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Retiring in Nigeria | Expat Exchange
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Lagos, Nigeria

Retire in Nigeria

By Joshua Wood, LPC

Last updated on Jan 08, 2024

Summary: Retirees are often attracted to Nigeria for its vibrant culture, diverse landscapes, and friendly people. Nigeria also offers retirees a low cost of living and a wide range of activities to enjoy. The weather in Nigeria is generally hot and humid, with temperatures ranging from the mid-70s to the mid-90s Fahrenheit throughout the year.

William Russell
William Russell
William Russell
William Russell

What is it like to retire in Nigeria?

"Life for a retiree in Nigeria and its surroundings can be quite enjoyable. There is an active expat community, with many retirees from other countries living in the area. There are plenty of cultural attractions to explore, such as the National Museum of Nigeria, the National Gallery of Art, and the National Theatre. There are also plenty of recreational activities to enjoy, such as golf, tennis, and swimming. For those looking for a more active nightlife, there are plenty of bars, clubs, and restaurants to explore," said one retiree in Nigeria.

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What are the most challenging aspects of retiring in Nigeria?

"One of the most challenging aspects of retiring in Nigeria is the lack of a comprehensive pension system. Many retirees rely on their savings or family support to make ends meet. Additionally, the cost of living in Nigeria is high, making it difficult for retirees to stretch their savings. Furthermore, the healthcare system in Nigeria is inadequate, leaving retirees without access to quality medical care. Finally, the lack of social security benefits in Nigeria can make it difficult for retirees to maintain their standard of living," said a retiree who moved to Nigeria.

What are the most rewarding aspects of retiring in Nigeria?

"One of the most rewarding aspects of retiring in Nigeria is the opportunity to enjoy the country's rich culture and vibrant lifestyle. With its diverse range of attractions, from its bustling cities to its stunning beaches, there is something for everyone to enjoy. Additionally, retirees can take advantage of the country's low cost of living, allowing them to stretch their retirement savings further. Furthermore, Nigeria is home to a wide variety of healthcare facilities, providing retirees with access to quality medical care. Finally, retirees can benefit from the warm hospitality of the Nigerian people, who are known for their friendliness and welcoming nature," said a retiree who moved to Nigeria.

What are healthcare services like in Nigeria?

We asked retirees if they have access to good medical care in Nigeria. They wrote:

"Healthcare services in Nigeria are generally limited and of variable quality. Access to healthcare is often limited due to a lack of resources and infrastructure, and the cost of care can be prohibitively expensive for many people. The public health system is often underfunded and understaffed, leading to long wait times and inadequate care. Private healthcare is available, but it is often expensive and out of reach for many people. The government has made efforts to improve access to healthcare, but much more needs to be done to ensure that all Nigerians have access to quality healthcare," said one retiree in Nigeria.

How do I meet people in Nigeria?

When we asked people living in Nigeria about club and activities where newcomers can meet others, they responded:

"Expats in Nigeria often join clubs and activities such as golf, tennis, and sailing. Expats can also join local book clubs, art classes, and language classes. Additionally, expats can meet people by attending local events such as festivals, concerts, and art exhibitions. Expats can also meet people by attending networking events, joining online forums, and attending meetups," commented one retiree living in Nigeria.

What is life like in Nigeria?

When we asked people living in Nigeria what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Nigeria can be both exciting and challenging. The country offers a vibrant culture, friendly people, and a wide range of activities to explore. Expats and digital nomads can find a variety of accommodation options, from luxury apartments to more affordable guesthouses. The cost of living in Nigeria is relatively low, making it an attractive destination for those looking to stretch their budget. The country also offers a wide range of job opportunities, from freelance work to full-time positions. Despite the many advantages, expats and digital nomads should be aware of the security risks in Nigeria, as crime rates are high in some areas," explained a retiree in Nigeria.

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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

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What do I need to know before retiring in Nigeria?

When we asked people what advice they would give someone preparing to move to Nigeria, they said:

"1. Expats should research the cost of living in Nigeria before retiring, as prices can vary significantly depending on the city and region. 2. It is important to understand the local laws and regulations, as well as the cultural norms, before retiring in Nigeria. 3. Expats should also consider the availability of healthcare and medical facilities in the area they plan to retire in. 4. It is important to ensure that all necessary documents, such as visas and residence permits, are in order before retiring in Nigeria. 5. Expats should also research the security situation in the area they plan to retire in, as crime rates can vary significantly across the country. 6. Expats should also consider the availability of amenities such as banks, supermarkets, and other services before retiring in Nigeria. 7. Finally, expats should ensure that they have a reliable source of income before retiring in Nigeria," said a person in Nigeria.

What type of recreational activities are there in Nigeria?

"In Nigeria, residents enjoy a variety of recreational facilities, such as parks, beaches, and sports complexes. Parks provide a great place to relax and enjoy nature, while beaches offer a great place to swim and sunbathe. Sports complexes provide a variety of activities, such as basketball, tennis, and soccer. Additionally, there are many cultural attractions, such as museums, art galleries, and theaters, that provide entertainment and education. Finally, there are a variety of restaurants, bars, and clubs that provide a great place to socialize and have fun," explained one retiree living in Nigeria.

Where will I buy groceries and do other shopping in Nigeria?

"People living in Nigeria typically buy groceries and do other shopping at local markets, supermarkets, and convenience stores. Many people also shop online for groceries and other items. Additionally, some people may purchase items from street vendors or small shops," wrote one person in Nigeria.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Lagos, Nigeria

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