choose a few places then spend a few days at least in both," said a person in Corozal.

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What type of recreational activities are there in Belize?

"There is always swimming in the beautiful Caribbean Sea and private pools. The village has a miniature golf place, and there is an outside basketball court. Soccer (futbal) is also played on the beach. There are many natural attractions like hiking, waterfalls, zip lining, motorcycling in the area," remarked one retiree in Hopkins.

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Where will I buy groceries and do other shopping in Belize?

"There are many grocery stores in Placencia but the beauty of this area is most product are delivered to your door. For Example, Bakery, Produce, Organic Foods, Water, Beverages, Wine, Beef, Chicken, Fresh Fish....," explained one retiree living in Placencia.

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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

Ambergris Caye, Belize

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