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Retiring in Peru | Expat Exchange
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Retire in Peru

By Joshua Wood, LPC

Last updated on Mar 08, 2024

Summary: Retirees are attracted to Peru for its diverse culture, vibrant cities, and stunning landscapes. Peru is home to a variety of climates, ranging from tropical rainforest to desert. The weather in Peru varies greatly depending on the region, but generally the temperatures range from the mid-50s to the mid-80s Fahrenheit (10-30°C).

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What is it like to retire in Peru?

"Retirees in Peru and its surroundings can enjoy a vibrant and active lifestyle. There is an active expat community in Peru, with many retirees from the United States, Canada, and Europe. There are plenty of cultural attractions to explore, such as the ancient Incan ruins of Machu Picchu, the colonial architecture of Lima, and the vibrant markets of Cusco. There are also plenty of recreational activities to enjoy, such as hiking, biking, and bird watching. For those looking for a more active nightlife, there are plenty of bars, clubs, and restaurants to explore," said a retiree who moved to Peru.

"We have a very active ex-pat community here. Besides all of the famous cultural sites here, we have amazing restaurants, good health clinics, movie theaters, grocery stores, Surfing beaches, parasailing and anything else I could want just a few minutes walk from my front door," said one retiree in Lima.

What are the most challenging aspects of retiring in Peru?

"One of the most challenging aspects of retiring in Peru is the language barrier. Although Spanish is the official language, many people in Peru also speak Quechua and Aymara, two indigenous languages. Additionally, the cost of living in Peru can be high, especially in the larger cities. Healthcare can also be a challenge, as the quality of care varies greatly from region to region. Finally, the infrastructure in Peru is not as developed as in other countries, making it difficult to access certain services and amenities," explained one retiree living in Peru.

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What are the most rewarding aspects of retiring in Peru?

"One of the most rewarding aspects of retiring in Peru is the opportunity to explore the country's rich cultural heritage. From the ancient Incan ruins of Machu Picchu to the vibrant colonial cities of Lima and Cusco, Peru offers a wealth of history and culture to explore. Additionally, Peru boasts some of the most stunning natural scenery in the world, from the snow-capped peaks of the Andes to the lush Amazon rainforest. Retirees can also take advantage of Peru's low cost of living, which makes it an attractive destination for those looking to stretch their retirement savings. Finally, Peru is home to a friendly and welcoming population, making it a great place to make new friends and enjoy a relaxed lifestyle," explained a retiree in Peru.

What are healthcare services like in Peru?

We asked retirees if they have access to good medical care in Peru. They wrote:

"I live 2 blocks from a famous clinic and pay about $85.00 a month for a family of 3. A major health policy with a multi-national insurer would probably be under $2,000 per year," said a person in Lima.

"Peru has a public healthcare system that provides basic medical services to its citizens. The public healthcare system is supplemented by a number of private healthcare providers, which offer more comprehensive services. Healthcare services in Peru are generally of good quality, with a focus on preventive care and primary care. The country has a number of specialized hospitals and clinics that provide specialized care for a variety of conditions. In addition, Peru has a number of health centers that provide basic medical services to rural and underserved populations," remarked one retiree in Peru.

How do I meet people in Peru?

When we asked people living in Peru about club and activities where newcomers can meet others, they responded:

"Expats in Peru often join clubs and activities such as language exchange groups, hiking clubs, and sports teams. Expats can also meet people by attending local events such as festivals, concerts, and art exhibitions. Additionally, many expats find it helpful to join online forums and social media groups related to their interests, as well as attending meetups and networking events," explained one retiree living in Peru.

What is life like in Peru?

When we asked people living in Peru what life is like and how people spend their time, they said:

"Living in Peru as an expat or digital nomad can be an exciting and rewarding experience. The country offers a unique blend of culture, history, and natural beauty, making it an ideal destination for those looking to explore a new place. Expats and digital nomads in Peru can enjoy a variety of activities, from exploring the ancient ruins of Machu Picchu to taking in the vibrant nightlife of Lima. The cost of living in Peru is relatively low, making it an attractive option for those looking to stretch their budget. The country also offers a wide range of accommodation options, from luxury apartments to budget hostels. Expats and digital nomads in Peru can also benefit from the country's excellent healthcare system and reliable internet connection," explained one retiree living in Peru.

What do I need to know before retiring in Peru?

When we asked people what advice they would give someone preparing to move to Peru, they said:

"Expats should research the cost of living in Peru before retiring there, as it can vary greatly depending on the city and lifestyle. It is also important to familiarize oneself with the local language, as English is not widely spoken in Peru. Additionally, expats should research the healthcare system in Peru and consider purchasing private health insurance. It is also important to research the local laws and regulations, as well as the visa requirements for expats. Finally, expats should consider the cultural differences between their home country and Peru, and be prepared to adjust to a new way of life," remarked one retiree in Peru.

What type of recreational activities are there in Peru?

"In Peru, residents enjoy a variety of recreational facilities, such as beaches, parks, and sports complexes. The country's long coastline provides plenty of opportunities for beach activities, such as swimming, surfing, and sunbathing. There are also many parks and gardens throughout the country, offering a peaceful and scenic environment for relaxation and recreation. For those looking for more active pursuits, Peru has a number of sports complexes, including soccer fields, tennis courts, and swimming pools. Additionally, Peru is home to a number of cultural attractions, such as museums, galleries, and theaters, providing plenty of entertainment options," wrote one person in Peru.

Where will I buy groceries and do other shopping in Peru?

"People living in Peru typically buy groceries and do other shopping at local markets, supermarkets, and convenience stores. Many people also shop at street vendors and small shops. Additionally, some people may shop online or order groceries to be delivered to their homes," said one member in Peru.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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