Retire in Mexico
Last updated on Feb 09, 2024
Summary: Retirees are often attracted to Mexico for its vibrant culture, stunning beaches, and affordable cost of living. Mexico also offers a wide variety of activities and attractions, from ancient ruins to modern cities. The weather in Mexico varies depending on the region, but generally speaking, temperatures range from the mid-60s to the mid-90s Fahrenheit (18-35 Celsius).
What is it like to retire in Mexico?
"We live in Cozumel but travel to Merida often. Beautiful city with many benefits, Great Restaurants, Night Life and hot as hades in the summer," commented one retiree living in Merida, Mexico.
"Retirees in Mexico and its surrounding areas can lead an active lifestyle filled with outdoor activities, cultural attractions, and plenty of recreation and nightlife. Many expats find Mexico a great destination to retire as it offers a rich cultural life, friendly locals to connect with, as well as natural beauty and warm climate. Whether it is fishing, golfing, horseback riding, exploring ancient ruins, or wandering through lively local markets, there are plenty of activities to keep people of all ages active and engaged. For those looking for nightlife, the cultural capital of Mexico City offers an array of bars, traditional tequila tasting, and a vibrant night-club scene. Additionally, there are beautiful beaches, stunning colonial villages, and intriguing archaeological sites to explore," explained one retiree living in Mexico.
"Ajijic is definitely a retirement area. The majority of the expat population appears to be over 60... That said, there are numerous cultural activities plus exploratory trips around the area and other Mexico venues. Night life is somewhat subdued...but at 75 bed time comes early for us.," said one retiree in living in Ajijic, Mexico.
Get Quote
Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.
Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.
Get Quote
What advice do overseas retirees have for others considering retiring abroad?
"What are you waiting for? Don't let the news scare you. They want you to be trapped up there in your homes. Come down and see what paradise is all about," said one retiree in living in Manzanillo, Mexico.
"Be positive, learn the culture, and immerse yourself in the society, you'll be surprised at how many things we have in common," explained a retiree in Apizaco.
"My wife says that I have all the patience in the world.... because I have never used any... That might be a bit extreme but having lived overseas for 20 some years I have learned to adapt... Here are the things that I have found important to surviving and enjoying a new country: Flexibility is a requirement for successfully living abroad. Do your schedule in pencil not pen. Lose your comparisons with your former home. It is what it is... Learn the local ground rules and play the game. Have or obtain a sense of humor... Without it one will not last long in any environment and certainly not outside his native land. Have or obtain a sense of adventure. This is an opportunity to meet new people, experience new things and to learn a new culture. Learn basic local language niceties and build your vocabulary... A simple Gracias coupled with a warm smile will work wonders..," explained one retiree living in Ajijic.
What are the most challenging aspects of retiring in Mexico?
"One of the most challenging aspects of retiring in Mexico is adapting to the culture. The language, customs and laws are all different than in the United States, and some may take some time to get accustomed to. Another challenge is health care. While Mexico has improved its health care system in recent years, medical resources and healthcare providers may not be up to the same standards found in the United States. Additionally, affording the same lifestyle overseas can be difficult, as Mexico has a lower cost of living than the US. Finally, the lack of reliable internet infrastructure in some areas can make keeping up with family and friends abroad difficult," explained a retiree in Mexico.
Welcome Home Mexico occupies a niche in the market as a successful relocation and real estate firm helping expats moving to Mexico! As seen on CBS news, PBS, in the L.A. Times and more, we are one of the leading companies in this field. Welcome Home Mexico offers a wide range of services, multi-lingual knowledgeable brokers with experience, efficient and professional service.
Click connect to have our partner contact you via e-mail and/or phone.
Welcome Home Mexico occupies a niche in the market as a successful relocation and real estate firm helping expats moving to Mexico! As seen on CBS news, PBS, in the L.A. Times and more, we are one of the leading companies in this field. Welcome Home Mexico offers a wide range of services, multi-lingual knowledgeable brokers with experience, efficient and professional service.
Click connect to have our partner contact you via e-mail and/or phone.
What are the most rewarding aspects of retiring in Mexico?
"I love having a more international perspective on the US. I appreciate the different cultures I live in and I like the challenge of adapting to different customs. And I really love the expats I meet overseas. They are often quite adventurous people," remarked one retiree in Lake Chapala.
What are healthcare services like in Mexico?
We asked retirees if they have access to good medical care in Mexico. They wrote:
"We have not had to use hospital services as of yet. However, Guadalajara has exceptional hospitals that are affordable and an hour away. Local dentist and medical services receive high marks from those living here any length of time," explained a retiree in Ajijic.
"We have several hospitals here and are only 3 and a half hours from Guadalajara which has as good medical care as anywhere in the world. We had a friend who spent 3 weeks in intensive care in Guadalajara and the total cost was 35,000.00 dollars. Think of that in the US.. and she is well now," explained one retiree living in Manzanillo.
"A few weeks ago I used my GEHA (government employees health association) insurance at Hospital San Antonio. Well I should say I tried to use it. At first the staff at Hospital San Antonio said that my entire emergency would be covered but they charged my $25000 USD UP Front and I had to pay it or the administrative staff there told me they would send me to a public hospital in the worst part of Guadalajara. They bullied me and I felt so uncomfortable but I was not in a position to fight. I paid the up front fee and then on discharge they just deducted it from the bill which I still had to pay and they gave me a bill with codes to submit to my insurer for reimbursement...such lies and thieves trying to trick people about accepting insurances. I will never go back to Hospital San Antonio in Tlyacapan," said one member in Lake Chapala.
How do I meet people in Mexico?
When we asked people living in Mexico about club and activities where newcomers can meet others, they responded:
"Saltillo appears to be a much friendlier city than others I have lived in (Puebla, Cuernavaca, Toluca). However, it was not easy to get to know people until I got connected with the Saltillo International Church (www.saltillointerationalchurch.com). They have bilingual services on Sundays, and for those who may not be "church-y" (or, like me, prefer the neighborhood church) have book studies for adults, men, and women throughout the week. Also, if your Spanish is decent www.desaltillo.com is helpful to find out events that are going on in town. If you friend them on facebook, they'll send daily updates--so helpful for me, as we don't regularly buy the newspaper," said a retiree who moved to Saltillo, Mexico.
"Expats in Mexico often join social clubs, language classes, and online forums devoted to helping foreigners adjust to life in Mexico. Additionally, many expats will connect with local expat organizations such as the International Newcomers Network, which coordinates events and activities for expats around the country. Another way for expats to meet people is by becoming involved in social volunteer work, such as helping out at a local soup kitchen or animal shelter. Many cities, particularly touristy destinations, also have local arts and music scenes that expats can become involved in. Finally, Mexico is known for its vibrant nightlife, so expats can often make friends while out at bars, clubs, and cultural events," said one retiree in Mexico.
"There are lots of activities in San Carlos. In the winter, Club Deportivo hosts an Educational series along with the usual bingo and such. There are several non-profit organizations to join, The Rescate (EMS) thrift store collects and sells items to support ambulance service. The Castaway Kids supports the local orphanage. The Rotary - and more. If you want to be involved there are many avenues. Most of the support groups are run by English speaking people, so there should be no hesitation if you haven't entirely grasped the language," commented one retiree living in San Carlos, Mexico.
"Make learning Spanish a priority. Hire locals to clean your house or build your house or walk your dog or wash your car... whatever. Force yourself to interact as much as possible," explained one retiree living in Yucatan.
"Stroll the malecón in the evening, hang out at Captain Don's bar in 5 de Diciembre neighborhood, and at probably lots of bars in Old Town ("Zona Romantica")," said one retiree in living in Puerto Vallarta, Mexico.
What is life like in Mexico?
When we asked people living in Mexico what life is like and how people spend their time, they said:
"People here love kayaking, fishing, scuba and off-roading. There is a large, modern marina. There are rocky beaches, sandy beaches, public and isolated. There are also many restaurants with excellent food - Italian, Mexican, American, Greek, and even Texas Style BBQ," remarked one retiree in San Carlos.
"People here, like other cities, love fiestas of which their are many. Family and socializing are the priorities for my friends. Men are macho and kind to women and children. People sit outdoors and love to talk. Of course, they must make a living. Couples marry young here and the young women and their beautiful children are often the only ones on the little buses during the day. People like to follow soccer on t.v," said a retiree who moved to Patzcuaro, Mexico.
"Expats and digital nomads living in Mexico often find that life there is full of opportunities for relaxation, adventure, and cultural exploration. Mexico's mild climate, friendly locals and vibrant cities make it a desirable place for many expats and digital nomads looking to settle down in a new country. The country also offers a variety of activities and locations for expats, ranging from its stunning beaches, old-world colonial cities, and incredible nature preserves. Expats and digital nomads in Mexico enjoy a low cost of living, and they are able to find affordable housing, transportation, and food. Although learning the local language can be challenging due to the lack of English-speaking facilities and programs, the country is known for its welcoming culture and its legal system that aids expats in obtaining visas and permanency. Overall, Mexico is an ideal destination for expats and digital nomads, who can enjoy the warm weather, low cost of living, and vibrant culture while continuing their work abroad," said one retiree in Mexico.
"Tequis is a small, colonial town that caters to weekend tourists, mostly from Mexico City and surrounding environs. Many of them own weekend homes here and come to get away from the hub-bub of big city life. Local denizens are very family oriented and making a living is just a normal part of everyday life. No big corporate presence here, just small businesses and many restaurants. Tons of small specialty shops," commented one retiree living in Tequisquiapan, Mexico.
"Saltillo is a small city/large town, so it's relatively quiet here. People here seem more respectful of their neighbors than in other areas of Mexico. For example, in general people don't blare their music from their homes or use their car horns as doorbells. People work hard and enjoy their families. While social stratification runs the gamut here, in general people are friendly and laid-back. While soccer is still a huge pastime, baseball appears to be just as popular, if not more popular, than soccer. Saltillo's professional baseball team won the 2009 national championship, and I always hear my neighbor kids hitting a ball around. Saltillenses are good runners, too. Every June, the city hosts a half-marathon, and throughout the year there are a variety of 5K and 10K races. Saltillo also boasts a plethora of good public parks--great for picnics, enjoying some green spaces, or playgrounds for kids," explained one retiree living in Saltillo.
What do I need to know before retiring in Mexico?
When we asked people what advice they would give someone preparing to move to Mexico, they said:
"Get out, see the town. Clearly, learning Spanish makes getting out a lot easier, so learn Spanish (again, people here are pretty patient, so it's a great community to try perfecting one's broken Spanish). The downtown has a lot to offer, between the Alameda, Plaza de Armas, and various free/cheap museums. The Serape Museum is my favorite, and, as creepy as it sounds, the Bird Museum is pretty interesting (and in the summer, well worth spending 10 pesos for an hour or so in the air-conditioning). If your company is moving you, they'll probably suggest that you live in the way north side of the city--this is a nice area of town and may be advantageous as it seems that most expats live there. However, do consider the Republica neighborhood, downtown, and the south side of town. They're all great places to live, within walking distance of points of interest, and often a lot cheaper than the northern neighborhoods," said one retiree in Saltillo.
"I would say, "Brother, you will not find a more excellent choice for a place to retire here in Mexico". Sure, there are more exciting places with nightclubs, wild bars with loud music and perhaps an ocean to frolic in, but with that comes a lot of undesireable "junk". The weekdays here are very quiet and relaxing, while the weekends are fun filled due to tourists and special functions designed by the Presidencia municipal. The elevation here is about 6,000 feet, which means we do not get hot. Most days are in the 75-80 degree range, though it can get a little chilly at night during the winter. I enjoy a second floor two bedroom apartment right across from the main town plaza. I keep the balcony doors open at all times and revere in the almost constant breeze that keeps my place cool, night & day. Rent? Under $300 US per month. Try and beat that in the US," commented one retiree living in Tequisquiapan, Mexico.
"I suggest you never secure a 6 mo lease until you see and feel the property. Committing to 6 month online is not recommended whether you get a 180 day visa or not. Get a hotel when you arrive and make that your base camp to find longer arrangements. Don't think what you see online is what is actually there. Bait and switch happens in Mexico....and don't forget it. Once they have your money you are behind the curve," explained one retiree living in San Carlos.
"Read www.yucatanliving.com and www.meridainsider.com for information on living here," said one retiree in living in Yucatan, Mexico.
"Mexico offers many attractive benefits for retirees looking for a warm climate and a lower cost of living. Before retiring to Mexico, expats should familiarize themselves with the country's laws, customs, and culture. Additionally, they should investigate the cost of living in their preferred location, as prices and availability vary greatly depending on the region. Expats should also consider enrolling in Mexico’s medical insurance program or purchasing private coverage to ensure they have access to quality medical care. Additionally, expats should be aware that many medicines not available in Mexico can be ordered online or imported. Finally, many retirees in Mexico find it beneficial to learn some conversational Spanish, since the language is widely spoken throughout the country," explained a retiree in Mexico.
What type of recreational activities are there in Mexico?
"All around Playa del Carmen there are adventure area for zip lining, ATV riding, cave tubing, snorkeling, scuba diving, tours to visit Mayan Ruins and nearby resorts, beaches and islands such as Cozumel, Tulum, Islas Mujeres etc," explained one retiree living in Playa del Carmen.
"Boating, swimming, fishing, snorkeling, scuba, para sailing, sunset cruises, booze cruises, bird island tours, Jack Nicklaus golf courses and others, tennis, ultralight flying, ziplining, and lots of fine dining with ocean views," said one member in Puerto Penasco.
"In Mexico, residents enjoy a variety of recreational facilities, such as beaches, parks, and sports complexes. Beaches are popular for swimming, sunbathing, and other water activities. Parks provide a great place to relax, take a walk, or have a picnic. Sports complexes offer a variety of activities, such as tennis, basketball, and soccer. Mexico also has a number of cultural attractions, such as museums, galleries, and theaters. For those looking for a more adventurous experience, Mexico has a variety of outdoor activities, such as hiking, camping, and mountain biking," explained one retiree in Mexico.
"Anything related to the beach, snorkeling, golf, exploring cenotes (caves), dining out. The food is amazing and the options are endless," explained a member in Playa Del Carmen.
Where will I buy groceries and do other shopping in Mexico?
"SHOPPING is great. Many do their grocery shopping at Wal-Mart, Sams Club, Chedraui (the Mexican version of Wal-Mart that is fantastic) the Mega store and others. Fifth Avenue is known for its lively, atmosphere with stores, restaurants with all types of specialty foods such as Mexican, Argentinian, Brazilian, French, Italian, Seafood, Steak and even fast food places like McDonald's and Burger King, Domino's Pizza, KFC. We have Office Depot, Home Depot, DHL, Fedex...just about everything," said one retiree in living in Playa del Carmen, Mexico.
"People living in Mexico typically buy groceries and do other shopping at local markets, supermarkets, and department stores. Many people also shop at street vendors and small shops. Additionally, online shopping is becoming increasingly popular in Mexico," wrote one person in Mexico.
"We have Super Ley, Ley Express, Bodega Aurrera (Walmart) Sam's Club, Local vegetable and meat markets, Oxxo convenience stores, and a local store that brings special U.S. food here for our convenience (salami, bacon, sausage, bagels, english muffins, diet sodas, cheeses, spices, pies, etc) and special orders," explained one retiree living in Puerto Penasco.
About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.
Other Questions:
- How do I meet people in Mexico?
- What is life like as an expat in your area?
- Is there a lot of crime in Mexico?
- What do I need to know before retiring in Mexico?
- Is there a lot of diversity? Are people in Mexico accepting of differences?
- What are the schools in Mexico like?
- Is the cost of living in Mexico high?
- What advice do you have for expats having a baby in Mexico?
- What are healthcare services like in Mexico?
- Is the cost of living in Mexico high?
- What type of recreational facilities are in Mexico?
- What is the weather like in Mexico?
- Are there good restaurants in Mexico?
- Where will I buy groceries and do other shopping in Mexico?
- What are the visa & residency requirements in Mexico?
- Are healthcare and health insurance expensive in Mexico?
- What do I need to know when buying property in Mexico?
- Are foreigners allowed to own property in Mexico?
- What appliances are typically included in a rental?