Cost of Living in Finland
Last updated on May 01, 2023
Summary: The cost of living in Finland is generally quite high. A nice one bedroom apartment in Finland can cost anywhere from $1,000 to $2,000 per month, while a nice two bedroom apartment can cost anywhere from $1,500 to $3,000 per month. The cost of dinner at a moderately priced restaurant in Finland is usually around $20 to $30 per person.
Is the cost of living in Finland high?
We asked people how much they someone comfortably live on in Finland, they wrote:
"The cost of living in Finland is generally considered to be quite high. Prices for basic necessities such as food, housing, and transportation are all relatively expensive. However, Finland also has a high standard of living, with excellent public services and a strong economy. Additionally, Finland has a relatively low rate of taxation, which helps to offset the cost of living," explained one expat.

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Will I save money living in Finland?
"Living in Finland may be more affordable than living in the United States in some areas. The cost of living in Finland is generally lower than in the United States, with lower prices for food, housing, and transportation. Additionally, Finland offers free healthcare and education, which can help to reduce overall living costs. However, Finland also has higher taxes than the United States, so it is important to consider all of these factors when deciding whether living in Finland will save you money," remarked one in Finland.
What is the average cost of housing in Finland?
If you are thinking about moving to Finland, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The average cost of housing in Finland is generally quite high, with prices varying depending on the location and type of property. Generally, the cost of renting a one-bedroom apartment in a city centre can range from around €800 to €1,500 per month, while the cost of buying a property can range from €2,000 to €4,000 per square metre," explained one expat living in Finland.
"Lower rent but as I said it's subsidised. When we leave here it will be much the same as in the UK. They have a genius system that recycles hot water from power stations which helps stop the energy bills getting ridiculous," said one expat in Helsinki.
What are typical rental prices for expats in Finland?
"The rental price for a nice 1 bedroom apartment in Finland can vary depending on the location, but generally ranges from around $1,000 to $1,500 per month. For a nice 2 bedroom apartment, the rental price can range from around $1,500 to $2,000 per month," commented one expat who moved to Finland.
What appliances are typically included in a rental?
We asked foreigners in Finland what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included:
"Rental properties in Finland typically include a refrigerator, stove, oven, dishwasher, washing machine, and dryer. Some properties may also include a microwave, toaster, and other small kitchen appliances. Furniture may also be included, depending on the property," said one expat living in Finland.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International
and Mass Market Marketing. She graduated from Ohio Wesleyan University
with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Additional Information:
- Finland Guide
- Healthcare & Health Insurance in Finland
- Members Talk about Healthcare & Health Insurance in Finland
- Best Places to Live in Finland
- Guide to Real Estate in Finland
- Pros & Cons of Living in Finland
- Cost of Living in Finland
- 5 Tips For Living in Finland
- 2025 Guide to Living in Finland
- Pros and Cons of Living in Finland 2025