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Real Estate in Congo | Expat Exchange
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Real Estate in Congo

By Joshua Wood, LPC

Last updated on Mar 02, 2024

Summary: An expat looking to buy a home in Congo should start by researching the local real estate market. They should contact local real estate agents and inquire about available properties. It is also important to research the local laws and regulations regarding foreign ownership of property in Congo. Foreigners are allowed to own property in Congo, but there are certain restrictions. For example, foreigners are not allowed to own land in Congo, but they can own buildings and other structures. Additionally, foreigners must obtain permission from the Ministry of Interior before they can purchase a property. Houses in Congo typically include basic amenities such as running water, electricity, and sanitation. Many homes also have access to internet and cable television. Depending on the location and price range, some homes may also include additional amenities such as swimming pools, air conditioning, and security systems.

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How do I find a place to live in Congo?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Congo can be a challenge, but there are a few options available. One option is to look for rental properties in the major cities such as Kinshasa, Lubumbashi, and Mbuji-Mayi. You can also look for furnished apartments or houses for rent in the smaller towns and villages. Additionally, you can look for shared housing options such as hostels, guesthouses, and homestays. Finally, you can also look for short-term rental options such as Airbnb or Couchsurfing," explained one expat living in Congo.

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What is a typical expat home or apartment like in Congo?

"Expat homes and apartments in Congo tend to be modern and comfortable, with amenities such as air conditioning, internet access, and satellite television. Many expats choose to live in gated communities, which offer additional security and access to amenities such as swimming pools and gyms. Expat homes and apartments in Congo are typically spacious and well-furnished, with plenty of room for entertaining guests," explained one person living in Congo.

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What is the average cost of housing in Congo?

If you are thinking about moving to Congo, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Congo varies greatly depending on the location and type of housing. Generally, housing in urban areas is more expensive than in rural areas. Prices for rental properties range from very affordable to quite expensive, depending on the size and amenities of the property," explained one person living in Congo.

Should I buy or rent a home in Congo?

If you have not spent a lot of time in Congo, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"When deciding whether to buy or rent a home in Congo, it is important to consider the cost of living, the availability of housing, and the local economy. Buying a home in Congo can be a great investment, as property values tend to appreciate over time. However, it is important to consider the cost of maintenance and repairs, as well as the cost of a mortgage. Renting a home in Congo can be a more affordable option, as it does not require a large upfront investment. Additionally, renting can provide more flexibility, as it is easier to move if needed. Ultimately, the decision to buy or rent a home in Congo should be based on individual needs and preferences," explained one person living in Congo.

What do I need to know when buying property in Congo?

When we asked expats what advice they would give a foreigner before buying a property in Congo, they said:

"1. It is important to research the local laws and regulations regarding property ownership in Congo before making any purchase. 2. It is advisable to hire a local lawyer to assist with the purchase process and to ensure that all legal requirements are met. 3. It is important to ensure that the property is free from any liens or encumbrances before making a purchase. 4. It is important to obtain a title deed for the property, which will provide proof of ownership. 5. It is important to be aware of any taxes or fees that may be associated with the purchase of property in Congo. 6. It is important to be aware of any restrictions or zoning laws that may apply to the property. 7. It is important to be aware of any potential environmental hazards that may be associated with the property. 8. It is important to be aware of any potential security risks associated with the property," said one person in Congo.

Are foreigners allowed to own property in Congo?

When we asked expats what advice they would give a foreigner before buying a property in Congo, they said...

"Yes, foreigners are allowed to own property in Congo. According to the Congolese Civil Code, foreign individuals and companies are allowed to own real estate in Congo, provided they obtain the necessary authorization from the Congolese government. Foreigners are also allowed to lease property in Congo, but the lease must be registered with the local authorities. In addition, foreign companies are allowed to own land in Congo, but they must obtain a special permit from the Ministry of Land Affairs," explained one person living in Congo.

What appliances are typically included in a rental?

We asked foreigners in Congo what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included:

"In Congo, rental properties typically include a refrigerator, stove, oven, and washing machine. Other common appliances may include a microwave, dishwasher, and air conditioning unit. Depending on the property, additional amenities such as a dryer, water heater, and security system may also be included," said one expat in Congo.

Additional Information about Searching for a Home in Congo:

We asked foreigners in Congo what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included...

"Expats can search for homes in Congo by looking online for real estate listings, contacting local real estate agents, and asking other expats for recommendations. They can also search for rental properties on websites such as Airbnb and HomeAway. Additionally, expats can look for housing in local newspapers and magazines, or by attending expat events and networking with other expats," said one person in Congo.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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