Cost of Living in New Zealand
Last updated on Jun 19, 2023
Summary: The cost of living in New Zealand is generally considered to be quite high. A nice one bedroom apartment in New Zealand can cost anywhere from $1,500 to $2,500 USD per month, while a nice two bedroom apartment can cost anywhere from $2,000 to $3,500 USD per month. The cost of dinner at a moderately priced restaurant in New Zealand is usually around $20 to $30 USD per person.
Is the cost of living in New Zealand high?
We asked people how much they someone comfortably live on in New Zealand, they wrote:
"The cost of living in New Zealand varies depending on the city and lifestyle. Generally, the cost of living in New Zealand is higher than in many other countries, with the average cost of living in Auckland being the highest. Rent, groceries, and transportation are all more expensive than in other countries. However, the cost of living in New Zealand is offset by the high quality of life, with excellent healthcare, education, and infrastructure," remarked one in New Zealand.

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Will I save money living in New Zealand?
"Living in New Zealand can be more affordable than living in the United States in some areas. The cost of living in New Zealand is generally lower than in the United States, with lower prices for groceries, housing, and transportation. Additionally, New Zealand has a lower income tax rate than the United States, which can help to reduce overall living costs," said one expat in New Zealand.
What is the average cost of housing in New Zealand?
If you are thinking about moving to New Zealand, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The average cost of housing in New Zealand is generally quite high, with prices varying depending on the location and type of property. Generally, the cost of buying a house in New Zealand is significantly higher than renting, with the median house price in the country currently sitting at around NZ$650,000. Renting is more affordable, with the median weekly rent for a three-bedroom house in New Zealand currently sitting at around NZ$450," wrote a person living in New Zealand.

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Click connect to have our partner contact you via e-mail and/or phone.

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Click connect to have our partner contact you via e-mail and/or phone.
What are typical rental prices for expats in New Zealand?
"The rental price for a nice 1 bedroom apartment in New Zealand can vary depending on the location, but generally ranges from around $1,000 to $2,000 per month. For a nice 2 bedroom apartment, the rental price can range from around $1,500 to $3,000 per month," said one expat.
What appliances are typically included in a rental?
We asked foreigners in New Zealand what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included:
"In New Zealand, rental properties typically include a refrigerator, oven, stove, and washing machine. Other common appliances that may be included are a dishwasher, microwave, and dryer. Depending on the property, additional appliances such as a vacuum cleaner, toaster, and kettle may also be provided," said an expat in New Zealand.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International
and Mass Market Marketing. She graduated from Ohio Wesleyan University
with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Additional Information:
- New Zealand Guide
- Healthcare & Health Insurance in New Zealand
- Members Talk about Healthcare & Health Insurance in New Zealand
- Best Places to Live in New Zealand
- Guide to Real Estate in New Zealand
- Pros & Cons of Living in New Zealand
- Cost of Living in New Zealand
- Moving to New Zealand with a Pet
- Understanding Mental Health in New Zealand
- Do I need Health Insurance When Moving to New Zealand?
- Best Places to Ski in New Zealand
- Pros and Cons of Living in New Zealand 2025
- 2025 Guide to Moving to New Zealand