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Retiring in Chile | Expat Exchange
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Retire in Chile

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By Betsy Burlingame

Last updated on Mar 04, 2023

Summary: Retirees are attracted to Chile for its stunning natural beauty, vibrant culture, and low cost of living. Chile is known for its diverse landscapes, ranging from the Atacama Desert in the north to the Patagonian glaciers in the south. The country also offers a wide variety of activities, from skiing in the Andes to exploring the vineyards of the Central Valley. Additionally, Chile has a strong economy and a stable political system, making it an attractive destination for retirees. The weather in Chile varies greatly depending on the region, but generally speaking, temperatures range from the mid-50s to the mid-80s Fahrenheit (10-30°C).

What is it like to retire in Chile?

"Life for a retiree in Chile and its surroundings can be quite enjoyable. There is an active expat community in many of the larger cities, providing a great opportunity to meet new people and make friends. Chile is home to a variety of cultural attractions, from the stunning architecture of Santiago to the vibrant street art of Valparaiso. There are plenty of recreational activities to enjoy, from hiking in the Andes to exploring the many beaches along the coast. For those looking for a bit of nightlife, there are plenty of bars, clubs, and restaurants to choose from," commented one retiree living in Chile.

"Most Americans will have the financial resources to retire in Chile. A stable economy, a functioning democracy, a feeling of security in most places are great attractions. If you leave the city, the beach and the mountains beckon. However, the bureaucracy is intolerable (15 minutes to mail a package in the P.O. with 4 forms - almost impossible to get a driver's license, anything involving paperwork, forget it). The people are suspicious and unfriendly (except to their friends), and their class prejudice seems worse than American racism. I've cocooned in my home in the south, enjoying a comfortable life and the beautiful country (also with internet and well provisioned malls), but don't aspire to much else. There's no culture, night life, entertainment or possibility of meeting new people (Santiago is better for all of these things, but more expensive). If you're happy just living with your things (or lucky enough to afford to live in the nice parts of Santiago), Chile is a good choice to retire with a moderate income," explained one retiree living in Chile.

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What are the most challenging aspects of retiring in Chile?

"One of the most challenging aspects of retiring in Chile is the language barrier. Although Spanish is the official language, many people in Chile also speak English, but it is not as widely spoken as in other countries. Additionally, the cost of living in Chile can be quite high, especially in the larger cities, making it difficult to live on a fixed income. Furthermore, the healthcare system in Chile is not as comprehensive as in other countries, and it can be difficult to find quality medical care. Finally, the culture and customs in Chile can be quite different from what many retirees are used to, making it difficult to adjust to the new environment," explained a retiree in Chile.

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What are the most rewarding aspects of retiring in Chile?

"One of the most rewarding aspects of retiring in Chile is the low cost of living. With a strong economy and a low cost of living, retirees can enjoy a comfortable lifestyle without breaking the bank. Additionally, Chile offers a wide variety of outdoor activities, from skiing in the Andes to exploring the Atacama Desert. The country also boasts a vibrant culture, with a variety of festivals and events throughout the year. Finally, Chile is a safe and welcoming country, with a strong healthcare system and a friendly population," said one retiree in living in Chile.

What are healthcare services like in Chile?

We asked retirees if they have access to good medical care in Chile. They wrote:

"Chile has a public healthcare system that is funded by the government and provides free healthcare to all citizens. The public healthcare system is supplemented by a private healthcare system that is available to those who can afford it. Healthcare services in Chile are generally of a high quality, with a wide range of medical specialists and modern medical facilities. The country also has a strong emphasis on preventive healthcare, with a focus on promoting healthy lifestyles and providing access to vaccinations and other preventive measures," said one retiree in Chile.

How do I meet people in Chile?

When we asked people living in Chile about club and activities where newcomers can meet others, they responded:

"Expats in Chile often join clubs and activities such as language exchange groups, hiking clubs, and wine tasting clubs. Expats can also meet people by attending local events such as festivals, concerts, and art exhibitions. Additionally, many expats join online forums and social media groups to connect with other expats living in Chile. Finally, expats can meet people by simply exploring the local area and striking up conversations with locals," said a person in Chile.

"If you're lucky enough to live in Santiago, all of the other replies are credible. However, if you get tired of the urban madness of Santiago and move to one of the less populated towns, meeting people is hard. Outside of Stgo, people distrust everyone and with good reason - taking advantage of people, stealing from them and only being interested in your social class is the hallmark of small town Chile. But it's quiet, beautiful, safe and much cheaper. It's hard to connect with people down here as they're much more religious and politically conservative than I am. The friends that I have made all came through chance encounters (I speak fluent Spanish) with people that I have been working with or people that I meet in stores or on the street," remarked one retiree in Chile.

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What is life like in Chile?

When we asked people living in Chile what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Chile is generally quite pleasant. The country is known for its stunning landscapes, friendly people, and vibrant culture. Expats and digital nomads can find a wide range of activities to enjoy, from exploring the country's many national parks to sampling the local cuisine. Chile also offers a good quality of life, with affordable housing, excellent healthcare, and a low cost of living. Additionally, the country is home to a large expat community, making it easy to make friends and find support. All in all, Chile is an excellent destination for expats and digital nomads looking for an exciting and rewarding experience," said one retiree in Chile.

"Here in Chile, I believe that I read that they have the longest work week in terms of hours than any other country. I can believe it. Work days can be very long. I've also noticed that days begin later here for folks but they also end later. Eating your final meal of the day at 10 or 11 o'clock at night is not an unusual thing at all. On weekends however, the city is virtually closed except for the major supermarkets and the big malls. Most weekends you will find Chilean families either going out to one of the many parks around the city or spending the day at one of the malls. Restaurants and pubs mostly don't open on the weekends until after 4pm," commented one retiree living in Santiago, Chile.

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What do I need to know before retiring in Chile?

When we asked people what advice they would give someone preparing to move to Chile, they said:

"I would tell a friend looking to move here to learn a little Spanish first, don't bring everything you own with you because you can find all you need here and prepare to have a wonderful, new cultural experience because Chile is an interesting and beautiful place to live," remarked one retiree in Santiago.

"1. Expats should research the cost of living in Chile to ensure they can afford to retire there. 2. It is important to understand the Chilean healthcare system and the availability of medical services in the area they plan to retire. 3. Expats should familiarize themselves with the local culture and customs to ensure a smooth transition. 4. It is important to understand the visa and residency requirements for expats in Chile. 5. Expats should research the climate and geography of the area they plan to retire in to ensure it meets their needs. 6. Expats should consider the availability of transportation and other amenities in the area they plan to retire. 7. Expats should research the local job market to ensure they can find employment if needed. 8. Expats should research the local banking system to ensure they can access their funds. 9. Expats should research the local tax laws to ensure they are compliant with all regulations. 10. Expats should consider the availability of recreational activities and other leisure activities in the area they plan to retire," said a retiree who moved to Chile.

What type of recreational activities are there in Chile?

" Pucon is blessed with lakes, rivers, three national parks, a national forest, a ski slope, salmon fishing, river rafting, sailing, scuba diving, parasailing, parachute jumping, canoeing/kayaking, trecking, cycling, jogging and marathons. There is a golf course, the main hotels have swimming pools and in the surrounding areas there are several hot springs / day spas. There are tennis courts, massage parlors, exercise rooms, gymnasium, yoga classes. Plenty to see and do. ," remarked one retiree in Pucon.

"In Chile, residents enjoy a variety of recreational facilities, such as beaches, parks, and trails for hiking and biking. There are also many ski resorts located in the Andes Mountains, offering skiing and snowboarding opportunities. Other popular activities include fishing, kayaking, and sailing. For those looking for a more urban experience, there are plenty of shopping malls, movie theaters, and restaurants to explore. Additionally, there are many cultural attractions, such as museums, galleries, and historic sites," explained one member in Chile.

Where will I buy groceries and do other shopping in Chile?

"People living in Chile typically buy groceries from supermarkets, local markets, and convenience stores. Other shopping can be done at malls, department stores, and specialty shops. Additionally, many people in Chile shop online for groceries and other items," said one retiree in living in Chile.

" In Pucon there are three large stores. Unimark, a Walmart food clone with more imported products. A Expres Lider that is quite complete, three El Tit stores with a hardware and lumber yard included. Across from the Express Lider is a farmers market greengrocers store where in season fresh veggies can be found. All organic and local grown with no pesticides or fertilizers. There is a Falabella store, like a small Sears with an on-line catalog system, local delivery or pick-up at the store. All of these are on the main drag of Pucon which in every city in Chile is named Bernardo O'Higgins. For larger purchases, Villarica has the same stores but also a larger hardware store and more specialty stores. As construction is booming, there are many lumber yards and businesses selling windows, doors, roofing, flooring and appliances. Finding something as simple as raisins or BBQ sauce, for example, can be a challenge. ," wrote one person in Pucon.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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