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Retiring in Brit. Virgin Isl. | Expat Exchange
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Retire in the British Virgin Islands

By Joshua Wood, LPC

Last updated on Mar 09, 2024

Summary: Retirees are attracted to the British Virgin Islands for its stunning natural beauty, its relaxed atmosphere, and its low cost of living. The weather in the British Virgin Islands is generally warm and sunny, with temperatures ranging from the mid-70s to the mid-80s Fahrenheit throughout the year.

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What is it like to retire in the British Virgin Islands?

"The British Virgin Islands offer retirees a relaxed and laid-back lifestyle with plenty of opportunities for recreation and relaxation. The islands are home to a vibrant expat community, with many retirees from the United States, Canada, and Europe. There are plenty of cultural attractions to explore, including the historic sites of the islands, as well as the many beaches and natural attractions. There is also plenty of nightlife to enjoy, with a variety of bars, restaurants, and clubs to choose from. Retirees can also take advantage of the many outdoor activities available, such as sailing, fishing, and diving. With its stunning scenery and laid-back atmosphere, the British Virgin Islands is an ideal destination for retirees looking for a peaceful and relaxing retirement," explained one retiree living in Brit. Virgin Isl..

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What are the most challenging aspects of retiring in the British Virgin Islands?

"One of the most challenging aspects of retiring in the British Virgin Islands is the cost of living. The cost of housing, food, and other necessities can be significantly higher than in other countries. Additionally, the British Virgin Islands is a small island with limited resources, so it can be difficult to find the services and amenities that one may be accustomed to in a larger city. Furthermore, the climate can be quite hot and humid, which may be difficult for some to adjust to. Finally, the British Virgin Islands is a remote location, so it can be difficult to access medical care and other services in an emergency," said a person in Brit. Virgin Isl..

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What are the most rewarding aspects of retiring in the British Virgin Islands?

"Retiring in the British Virgin Islands offers a number of rewarding aspects. One of the most attractive benefits is the tropical climate, which allows for year-round outdoor activities and relaxation. The islands also offer a low cost of living, with no income tax or capital gains tax, making it an ideal place to stretch retirement savings. Additionally, the British Virgin Islands are known for their stunning natural beauty, with white sand beaches, lush rainforests, and crystal clear waters. The islands also boast a vibrant culture, with a variety of festivals and events throughout the year. Finally, the British Virgin Islands are known for their friendly locals, who are always willing to help newcomers settle in and make the most of their retirement," explained a retiree in Brit. Virgin Isl..

What are healthcare services like in the British Virgin Islands?

We asked retirees if they have access to good medical care in the British Virgin Islands. They wrote:

"The British Virgin Islands offers a range of healthcare services, including primary care, specialist care, and emergency services. Primary care is provided by general practitioners, while specialist care is provided by a range of specialists, including cardiologists, neurologists, and orthopedic surgeons. Emergency services are provided by the local hospital, which is equipped with a 24-hour emergency department. The hospital also offers a range of other services, such as radiology, laboratory services, and physical therapy. Additionally, the British Virgin Islands has a number of private clinics and hospitals that offer a range of medical services," said a retiree who moved to Brit. Virgin Isl..

How do I meet people in the British Virgin Islands?

When we asked people living in the British Virgin Islands about club and activities where newcomers can meet others, they responded:

"Expats living in the British Virgin Islands can join a variety of clubs and activities, such as sailing, diving, and fishing. There are also a number of social clubs and organizations that host events and activities for expats. Additionally, expats can meet people by attending local festivals and events, such as the BVI Music Festival and the BVI Food Fete. Expats can also meet people by attending church services, joining a gym, or taking classes at a local college or university. Finally, expats can meet people by simply exploring the islands and getting to know the locals," remarked one retiree in Brit. Virgin Isl..

"There are a great number of yacht clubs and sailing clubs here. If you're active in sailing, you might want to gain friends through these clubs, Filipinos have an active community whoparticipates in so many social and environmental projects/activities..same with other caribean countries who have established their own communities in BVI," said a retiree who moved to Tortola, Brit. Virgin Isl..

What is life like in the British Virgin Islands?

When we asked people living in the British Virgin Islands what life is like and how people spend their time, they said:

"Life for expats and digital nomads in the British Virgin Islands is generally quite pleasant. The islands offer a relaxed atmosphere, with plenty of opportunities for outdoor activities such as sailing, snorkeling, and diving. The cost of living is relatively low, and the islands are known for their friendly locals and welcoming atmosphere. The islands also offer a variety of accommodation options, from luxury resorts to more affordable apartments and villas. The islands are also well-connected, with good internet access and plenty of coworking spaces. All in all, the British Virgin Islands offer a great lifestyle for expats and digital nomads," said a person in Brit. Virgin Isl..

"Religion is an integral part of their everday life. Most can't separate religion from work, and that being said, preaching is even extended to morning meetings, and listening to religious radio channels in the middle of work. In some workplaces, employees may listen to their own radio tuned to his preferred station depending on his church group, as most believe it is essential," remarked one retiree in Tortola.

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What do I need to know before retiring in the British Virgin Islands?

When we asked people what advice they would give someone preparing to move to the British Virgin Islands, they said:

"Practice extra patience in getting things done, this place live to it's promise.. RELAX, so everything here is relax and takes time before it gets done, especially at work. They are friendly and relaxed," said one retiree in Tortola.

"Before retiring in the British Virgin Islands, expats should be aware of the cost of living, which is higher than in many other Caribbean countries. They should also be aware of the local laws and regulations, as well as the availability of healthcare and other services. Additionally, expats should research the local culture and customs to ensure they are comfortable with the lifestyle. Finally, expats should consider the climate and weather conditions, as the British Virgin Islands are prone to hurricanes and other extreme weather events," commented one retiree living in Brit. Virgin Isl..

What type of recreational activities are there in the British Virgin Islands?

"Residents of the British Virgin Islands enjoy a variety of recreational activities, from swimming and snorkeling in the crystal-clear waters of the Caribbean Sea to exploring the lush tropical rainforests and hiking the many trails. There are also plenty of opportunities for sailing, kayaking, and windsurfing, as well as fishing and diving. For those looking for a more relaxed experience, there are plenty of beaches to relax on and soak up the sun. There are also several golf courses, tennis courts, and other sports facilities available. For those looking for a more cultural experience, there are several museums and galleries to explore," remarked one retiree in Brit. Virgin Isl..

Where will I buy groceries and do other shopping in the British Virgin Islands?

"People living in the British Virgin Islands typically buy groceries and do other shopping at supermarkets, convenience stores, and local markets. There are also a variety of specialty stores, such as butchers, fishmongers, and bakeries, where people can purchase fresh, local produce. Additionally, many people shop online for items that are not available locally," remarked one retiree in Brit. Virgin Isl..

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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