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Retiring in Cyprus | Expat Exchange
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Nissi Beach in Ayia Napa, Cyprus

Retire in Cyprus

By Joshua Wood, LPC

Last updated on Mar 01, 2024

Summary: Retirees are attracted to Cyprus for its Mediterranean climate, stunning beaches, and vibrant culture. Cyprus is known for its mild winters and hot, dry summers, with temperatures ranging from an average low of 50°F in January to an average high of 95°F in August.

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Cigna Global Health
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Cigna Global Health

What is it like to retire in Cyprus?

"Life for a retiree in Cyprus and its surroundings is full of possibilities. There is an active expat community, with many retirees from all over the world living in the area. There are plenty of cultural attractions to explore, from ancient ruins to modern art galleries. There are also plenty of recreational activities to enjoy, from swimming and sailing to hiking and biking. For those looking for a more lively nightlife, there are plenty of bars, clubs, and restaurants to explore," said one retiree in living in Cyprus.

"When we first came to Cyprus we lived in PAPHOS. A very busy City with many cafes,restaurants, night clubs and bars. A huge ex-pat community. Lots of sporting activity," explained a retiree in Poli Chrystopiou.

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What advice do overseas retirees have for others considering retiring abroad?

"If thinking of retiring here in Cyprus. Do come on Holiday first and look around. There are lots of different areas to live. We prefer the quiet country life where others want the hustle and bustle of the City life," explained a retiree in Poli Chrystopiou.

What are the most challenging aspects of retiring in Cyprus?

"One of the most challenging aspects of retiring in Cyprus is the cost of living, which is higher than in many other countries. Additionally, the language barrier can be difficult to overcome, as English is not widely spoken in Cyprus. Furthermore, the healthcare system in Cyprus is not as comprehensive as in other countries, and the availability of medical services can be limited. Finally, the climate in Cyprus can be extreme, with hot summers and cold winters, which can be difficult to adjust to," said a person in Cyprus.

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Avertiss Real Estate

Avertiss is a professional brokerage firm that offers services in real estate and its related fields. We represent buyers and sellers in both the northern and southern parts of the island of Cyprus. Our brokerage consists of highly experienced professionals specializing in real estate investment, lifestyle, legal services, and valuation advisory.

Learn MoreGet Quote

What are the most rewarding aspects of retiring in Cyprus?

"We find that our income goes a lot further and the very accomadating locals-so friendly and helpful," said one retiree in Poli Chrystopiou.

"One of the most rewarding aspects of retiring in Cyprus is the warm climate and beautiful scenery. With its Mediterranean climate, Cyprus offers year-round sunshine and stunning beaches, making it an ideal place to relax and enjoy life. The cost of living in Cyprus is also relatively low, making it an attractive option for retirees on a budget. Additionally, Cyprus is a safe and welcoming country with a rich culture and history, offering plenty of opportunities to explore and experience the local culture. Finally, Cyprus is a member of the European Union, providing retirees with access to a wide range of benefits and services," commented one retiree living in Cyprus.

What are healthcare services like in Cyprus?

We asked retirees if they have access to good medical care in Cyprus. They wrote:

"Healthcare services in Cyprus are provided by both public and private institutions. The public healthcare system is funded by the government and provides free or low-cost healthcare to all citizens. Private healthcare is also available and is generally of a higher quality than public healthcare. The country has a wide range of medical facilities, including hospitals, clinics, and pharmacies. In addition, there are a number of specialized medical centers offering specialized treatments and services. Cyprus also has a number of health insurance companies that provide coverage for medical expenses," commented one retiree living in Cyprus.

"Our Medical Care is basicly FREE. The Cypriot Govt introduced as NHS type of cover for all residents who are retired over 60 years of age. I have had two total hips replace and it cost me €16.00 in total. If not over 60 years then a good medical cover will be required to cover the costs. Dr's visit approx €25-35 Consultant visit can be over €100.00++," explained one retiree living in Poli Chrystopiou.

How do I meet people in Cyprus?

When we asked people living in Cyprus about club and activities where newcomers can meet others, they responded:

"Expats in Cyprus often join clubs and activities such as golf, tennis, sailing, and hiking. Expats can also join local language classes, book clubs, and art classes. Additionally, many expats join expat-specific clubs and organizations, such as the Cyprus Expat Network, which provides a platform for expats to connect and share experiences. Other ways that expats meet people in Cyprus include attending local festivals and events, joining local sports teams, and attending church services. Additionally, many expats find it helpful to join online forums and social media groups related to their interests," explained one retiree living in Cyprus.

"Cyprus is a free and easy place where 90 percent speak English. Most of Cyprus life reveolves around small cafes and bars," said one retiree in living in Limassol, Cyprus.

What is life like in Cyprus?

When we asked people living in Cyprus what life is like and how people spend their time, they said:

"Most lives revolve around the family. The work ethic is non-existant. After an hours work they need an hours break to recompose themselves. For sun, sand and rest it is ideal. For business it is a joke," said one retiree in Limassol.

"Life for expats and digital nomads in Cyprus is generally quite pleasant. The country has a warm climate, beautiful beaches, and a relaxed atmosphere. Expats and digital nomads can find plenty of activities to keep them busy, from exploring the ancient ruins to enjoying the vibrant nightlife. The cost of living is relatively low, making it an attractive destination for those looking to stretch their budget. The locals are friendly and welcoming, making it easy to settle in and make new friends. With its stunning scenery, delicious food, and laid-back lifestyle, Cyprus is an ideal place for expats and digital nomads to call home," commented one retiree living in Cyprus.

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What do I need to know before retiring in Cyprus?

When we asked people what advice they would give someone preparing to move to Cyprus, they said:

"Be prepared for a very slow pace and people who are not interested in hustle and work. It is a great place to relax," said a retiree who moved to Limassol, Cyprus.

"Before retiring in Cyprus, expats should research the cost of living in the area they plan to live in, as well as the availability of healthcare and other services. It is also important to understand the local laws and regulations, as well as the tax implications of living in Cyprus. Additionally, expats should familiarize themselves with the culture and customs of the country, as well as the language. Finally, expats should consider the climate and weather of the area they plan to live in, as well as the availability of recreational activities," said one retiree in Cyprus.

What type of recreational activities are there in Cyprus?

"Residents of Cyprus enjoy a variety of recreational facilities, including beaches, parks, and nature reserves. There are also many outdoor activities such as hiking, biking, and horseback riding. Water sports are popular, with activities such as swimming, sailing, and windsurfing available. For those looking for a more relaxed experience, there are plenty of spas, golf courses, and tennis courts. Shopping and dining are also popular activities, with a variety of restaurants, cafes, and markets to explore," explained one retiree living in Cyprus.

Where will I buy groceries and do other shopping in Cyprus?

"People living in Cyprus typically buy groceries from supermarkets, convenience stores, and local markets. Other shopping can be done at malls, department stores, and specialty shops. Additionally, many people in Cyprus shop online for groceries and other items," remarked one retiree in Cyprus.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Nissi Beach in Ayia Napa, Cyprus

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