Retire in Malaysia

"Retirement in Malaysia is an attractive option for many, as it is home to a bustling expat community and offers a variety of cultural and recreational activities. There are numerous beaches and other recreational activities available around the country, ranging from night markets to indoor skydiving and deep sea fishing. Furthermore, Malaysia's vibrant nightlife with its traditional pubs, lounges and nightclubs, is one of the region's biggest attractions. Many retirees are able to enjoy the country's culture, with its many temples, mosques, and Chinese and Indian cultural centers. Additionally, Malaysia has a number of golf courses, parks, and even its own theme park, Sunway Lagoon. Malaysia is a country with much to offer for performance-oriented retirees," commented one retiree living in Malaysia.

"Kuching is a very laid-back city. There are lots of National Parks with forests, caving, waterfalls, hiking, water sports (kayaking), wildlife and small villages and longhouses within an hour or two of town. There is golf, jogging/running, pilates, yoga, etc. Several Cultural Festivals (Gawai as well as the religious ones) and massive Music Festivals like the Rainforest World Music Festival, Miri and Waterfront Jazz Festivals, the Seniawan Country Music Festival, etc. Just noticed that some EMF are happening too. Nightlife sadly is meagre compared to Bali or Bangkok and there is virtually no sex-tourism or beach rave scene. There are a handful of expat-oriented clubs/bars (most shutting during the covid period) but check out Carpenter Street and Jl. Tabuan. Lots of restaurants with a wide range of international cuisines...eating seems to be the main vice of Sarawakians. The expat community is small...most people have a mix of expat and local friends (Sarawakians are a friendly sort). There is a nascent Facebook group (Kuching Expats)," explained one retiree living in Kuching.

"Penang Island is great place with lots to do. One of the British most important colony 150 years ago. Third in importance to Hong Kong & Singapore, so lot's of culture from the west and the melting pot of SE.. Some of the best food in the world. I'm not into nightlife but plenty of places if you are. The only real negative was the beaches they are not on the same level as most of SE," said one retiree in living in Tojong Tokong, Penang Island, Malaysia.

"Penang is a wonderful place. A large small town I call it. English is widely spoken, people are friendly, many cultural attractions and events. There is a large expat community here. Although we do not live amongst expats," explained a retiree in Penang.

"I'm submitting this report anonymously. Malaysia does not have free speech. Well it does and it doesn't. Anything said against the government or Islam could land you in trouble. It's kinda crazy, I love it here, I want nothing more than to just to live and be a consumer and soak up the culture. I've found that Muslims as well as Chinese and Indians are friendly here and lovely people. I don't trust the police, or the government institutions like immigration. I know if we choose to do the retirement visa, it would be ok with the process, but am left feeling vulnerable with just a tourist visa. There is a level of distrust here with regards to the government not only with expats but locals as well," explained one retiree living in Penang.

"If you are coming to retire here make sure you understand how to be legal here are the residency or long stay is not as easy as western countries. Make source of income from outside. To answer someone previous comment. I am not here to judge the political system or anyone's religion and why should I not respect other people's beliefs. Everyone has their own system that they are happy with and that does not bother me," said one retiree in living in Malaysia.

"Go for it!!!!! This is not a dress rehearsal you only get one life unless your a Buddhist," explained a retiree in Tojong Tokong, Penang Island.

"One of the most challenging aspects of retiring in Malaysia is finding and securing an adequate pension plan. Retirement planning in Malaysia is complex and often requires the help of knowledgeable financial advisors. Another challenge is acclimating to the climate and culture in Malaysia. Depending on where you are from, the tropical climate and cultural norms of Malaysia may take some getting used to. Finding a place to live that meets both your lifestyle and budget requirements is also an issue, as the cost of real estate and rental property can be expensive. Furthermore, understanding the laws, regulations, and taxation requirements related to investments, pensions and income can be complicated. Finally, access to healthcare can also be a challenge, as coverage can be sparse depending on your location and coverage options," said one retiree in living in Malaysia.

"We long ago stopped comparing countries to the US and just accepted places for what they were. With that said the most challenging aspects for us would be the need to travel home to visit our family. This is a costly trip and while we enjoy visiting family, don't enjoy that we are the ones who are expected to return. None of our family has come to visit us," explained a retiree in Penang.

"When we stay in a place for some time, we build friendships. We are recognised in shops and markets. It's wonderful to be accepted as a "local" even though we are still foreigners. When you can move about with confidence and ease in a foreign country you see more than just a traveler," remarked one retiree in Penang.

"Living in Malaysia in retirement offers the opportunity to enjoy a pleasant and peaceful lifestyle in a beautiful country with a year-round warm climate. The cost of living is much lower compared to many Western countries, which allows retirees to enjoy a comfortable standard of living on a limited budget. There are a variety of outdoor activities and attractions to explore, from beaches and islands to rainforests and mountains. Furthermore, retirees can access excellent healthcare and high-quality medical services. Socializing is also easy and fun due to Malaysia's diverse cultural mix, with a variety of activities such as festivals, markets, and food choices. With its friendly people, interesting culture, and diverse landscape, Malaysia is a great destination for retirement," said a retiree who moved to Malaysia.

"Malaysia's healthcare services are generally considered to be of a high quality, with the country investing heavily in its healthcare infrastructure and system. Healthcare services are largely split between private for-profit institutions and the more affordable public system. The public healthcare system provides universal coverage to all Malaysians, with a network of government-run medical facilities such as hospitals and clinics, as well as private establishments. Malaysia also boasts a long list of specialty clinics and services, including traditional health and wellness practices like herbalism and massage. Additionally, there is a comprehensive network of medical practitioners, ranging from general practitioners to specialists," said one retiree in Malaysia.

"We have not used medical care here, but understand through other expats who have that they have been quite satisfied. There are an abundance of healthcare facilities on Penang," commented one retiree living in Penang, Malaysia.

"There are six major private Medical Speciality Clinics/Hospitals in Kuching with covering from orthopedics, cancer, to heart and diabetes. Lots of private neighborhood GP's, diagnostic clinics, inexpensive dental and optometric services. There are plans for a Gerontology Training Medical School (Malaysia's population is aging), and a Tropical Medicine Research Center). Most practitioners are trained in UK, Australia, US or Japan," explained one retiree living in Kuching.

"Private clubs like Hyatt Saujana, Tropicana and Bukit Kiara are great for expats with families and young children. They are affordable too. Bukit Kiara has an equestarian club for kids and adults," explained a retiree in Petaling Jaya.

"Expats living in Malaysia often join local clubs and activities such as expat Meetups, sports teams, and language classes. Expats can also meet people through local venues such as pubs, cafes, co-working spaces, or religious organizations. Additionally, they may find other expats or locals interested in similar activities by attending community events, joining online forums, or joining local social networks," explained one retiree living in Malaysia.

"Petaling Jaya, unlike the neighbouring Kuala Lumpur is more residential but a lot of multi nationals are located in this town as well. Lots of families prefer shopping in the weekends. And going out for food! Lots of food and the range is very diversified and international," said a person in Petaling Jaya.

"Expatriates and digital nomads in Malaysia enjoy an exciting and vibrant lifestyle. The country is filled with diverse cultures, religions, and attractions, offering plenty of opportunities to experience something new. Malaysians also tend to be incredibly friendly and welcoming, making it easy to make new friends. Expats and digital nomads can get around the country easily with its well-maintained transportation network, allowing them to explore and take in the sights. The cost of living is also relatively affordable, meaning expats and digital nomads can enjoy life here without breaking the bank. With its pleasant climate and beautiful scenery, Malaysia is the perfect destination for expats and digital nomads looking for a unique and fulfilling lifestyle," remarked one retiree in Malaysia.

"Brace for the heat. Being in the Klang Valley, it means lots of heat and humidity level is very high. Showers and heavy rainfalls are also common. Tap water is not drinkable so one must be prepared with a kettle or other 'water producing' machines e.g distiller Getting around is fairly easy, cabs are a plenty and very cheap compared to most other countries. Public buses do not service a lot of areas. A car is an absolute must if you have kids. The weather just does not permit much walking between 11 am to 4 p.m," said a person in Petaling Jaya.

"Before retiring in Malaysia, expats need to be aware that the cost of living is low compared to many other countries, although housing and medical care costs can be higher. Expats should research their healthcare options before they arrive, and ensure they have access to any necessary prescriptions. It is also important to be aware of local laws and regulations, and to ensure all documents required for residency or a retirement visa are in order before travelling. Local language skills are not essential, but can be helpful to have. Additionally, expats may want to become familiar with the local customs and culture to ensure they fit in well with their new neighbors," remarked one retiree in Malaysia.

"Swimming at every condominium. Squash and tennis courts. Hiking around Kuala Lumpur," said one person who retired in Kuala Lumpur.

"In Malaysia, residents enjoy a variety of recreational facilities, such as public parks, beaches, and water parks. There are also many sports facilities, such as golf courses, tennis courts, and swimming pools. For those who enjoy the outdoors, there are plenty of hiking trails, camping sites, and nature reserves. For those who prefer indoor activities, there are bowling alleys, arcades, and movie theaters. Shopping malls, museums, and art galleries are also popular recreational facilities in Malaysia," remarked one retiree in Malaysia.

"People living in Malaysia typically buy groceries from supermarkets, wet markets, and convenience stores. Other shopping can be done at shopping malls, department stores, and specialty stores. Online shopping is also becoming increasingly popular in Malaysia," remarked one retiree in Malaysia.