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Retiring in Luxembourg | Expat Exchange
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Flower Market in Luxembourg City

Retire in Luxembourg

By Joshua Wood, LPC

Last updated on Mar 03, 2024

Summary: Retirees are attracted to Luxembourg for its high quality of life, excellent healthcare system, and low crime rate. Luxembourg also offers retirees a variety of cultural activities, outdoor recreation, and a vibrant nightlife. The weather in Luxembourg is generally mild, with temperatures ranging from an average low of 33°F (1°C) in January to an average high of 68°F (20°C) in July.

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What is it like to retire in Luxembourg?

"Retirees in Luxembourg and its surroundings enjoy a high quality of life. The country is known for its excellent healthcare system, low crime rate, and high standard of living. There is an active expat community in Luxembourg, with many retirees taking advantage of the country's cultural attractions, recreational activities, and nightlife. Luxembourg is home to a variety of museums, galleries, and theaters, as well as numerous parks and outdoor activities. There are also plenty of restaurants, bars, and clubs to explore, making it a great place to socialize and enjoy the nightlife. Retirees in Luxembourg can also take advantage of the country's excellent public transportation system, making it easy to explore the surrounding areas," said a retiree who moved to Luxembourg.

What are the most challenging aspects of retiring in Luxembourg?

"One of the most challenging aspects of retiring in Luxembourg is the high cost of living. The cost of housing, food, and other necessities is significantly higher than in many other countries. Additionally, the language barrier can be a challenge for those who do not speak Luxembourgish, French, or German. The country also has a complex tax system, which can be difficult to navigate for those unfamiliar with it. Finally, the country's small size can make it difficult to find the services and amenities that retirees may need," said a person in Luxembourg.

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SJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

What are the most rewarding aspects of retiring in Luxembourg?

"Retiring in Luxembourg offers a number of rewarding aspects. One of the most attractive benefits is the country's high standard of living, with excellent healthcare, education, and infrastructure. Additionally, Luxembourg is a safe and secure country with a low crime rate, making it an ideal place to retire. The country also offers a wide range of cultural activities, from museums and galleries to music and theatre. Finally, Luxembourg's tax system is highly favorable to retirees, with generous pension and retirement benefits," commented one retiree living in Luxembourg.

What are healthcare services like in Luxembourg?

We asked retirees if they have access to good medical care in Luxembourg. They wrote:

"Healthcare services in Luxembourg are of a high quality and are provided by both public and private providers. The public healthcare system is funded by the government and is free for all citizens and residents. Private healthcare is also available and is often used for more specialized treatments. Luxembourg has a wide range of medical facilities, including hospitals, clinics, and pharmacies. The country also has a well-developed network of medical professionals, including doctors, nurses, and other healthcare professionals. Luxembourg also has a number of health insurance providers, which offer a range of plans to suit different needs," said one retiree in Luxembourg.

How do I meet people in Luxembourg?

When we asked people living in Luxembourg about club and activities where newcomers can meet others, they responded:

"Expats in Luxembourg often join clubs and activities such as sports teams, language classes, and cultural events. Expats can also meet people by attending local festivals, joining meetup groups, or attending networking events. Additionally, many expats find it helpful to join online forums and social media groups related to their interests. This can be a great way to connect with other expats and locals in Luxembourg," said one retiree in Luxembourg.

What is life like in Luxembourg?

When we asked people living in Luxembourg what life is like and how people spend their time, they said:

"Living in Luxembourg as an expat or digital nomad can be a great experience. The country is known for its high quality of life, with excellent infrastructure, a safe and secure environment, and a diverse and welcoming population. Expats and digital nomads can enjoy a wide range of activities, from exploring the city's many cultural attractions to taking advantage of the country's excellent outdoor activities. The cost of living in Luxembourg is relatively high, but the country's high wages and generous social benefits make it an attractive destination for expats and digital nomads. Additionally, Luxembourg is a great place to start a business, with a strong economy and a supportive business environment," explained one retiree living in Luxembourg.

What do I need to know before retiring in Luxembourg?

When we asked people what advice they would give someone preparing to move to Luxembourg, they said:

"Before retiring in Luxembourg, expats should familiarize themselves with the country's tax system, as well as the cost of living and healthcare. It is also important to research the availability of public transportation, as well as the availability of leisure activities and cultural attractions. Additionally, expats should consider the language barrier, as Luxembourgish is the official language, although French, German, and English are also widely spoken. Finally, expats should research the visa and residency requirements for retirees," commented one retiree living in Luxembourg.

What type of recreational activities are there in Luxembourg?

"Residents of Luxembourg enjoy a variety of recreational facilities, including parks, gardens, and outdoor activities. Luxembourg City has a number of parks and gardens, such as the Parc de Merl, the Parc Merveilleux, and the Parc du Glacis, which offer a variety of activities for visitors. Luxembourg also has a number of outdoor activities, such as hiking, biking, and camping. There are also a number of sports facilities, such as tennis courts, swimming pools, and golf courses. Additionally, Luxembourg has a number of cultural attractions, such as museums, galleries, and theatres. Finally, Luxembourg has a vibrant nightlife, with a variety of bars, clubs, and restaurants," remarked one retiree in Luxembourg.

Where will I buy groceries and do other shopping in Luxembourg?

"People living in Luxembourg typically buy groceries from supermarkets such as Cactus, Match, and Cora, as well as from local markets and specialty stores. Other shopping can be done at department stores, boutiques, and online retailers," said one person who retired in Luxembourg.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Flower Market in Luxembourg City

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