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Retiring in Bermuda | Expat Exchange
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Waterfront in St. George's, Bermuda.

Retire in Bermuda

By Joshua Wood, LPC

Last updated on Mar 10, 2024

Summary: Retirees are attracted to Bermuda for its stunning beaches, vibrant culture, and low taxes. The weather in Bermuda is typically warm and humid, with temperatures ranging from the mid-60s to the mid-80s Fahrenheit throughout the year.

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What is it like to retire in Bermuda?

"Retirees in Bermuda and its surroundings enjoy a relaxed lifestyle with plenty of activities to keep them busy. There is an active expat community, with many retirees from the United States, Canada, and the United Kingdom. There are plenty of cultural attractions to explore, such as the Bermuda National Museum, the Bermuda Aquarium, and the Bermuda Maritime Museum. There are also plenty of recreational activities to enjoy, such as golf, sailing, fishing, and snorkeling. For those looking for a night out, there are plenty of bars, restaurants, and clubs to explore," commented one retiree living in Bermuda.

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What are the most challenging aspects of retiring in Bermuda?

"One of the most challenging aspects of retiring in Bermuda is the high cost of living. Bermuda is an expensive place to live, and the cost of housing, food, and other necessities can be prohibitively expensive for retirees on a fixed income. Additionally, Bermuda has a high tax rate, which can make it difficult for retirees to make ends meet. Furthermore, Bermuda is a small island with limited resources, so it can be difficult to find the services and amenities that retirees may need. Finally, Bermuda is a long way from most other countries, so it can be difficult to stay connected with family and friends who are far away," explained a retiree in Bermuda.

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What are the most rewarding aspects of retiring in Bermuda?

"Retiring in Bermuda offers a unique opportunity to enjoy a relaxed lifestyle in a beautiful and vibrant setting. With its stunning beaches, lush tropical landscapes, and vibrant culture, Bermuda is an ideal place to spend your retirement years. The island is also known for its low taxes, excellent healthcare system, and strong infrastructure, making it an attractive destination for retirees. Additionally, Bermuda is a safe and secure place to live, with a low crime rate and a friendly, welcoming atmosphere. With its stunning natural beauty, vibrant culture, and excellent quality of life, Bermuda is an ideal place to retire," said a person in Bermuda.

What are healthcare services like in Bermuda?

We asked retirees if they have access to good medical care in Bermuda. They wrote:

"Bermuda has a comprehensive healthcare system that provides a wide range of services to its citizens. The island has a number of public and private hospitals, clinics, and medical centers that offer a variety of medical services, including primary care, specialty care, and emergency services. Bermuda also has a number of pharmacies and health centers that provide access to medications and other health-related services. Additionally, Bermuda has a number of health insurance plans that provide coverage for medical expenses," explained a retiree in Bermuda.

How do I meet people in Bermuda?

When we asked people living in Bermuda about club and activities where newcomers can meet others, they responded:

"Join a sports team (even as a social member). There are lots such as football, rugby, hockey. Go to Front Street where all the expats hang out in the bars," explained a retiree in Hamilton.

"Expats in Bermuda often join clubs and activities such as sailing, golf, tennis, and other outdoor activities. Expats can also join social clubs, such as the Bermuda Expats Club, which organizes events and activities for expats to meet and socialize. Additionally, expats can meet people by attending local events, such as festivals, concerts, and art shows. Expats can also meet people by attending church services, joining a gym, or taking classes at a local college or university," explained one retiree living in Bermuda.

What is life like in Bermuda?

When we asked people living in Bermuda what life is like and how people spend their time, they said:

"People seem intent on making money. Bermuda is a nice place to visit but to work here as a white expat, you will encounter a certain amount of racism and resentment," said a retiree who moved to Hamilton, Bermuda.

"Life for expats and digital nomads in Bermuda is generally quite pleasant. The island is known for its stunning beaches, crystal clear waters, and vibrant culture. Expats and digital nomads can enjoy a relaxed lifestyle, with plenty of opportunities to explore the outdoors and take part in a variety of activities. Bermuda is also a great place to work remotely, with reliable internet access and a supportive business environment. The cost of living is relatively high, but the quality of life is excellent. Expats and digital nomads can also benefit from the island's excellent healthcare system and low crime rate," said one retiree in Bermuda.

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What do I need to know before retiring in Bermuda?

When we asked people what advice they would give someone preparing to move to Bermuda, they said:

"Do not come. On paper the salary looks good but a loaf of bread is US $3 and a half decent place to live is US$ 3000 a month. You have to be on a good package of 100K or more plus apartment thrown in to be OP here," explained a retiree in Hamilton.

"Before retiring in Bermuda, expats should be aware of the cost of living, which is higher than in many other countries. They should also research the local housing market and the availability of rental properties. Additionally, expats should familiarize themselves with the local laws and regulations, as well as the tax system. It is also important to consider the climate and the island's hurricane season. Finally, expats should research the local healthcare system and the availability of medical services," explained one retiree living in Bermuda.

What type of recreational activities are there in Bermuda?

"Residents of Bermuda enjoy a variety of recreational facilities, including beaches, golf courses, tennis courts, and parks. There are also a number of marinas and boat clubs, as well as a variety of water sports such as snorkeling, scuba diving, and sailing. For those looking for a more relaxed experience, there are plenty of restaurants, pubs, and cafes to explore. Additionally, there are a number of cultural attractions, such as museums, galleries, and historic sites," wrote one person in Bermuda.

Where will I buy groceries and do other shopping in Bermuda?

"People living in Bermuda typically buy groceries and do other shopping at supermarkets, convenience stores, and specialty stores. There are also a variety of local markets and farmers markets where people can purchase fresh produce and other items. Additionally, many people shop online for groceries and other items," remarked one retiree in Bermuda.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Waterfront in St. George's, Bermuda.

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