Retire in Jamaica
Last updated on Jun 14, 2023
Summary: Retirees are attracted to Jamaica for its beautiful beaches, lush rainforests, and vibrant culture. The island is known for its laid-back atmosphere and friendly locals, making it an ideal destination for those looking to relax and enjoy their retirement. The weather in Jamaica is typically warm and humid, with temperatures ranging from the mid-70s to the mid-80s Fahrenheit throughout the year.
What is it like to retire in Jamaica?
"If you're a culture vulture, Jamaica offers so much to see and do...no, it's not London, but you can take in local theatre (sometimes from the UK, USA etc), museums, opera and classical concerts, art galleries and shows...if you're a foodie, Jamaican food is superb, but you will also find everything from sushi to Lebanese cuisine, wine bars, night clubs...there really is something for everyone to meet all budgets...and on weekends, the beaches and mountains beckon," explained a retiree in Kingston.
"Life for a retiree in Jamaica or its surroundings is relaxed and fulfilling. There is an active expat community, offering ample opportunity to make friends and start new hobbies. There are lots of cultural attractions, including colorful street markets and historic churches, while stunning natural scenery provides the perfect backdrop for outdoor activities like hiking and snorkeling. For entertainment, there is ample nightlife, from hotel bars and lobby lounges to vibrant music spots and local taverns. Jamaica and its surroundings offer a delightful retirement experience, with plenty of activities to keep the dynamic and curious retiree engaged," explained one retiree living in Jamaica.
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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What are the most challenging aspects of retiring in Jamaica?
"One of the most challenging aspects of retiring in Jamaica is the high cost of living. Jamaica is one of the most expensive countries in the Caribbean region and the cost of food, housing, and other necessities can be prohibitively expensive for those on a limited pension. Additionally, Jamaica is impacted by the strong US dollar, meaning those relying on pension payments in US dollars may not always receive the same purchasing power as previous years. Crime can also be an issue for those retiring in Jamaica, and securing personal possessions and wealth can be a major concern. Though access to high-quality healthcare is improving, it can still be difficult for retirees to obtain reliable and high-quality care at reasonable costs in Jamaica," remarked one retiree in Jamaica.
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What are the most rewarding aspects of retiring in Jamaica?
"Living in Jamaica during retirement offers plenty of leisure activities to enjoy and stunning sights to behold. One of the most rewarding aspects is being able to relax on the beautiful secluded beaches and explore the Caribbean’s vibrant culture. There are also lots of opportunities to enjoy outdoor activities such as snorkeling and scuba diving, or simply strolling along the beach and admiring magnificent sunsets. The warm and welcoming people, with their relaxed vibes, and picturesque landscapes, provide for an amazing atmosphere for retirees to feel at home in. Last, but not least, the country’s low cost of living, tax rules and climate make it a great destination to settle into retirement," explained one retiree living in Jamaica.
What are healthcare services like in Jamaica?
We asked retirees if they have access to good medical care in Jamaica. They wrote:
"Healthcare services in Jamaica are widely available, with a network of public hospitals, private hospitals, private medical clinics and a free healthcare system through the Ministry of Health. There is also a strong focus on preventative healthcare and public health programmes, such as the National HIV/AIDS Programme and National Nutrition Programme, as well as primary healthcare initiatives, including primary care facilities and wellness centres. In addition, Jamaica has a highly qualified and internationally recognised medical workforce with strong national and international healthcare accreditation," said one retiree in Jamaica.
How do I meet people in Jamaica?
When we asked people living in Jamaica about club and activities where newcomers can meet others, they responded:
"As far as meeting people, I think you'd have an easier time in Kingston -- lots of social clubs, nightlife, expat organizations, Lots of Jamaicans go to church, an underrated place to meet people. Jamaicans are quite friendly so once you meet a couple people you'll likely meet their friends as well," remarked one retiree in Jamaica.
"Expats in Jamaica often join clubs and activities such as golf clubs, wine clubs, and country clubs, where they can socialize, network, and take part in special events. Additionally, there are many informal meetups, such as pub nights, outdoor activities, and beach days, that expats use to make connections. Expats can also join cultural events at local music and arts venues, or attend lectures and open discussions on Jamaican history, culture, and politics. For adventurous expats, joining a local sports team such as soccer, cricket, or cycling can be a great way to make friends and learn about Jamaican culture and customs. Finally, using online and mobile apps to find locals and other expats provides an easy way to connect with the larger Jamaican community," said a retiree who moved to Jamaica.
"There are so many local NGOs and civic organisations that are in need of help and support and I am sure would greatly appreciate offers from volunteers or interns. It very much depends on your interests. I work in the area of gender and development - which also encompasses children's and youth rights," said one retiree in Jamaica.
What is life like in Jamaica?
When we asked people living in Jamaica what life is like and how people spend their time, they said:
"Expat life in Jamaica is full of adventure, with numerous opportunities to experience the vibrant local culture, beautiful scenery, friendly people, and fascinating history. For digital nomads, the dream of living and working abroad in a warm and sunny location is made a reality, as Jamaica offers fast and reliable internet access, as well as cultural immersion. There are also opportunities to mix work and leisure, with a range of activities to be enjoyed, from snorkelling and diving to trekking and exploring rainforests. Expats and digital nomads in Jamaica can expect a traditional Caribbean experience where the famously laid-back attitude prevails and wonderful opportunities await to relax, grow, and make new friends," remarked one retiree in Jamaica.
"I am not directly in Spanish Town. I am in a beautiful community called 'Green Acres'. There seems to be a number of retired citizens, who enjoy playing dominoes and socializing," said a retiree who moved to Spanish Town, Jamaica.
William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
What do I need to know before retiring in Jamaica?
When we asked people what advice they would give someone preparing to move to Jamaica, they said:
"Jamaica is a beautiful island as are most of the people. But it’s not an easy place to live and you have to be fairly resilient to do so," said a person in Jamaica.
"Well, if the friend was moving from a country in which gas is supplied via a main pipeline rather than a gas cylinder, I would suggest that he or she not take the cooker (gas stove). Also, ensure that your house is wired with the appropriate voltage and AC adapters, otherwise large electrical appliances are not likely to work," remarked one retiree in Spanish Town.
"Your first stop needs to be the PICA website. This is the immigration website and it will list the options available to you for residency. There’s more to it than just packing your bags and deciding you’re going to move to Jamaica… I do suggest however, that you come for three months, maybe extend it to six months, and actually live here. By that I mean, you’re gonna live like a local; not a tourist. There are two totally different things. You need to figure out how you’re going to find your lifestyle here… As you’re not gonna be able to work, unless your company has an office here and sponsors you for a work permit. Or, do you have enough money to start your own business. As for housing, buy or rent the best place you can afford… In a gated community. A high end gated community Ex: Freeport, Spring Garden, Spring Farm, Rose Hall, you don’t want to live in a typical Jamaican gated community that was built by developers.," said a retiree who moved to Montego Bay, Jamaica.
What type of recreational activities are there in Jamaica?
"Residents of Jamaica enjoy a variety of recreational facilities, including beaches, parks, golf courses, and tennis courts. There are also many outdoor activities such as hiking, biking, and horseback riding. For those who prefer indoor activities, there are bowling alleys, movie theaters, and arcades. Jamaica also has a vibrant nightlife, with many bars, clubs, and restaurants. Additionally, there are a variety of cultural attractions, such as museums, galleries, and historic sites," explained one member in Jamaica.
Where will I buy groceries and do other shopping in Jamaica?
"For the freshest and best value fruits & vegetables go to the open-air market off Barnett Street. Progressive, MegaMart, Shoppers Fair & HiLo all good supermarkets. Chicken, pork, seafood/fish are plentiful and readily available. Beef is available and decent price but it's NOT USDA Prime! I've had some ribeye that I grilled on the bbq and they were decent, but not great. I tend to bypass beef most of the time except for ground beef. I did buy a couple T-Bone steaks (local western beef grain fed) the other day, $1522 / kg which works out to US$5.35 per pound. On average we spend about $12K a week on food/grocery for the 2 of us. That generally includes a couple bottles of wine... which there is NO 2 Buck Chuck here. Every couple weeks another $3K - $5K at the market for fruits & vegetables. In my opinion; the chicken, pork, fish and produce are better tasting and better for you than what you'll get in the states unless you grow/raise it yourself or buy pure organic," said one retiree in Montego Bay.
"People living in Jamaica typically buy groceries and do other shopping at local supermarkets, convenience stores, and markets. Additionally, many people in Jamaica shop at roadside stands and farmers markets for fresh produce and other items. Shopping malls and department stores are also popular places to buy clothing, electronics, and other items," remarked one retiree in Jamaica.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Other Questions:
- How do I meet people in Jamaica?
- What is life like as an expat in your area?
- Is there a lot of crime in Jamaica?
- What do I need to know before retiring in Jamaica?
- Is there a lot of diversity? Are people in Jamaica accepting of differences?
- What are the schools in Jamaica like?
- Is the cost of living in Jamaica high?
- What advice do you have for expats having a baby in Jamaica?
- What are healthcare services like in Jamaica?
- Is the cost of living in Jamaica high?
- What type of recreational facilities are in Jamaica?
- What is the weather like in Jamaica?
- Are there good restaurants in Jamaica?
- Where will I buy groceries and do other shopping in Jamaica?
- What are the visa & residency requirements in Jamaica?
- Are healthcare and health insurance expensive in Jamaica?
- What do I need to know when buying property in Jamaica?
- Are foreigners allowed to own property in Jamaica?
- What appliances are typically included in a rental?