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Real Estate in Poland | Expat Exchange
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Bydgoszcz, Poland

Real Estate in Poland

By Joshua Wood, LPC

Last updated on Mar 02, 2024

Summary: An expat looking to buy a home in Poland should begin by researching the local real estate market. They should look for properties that meet their budget and lifestyle needs. It is also important to consider the location of the property, as well as the amenities it offers. Foreigners are allowed to purchase properties in Poland, however, there are certain restrictions in place. For example, foreigners are not allowed to purchase agricultural land or properties located in certain areas. Houses in Poland typically include amenities such as central heating, running water, and electricity. Many homes also have modern appliances, such as washing machines and dishwashers. Some homes may also include a garden or outdoor space.

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How do I find a place to live in Poland?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"One of the best ways to find a place to live in Poland is to use online resources such as websites and classifieds. Websites such as Gumtree, OLX, and Otodom are popular in Poland and offer a wide range of rental properties. Additionally, you can search for rental properties on social media platforms such as Facebook and Twitter. Additionally, you can contact local real estate agents who can help you find a suitable place to live. Finally, you can also look for rental properties in newspapers and magazines," said one person in Poland.

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What is a typical expat home or apartment like in Poland?

"Expat homes and apartments in Poland tend to be modern and comfortable, with a range of amenities to make life easier. Many expats choose to live in larger cities such as Warsaw, Krakow, and Gdansk, where they can find a variety of housing options, from luxury apartments to more affordable options. Expat homes and apartments typically come with modern appliances, such as washing machines, dishwashers, and air conditioning, as well as high-speed internet access. Expats can also find a range of furniture and decor to make their home feel like their own," explained one expat living in Poland.

"Appartment of 80 m2 top floor. Zoliborz distrcit, close to the park. Mostly Expats live in the center of the city," said one person in Warsaw.

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What is the average cost of housing in Poland?

If you are thinking about moving to Poland, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Poland is generally considered to be quite affordable compared to other European countries. Prices vary depending on the location and size of the property, but generally, a one-bedroom apartment in a city center can cost around 500-700 euros per month, while a three-bedroom apartment in a suburban area can cost around 800-1000 euros per month," said one expat in Poland.

"Average cost - 400 USD to 1500 USD a month depending on the standard and location," remarked one member in Warsaw.

Should I buy or rent a home in Poland?

If you have not spent a lot of time in Poland, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"Buying a home in Poland can be a great investment, as the country's real estate market is growing steadily. However, it is important to consider the costs associated with buying a home, such as closing costs, taxes, and other fees. Additionally, it is important to consider the length of time you plan to stay in Poland, as buying a home may not be the best option if you plan to move in the near future. Renting a home in Poland can be a great option for those who are looking for a more flexible living situation. Renting can be a more affordable option, and it can also provide more flexibility if you plan to move in the near future," said one person in Poland.

"This applies to any country... but always rent first. It's a chance to "try before you buy" and get to know a city or an area before you dive into long term property ownership," remarked one foreigner who made the move to Poland.

What do I need to know when buying property in Poland?

When we asked expats what advice they would give a foreigner before buying a property in Poland, they said:

"1. It is important to research the local market and understand the legal requirements for purchasing property in Poland. 2. It is advisable to seek professional legal advice when buying property in Poland, as the process can be complex. 3. You will need to provide proof of identity and proof of funds when purchasing property in Poland. 4. You may need to obtain a permit from the local authorities in order to purchase property in Poland. 5. You should be aware of any taxes or fees that may be applicable when buying property in Poland. 6. You should also be aware of any restrictions or regulations that may apply to the property you are purchasing. 7. It is important to ensure that the property you are buying is free from any legal disputes or encumbrances. 8. You should also ensure that the property is in good condition and that all necessary repairs have been made," said one person in Poland.

Are foreigners allowed to own property in Poland?

When we asked expats what advice they would give a foreigner before buying a property in Poland, they said...

"Yes, foreigners are allowed to own property in Poland. Non-EU citizens must obtain a permit from the local Voivode, the governor of the region, in order to purchase property in Poland. EU citizens are allowed to purchase property without a permit. However, they must register the property with the local land registry office. Additionally, foreigners are subject to the same taxes as Polish citizens when purchasing property in Poland," explained one person living in Poland.

What appliances are typically included in a rental?

We asked foreigners in Poland what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included:

"Rental properties in Poland typically include a refrigerator, stove, oven, and washing machine. Other common appliances may include a dishwasher, microwave, and vacuum cleaner. Depending on the property, some landlords may also provide additional items such as a television, air conditioning unit, or furniture," explained one person living in Poland.

Additional Information about Searching for a Home in Poland:

We asked foreigners in Poland what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included...

"Expats can search for homes in Poland by looking online for real estate websites, such as Otodom, Gratka, and Nieruchomosci.pl, which offer listings of properties for sale or rent. Additionally, expats can contact local real estate agents who specialize in helping foreigners find homes in Poland. Expats can also search for homes in Poland by attending open houses or visiting local neighborhoods to get a better feel for the area," explained one foreigner living in Poland.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Bydgoszcz, Poland

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