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Real Estate in Bulgaria | Expat Exchange
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Real Estate in Bulgaria

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By Betsy Burlingame

Last updated on May 02, 2023

Summary: An expat should search for a home to buy in Bulgaria by researching the local real estate market and contacting a local real estate agent. It is also important to research the local laws and regulations regarding foreign ownership of property. Houses in Bulgaria typically include amenities such as a kitchen, bathroom, living room, and bedrooms. Some may also include a garden, balcony, or terrace. Foreigners are allowed to purchase property in Bulgaria, but there are certain restrictions. For example, foreigners are not allowed to purchase agricultural land or land located in a protected area. Additionally, foreigners must obtain a permit from the Ministry of Regional Development and Public Works before they can purchase a property.

How do I find a place to live in Bulgaria?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"One of the best ways to find a place to live in Bulgaria is to use online resources such as real estate websites. These websites typically list a variety of properties for rent or sale in Bulgaria, including apartments, houses, and villas. Additionally, you can search for properties on social media platforms such as Facebook and Instagram, as many landlords and real estate agents post their listings on these sites. You can also contact local real estate agents in Bulgaria to help you find a suitable property. Finally, you can also look for rental properties in newspapers and magazines, as many landlords advertise their properties in these publications," explained one person living in Bulgaria.

"Wanted a house in town with land at a good price, but hard to come by. Searched many many estate agents, found 2 luckily in the same area, brought one of these, as don't drive its easy to walk into town, no problems in winter, and am on the main train line so can get anywhere in Bulgaria," said one expat in Pleven.

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What is a typical expat home or apartment like in Bulgaria?

"I live in an house, most expats who have moved to this area live in houses and not apartments," said one person in Pleven.

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What is the average cost of housing in Bulgaria?

If you are thinking about moving to Bulgaria, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Bulgaria is generally quite affordable compared to other European countries. The average cost of renting an apartment in Bulgaria is usually around €200-400 per month, while the average cost of buying a property is around €1,000-2,000 per square meter. Prices vary depending on the location and size of the property," remarked one member in Bulgaria.

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Should I buy or rent a home in Bulgaria?

If you have not spent a lot of time in Bulgaria, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"Buying a home in Bulgaria can be a great investment, as the country offers a wide range of properties at competitive prices. However, it is important to consider the cost of living in Bulgaria, as well as the availability of rental properties, before making a decision. Renting a home in Bulgaria can be a great option for those who are not ready to commit to a long-term purchase, as it allows for more flexibility and can be more cost-effective in the short-term. Ultimately, the decision to buy or rent a home in Bulgaria should be based on individual needs and preferences," said one person in Bulgaria.

What do I need to know when buying property in Bulgaria?

When we asked expats what advice they would give a foreigner before buying a property in Bulgaria, they said:

"1. It is important to research the local area and the property market before making any decisions. 2. It is advisable to seek legal advice from a qualified lawyer who is familiar with Bulgarian property law. 3. It is important to ensure that the property is free from any legal issues or encumbrances. 4. It is important to check that the property has all the necessary permits and licenses. 5. It is important to be aware of the taxes and fees associated with buying property in Bulgaria. 6. It is important to be aware of the exchange rate and the cost of living in Bulgaria. 7. It is important to be aware of the local customs and regulations when buying property in Bulgaria. 8. It is important to be aware of the potential risks associated with buying property in Bulgaria," explained one person living in Bulgaria.

Are foreigners allowed to own property in Bulgaria?

When we asked expats what advice they would give a foreigner before buying a property in Bulgaria, they said...

"Yes, foreigners are allowed to own property in Bulgaria. Non-EU citizens must obtain a permit from the Bulgarian Ministry of Regional Development and Public Works in order to purchase property in Bulgaria. EU citizens are allowed to purchase property without a permit. However, they must register their ownership with the local municipality. In addition, foreign citizens are subject to the same taxes and fees as Bulgarian citizens when purchasing property in Bulgaria," said one in Bulgaria.

What appliances are typically included in a rental?

We asked foreigners in Bulgaria what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included:

"In Bulgaria, rental properties typically include a refrigerator, stove, oven, washing machine, and dishwasher. Other common appliances may include a microwave, toaster, and coffee maker. Depending on the property, some landlords may also provide air conditioning, heating, and other amenities," explained one person living in Bulgaria.

Additional Information about Searching for a Home in Bulgaria:

We asked foreigners in Bulgaria what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included...

"Expats can search for homes in Bulgaria by looking online for real estate websites that specialize in Bulgarian properties. They can also search for local real estate agents who can help them find the perfect home. Additionally, expats can look for online forums and blogs that provide information about the Bulgarian housing market. Finally, expats can also ask friends and family who have already moved to Bulgaria for advice and recommendations," explained one foreigner living in Bulgaria.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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