Retire in Jamaica
Last updated on Jun 14, 2023
Summary: Retirees are attracted to Jamaica for its beautiful beaches, lush rainforests, and vibrant culture. The island is known for its laid-back atmosphere and friendly locals, making it an ideal destination for those looking to relax and enjoy their retirement. The weather in Jamaica is typically warm and humid, with temperatures ranging from the mid-70s to the mid-80s Fahrenheit throughout the year.
What is it like to retire in Jamaica?
"Life for a retiree in Jamaica or its surroundings is relaxed and fulfilling. There is an active expat community, offering ample opportunity to make friends and start new hobbies. There are lots of cultural attractions, including colorful street markets and historic churches, while stunning natural scenery provides the perfect backdrop for outdoor activities like hiking and snorkeling. For entertainment, there is ample nightlife, from hotel bars and lobby lounges to vibrant music spots and local taverns. Jamaica and its surroundings offer a delightful retirement experience, with plenty of activities to keep the dynamic and curious retiree engaged," said one retiree in Jamaica.
"If you're a culture vulture, Jamaica offers so much to see and do...no, it's not London, but you can take in local theatre (sometimes from the UK, USA etc), museums, opera and classical concerts, art galleries and shows...if you're a foodie, Jamaican food is superb, but you will also find everything from sushi to Lebanese cuisine, wine bars, night clubs...there really is something for everyone to meet all budgets...and on weekends, the beaches and mountains beckon," commented one retiree living in Kingston, Jamaica.
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What are the most challenging aspects of retiring in Jamaica?
"One of the most challenging aspects of retiring in Jamaica is the high cost of living. Jamaica is one of the most expensive countries in the Caribbean region and the cost of food, housing, and other necessities can be prohibitively expensive for those on a limited pension. Additionally, Jamaica is impacted by the strong US dollar, meaning those relying on pension payments in US dollars may not always receive the same purchasing power as previous years. Crime can also be an issue for those retiring in Jamaica, and securing personal possessions and wealth can be a major concern. Though access to high-quality healthcare is improving, it can still be difficult for retirees to obtain reliable and high-quality care at reasonable costs in Jamaica," said a person in Jamaica.
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What are the most rewarding aspects of retiring in Jamaica?
"Living in Jamaica during retirement offers plenty of leisure activities to enjoy and stunning sights to behold. One of the most rewarding aspects is being able to relax on the beautiful secluded beaches and explore the Caribbean’s vibrant culture. There are also lots of opportunities to enjoy outdoor activities such as snorkeling and scuba diving, or simply strolling along the beach and admiring magnificent sunsets. The warm and welcoming people, with their relaxed vibes, and picturesque landscapes, provide for an amazing atmosphere for retirees to feel at home in. Last, but not least, the country’s low cost of living, tax rules and climate make it a great destination to settle into retirement," remarked one retiree in Jamaica.
What are healthcare services like in Jamaica?
We asked retirees if they have access to good medical care in Jamaica. They wrote:
"Healthcare services in Jamaica are widely available, with a network of public hospitals, private hospitals, private medical clinics and a free healthcare system through the Ministry of Health. There is also a strong focus on preventative healthcare and public health programmes, such as the National HIV/AIDS Programme and National Nutrition Programme, as well as primary healthcare initiatives, including primary care facilities and wellness centres. In addition, Jamaica has a highly qualified and internationally recognised medical workforce with strong national and international healthcare accreditation," said a person in Jamaica.
How do I meet people in Jamaica?
When we asked people living in Jamaica about club and activities where newcomers can meet others, they responded:
"Expats in Jamaica often join clubs and activities such as golf clubs, wine clubs, and country clubs, where they can socialize, network, and take part in special events. Additionally, there are many informal meetups, such as pub nights, outdoor activities, and beach days, that expats use to make connections. Expats can also join cultural events at local music and arts venues, or attend lectures and open discussions on Jamaican history, culture, and politics. For adventurous expats, joining a local sports team such as soccer, cricket, or cycling can be a great way to make friends and learn about Jamaican culture and customs. Finally, using online and mobile apps to find locals and other expats provides an easy way to connect with the larger Jamaican community," said a retiree who moved to Jamaica.
What is life like in Jamaica?
When we asked people living in Jamaica what life is like and how people spend their time, they said:
"I am not directly in Spanish Town. I am in a beautiful community called 'Green Acres'. There seems to be a number of retired citizens, who enjoy playing dominoes and socializing," said one retiree in Spanish Town.
"Expat life in Jamaica is full of adventure, with numerous opportunities to experience the vibrant local culture, beautiful scenery, friendly people, and fascinating history. For digital nomads, the dream of living and working abroad in a warm and sunny location is made a reality, as Jamaica offers fast and reliable internet access, as well as cultural immersion. There are also opportunities to mix work and leisure, with a range of activities to be enjoyed, from snorkelling and diving to trekking and exploring rainforests. Expats and digital nomads in Jamaica can expect a traditional Caribbean experience where the famously laid-back attitude prevails and wonderful opportunities await to relax, grow, and make new friends," commented one retiree living in Jamaica.
What do I need to know before retiring in Jamaica?
When we asked people what advice they would give someone preparing to move to Jamaica, they said:
"Jamaica is a beautiful island as are most of the people. But it’s not an easy place to live and you have to be fairly resilient to do so," explained a retiree in Jamaica.
"1. Expats should ensure they have access to any medical treatment or medications they may need, as healthcare in Jamaica may not always meet international standards. 2. It is important to research the cost of living in Jamaica before relocating, as prices may vary depending on the area. 3. Learn the local language as many conversations in Jamaica are conducted in Creole. 4. Obtain appropriate retirement visas, including a permanent resident visa, if planning to stay more than six months. 5. Consider joining an expat community, which can help with settling in to the local culture. 6. Be sure to purchase comprehensive travel and health insurance, as medical care and transportation in Jamaica can be costly. 7. Research the local tax laws to make sure you are in line with the local regulations. 8. Ensure any important documents are translated into English, in order to avoid any potential problems arising from language issues," explained one retiree living in Jamaica.
What type of recreational activities are there in Jamaica?
"Residents of Jamaica enjoy a variety of recreational facilities, including beaches, parks, golf courses, and tennis courts. There are also many outdoor activities such as hiking, biking, and horseback riding. For those who prefer indoor activities, there are bowling alleys, movie theaters, and arcades. Jamaica also has a vibrant nightlife, with many bars, clubs, and restaurants. Additionally, there are a variety of cultural attractions, such as museums, galleries, and historic sites," said one retiree in living in Jamaica.
Where will I buy groceries and do other shopping in Jamaica?
"People living in Jamaica typically buy groceries and do other shopping at local supermarkets, convenience stores, and markets. Additionally, many people in Jamaica shop at roadside stands and farmers markets for fresh produce and other items. Shopping malls and department stores are also popular places to buy clothing, electronics, and other items," explained one retiree living in Jamaica.
"For the freshest and best value fruits & vegetables go to the open-air market off Barnett Street. Progressive, MegaMart, Shoppers Fair & HiLo all good supermarkets. Chicken, pork, seafood/fish are plentiful and readily available. Beef is available and decent price but it's NOT USDA Prime! I've had some ribeye that I grilled on the bbq and they were decent, but not great. I tend to bypass beef most of the time except for ground beef. I did buy a couple T-Bone steaks (local western beef grain fed) the other day, $1522 / kg which works out to US$5.35 per pound. On average we spend about $12K a week on food/grocery for the 2 of us. That generally includes a couple bottles of wine... which there is NO 2 Buck Chuck here. Every couple weeks another $3K - $5K at the market for fruits & vegetables. In my opinion; the chicken, pork, fish and produce are better tasting and better for you than what you'll get in the states unless you grow/raise it yourself or buy pure organic," said one retiree in living in Montego Bay, Jamaica.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Additional Information:
- Jamaica Guide
- Healthcare & Health Insurance in Jamaica
- Members Talk about Healthcare & Health Insurance in Jamaica
- Best Places to Live in Jamaica
- Guide to Real Estate in Jamaica
- Pros & Cons of Living in Jamaica
- Cost of Living in Jamaica
- 8 Things to Know Before Moving to Jamaica
- 10 Best Places to Live in Jamaica
- International Schools in Jamaica
- Mike Miville Shares His Expat Experiences
- 2025 Guide to Living in Jamaica
- Pros and Cons of Living in Jamaica 2025
- 2025 Guide to Moving to Jamaica