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Retiring in Bulgaria | Expat Exchange
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Retire in Bulgaria

Universal Tax Professionals
Universal Tax Professionals
Universal Tax Professionals
Universal Tax Professionals

By Betsy Burlingame

Last updated on Sep 22, 2023

Summary: Retirees are attracted to Bulgaria for its low cost of living, stunning natural beauty, and vibrant culture. Bulgaria also offers retirees a high quality of life, with excellent healthcare and a wide range of leisure activities. The weather in Bulgaria is generally mild, with hot summers and cold winters. In the summer, temperatures typically range from the mid-60s to the mid-80s Fahrenheit (18-30°C). In the winter, temperatures typically range from the mid-30s to the mid-50s Fahrenheit (0-13°C).

What is it like to retire in Bulgaria?

"Retirees in Bulgaria and its surroundings enjoy a relaxed lifestyle with plenty of cultural attractions, recreation, and nightlife. There is an active expat community in the area, with many retirees from other countries living in Bulgaria. There are plenty of opportunities to explore the country's rich history and culture, with many museums, galleries, and monuments to visit. There are also plenty of outdoor activities to enjoy, such as hiking, biking, and skiing. For those looking for a more active nightlife, there are plenty of bars, clubs, and restaurants to explore. Overall, Bulgaria is a great place for retirees to enjoy a relaxed lifestyle with plenty of cultural and recreational activities," said one retiree in living in Bulgaria.

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What are the most challenging aspects of retiring in Bulgaria?

"One of the most challenging aspects of retiring in Bulgaria is the language barrier. English is not widely spoken, so it can be difficult to communicate with locals and access services. Additionally, the cost of living in Bulgaria is relatively low, but the quality of life may not be as high as in other countries. Furthermore, the healthcare system in Bulgaria is not as advanced as in other countries, so retirees may need to pay for private healthcare. Finally, the bureaucracy in Bulgaria can be complex and time-consuming, making it difficult to navigate the system," said a person in Bulgaria.

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What are the most rewarding aspects of retiring in Bulgaria?

"One of the most rewarding aspects of retiring in Bulgaria is the low cost of living. With a lower cost of living than many other European countries, retirees can enjoy a comfortable lifestyle without breaking the bank. Additionally, Bulgaria is home to some of the most beautiful landscapes in Europe, making it a great place to explore and enjoy nature. The country also offers a wide variety of cultural activities, from traditional festivals to modern art galleries, giving retirees plenty of opportunities to stay active and engaged. Finally, Bulgaria is known for its friendly and welcoming people, making it a great place to make new friends and build relationships," said a person in Bulgaria.

What are healthcare services like in Bulgaria?

We asked retirees if they have access to good medical care in Bulgaria. They wrote:

"Healthcare services in Bulgaria are generally of a high quality. The country has a well-developed public healthcare system, which is free for all citizens and provides access to a wide range of medical services. Private healthcare is also available, and many Bulgarians opt for this option due to shorter waiting times and more personalized care. The country also has a number of specialized medical centers, which offer advanced treatments and procedures. In addition, Bulgaria has a number of medical universities and research centers, which are dedicated to providing the latest medical knowledge and treatments," said a retiree who moved to Bulgaria.

How do I meet people in Bulgaria?

When we asked people living in Bulgaria about club and activities where newcomers can meet others, they responded:

"Expats in Bulgaria often join clubs and activities such as language exchange groups, hiking clubs, and book clubs. Expats can also meet people by attending local events such as festivals, concerts, and art exhibitions. Additionally, many expats find it helpful to join online forums and social media groups related to their interests, as well as attending networking events and meetups," said one retiree in Bulgaria.

What is life like in Bulgaria?

When we asked people living in Bulgaria what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Bulgaria is generally quite pleasant. The country is known for its low cost of living, making it an attractive destination for those looking to stretch their budget. The people are friendly and welcoming, and the country offers a variety of activities and attractions to explore. The country is also well-connected, with good internet access and plenty of coworking spaces available. With its stunning landscapes, vibrant culture, and delicious cuisine, Bulgaria is an ideal destination for those looking to experience a different way of life," explained a retiree in Bulgaria.

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What do I need to know before retiring in Bulgaria?

When we asked people what advice they would give someone preparing to move to Bulgaria, they said:

"Before retiring in Bulgaria, expats should familiarize themselves with the local language, as English is not widely spoken. It is also important to research the cost of living in the area, as prices can vary significantly from city to city. Additionally, expats should be aware of the healthcare system in Bulgaria, as it is not as comprehensive as in some other countries. Furthermore, expats should research the local culture and customs, as well as the climate, to ensure they are prepared for their new home. Finally, expats should ensure they have the necessary paperwork and visas in order to legally retire in Bulgaria," explained a retiree in Bulgaria.

What type of recreational activities are there in Bulgaria?

"In Bulgaria, residents enjoy a variety of recreational facilities, such as beaches, parks, and outdoor activities. The Black Sea coast is a popular destination for beachgoers, with its sandy beaches and crystal-clear waters. For those who prefer to stay on land, there are plenty of parks and gardens to explore, as well as hiking and biking trails. Bulgaria also has a number of ski resorts, offering a variety of winter sports activities. Other recreational activities include fishing, camping, and horseback riding. Bulgaria also has a vibrant nightlife, with a variety of bars, clubs, and restaurants," wrote one person in Bulgaria.

Where will I buy groceries and do other shopping in Bulgaria?

"People living in Bulgaria typically buy groceries from local markets, supermarkets, and convenience stores. Other shopping can be done at malls, department stores, and specialty shops. Additionally, many people in Bulgaria shop online for groceries and other items," said one retiree in living in Bulgaria.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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