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Cost of Living in Zambia | Expat Exchange
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Cost of Living in Zambia

By Joshua Wood, LPC

Last updated on Feb 05, 2024

Summary: The cost of living in Zambia is generally considered to be quite affordable. A nice 1 bedroom apartment in Zambia can cost anywhere from $200 to $400 per month, while a nice 2 bedroom apartment can cost from $400 to $600 per month. Dinner at a moderately priced restaurant in Zambia can cost anywhere from $10 to $20 per person.

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Is the cost of living in Zambia high?

We asked people how much they someone comfortably live on in Zambia, they wrote:

"The cost of living in Zambia is generally considered to be relatively low compared to other countries in the region. Basic necessities such as food, transportation, and housing are generally affordable, and the cost of utilities is also relatively low. However, the cost of imported goods and services can be more expensive than in other countries," said one expat in Zambia.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
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Will I save money living in Zambia?

"Living in Zambia can be significantly cheaper than living in the United States. The cost of living in Zambia is much lower than in the United States, with basic necessities such as food, housing, and transportation costing significantly less. Additionally, the cost of entertainment and leisure activities is also much lower in Zambia than in the United States. As a result, living in Zambia can be a great way to save money," wrote a person living in Zambia.

What is the average cost of housing in Zambia?

If you are thinking about moving to Zambia, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Zambia varies greatly depending on the location and type of housing. Generally, housing in urban areas tends to be more expensive than in rural areas. Prices for rental properties range from low-cost, basic housing to more expensive, modern apartments. The cost of purchasing a home also varies depending on the size and location. In general, housing in Zambia is relatively affordable compared to other countries in the region," said one expat in Zambia.

SJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

SJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

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Click connect to have our partner contact you via e-mail and/or phone.

What are typical rental prices for expats in Zambia?

"The rental price for a nice 1 bedroom apartment in Zambia can vary depending on the location and amenities, but generally ranges from around $400 to $800 per month. For a nice 2 bedroom apartment, the rental price can range from around $600 to $1,200 per month," said an expat in Zambia.

What appliances are typically included in a rental?

We asked foreigners in Zambia what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included:

"In Zambia, rental properties typically include a refrigerator, stove, oven, and washing machine. Other common appliances may include a microwave, dishwasher, and air conditioning unit. Depending on the property, additional amenities such as a clothes dryer, water heater, and security system may also be included," said one expat living in Zambia.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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