Moving to Lucerne, Switzerland
Last updated on Nov 06, 2024
Summary: Moving to Lucerne, Switzerland? Expats talk about what you need to know before moving to Lucerne.
What do I need to know before moving to Lucerne?
When we asked people what advice they would give someone preparing to move to Lucerne, they said:
"Lucerne is a city in central Switzerland, known for its preserved medieval architecture and stunning views of snowcapped mountains on Lake Lucerne. The official language in Lucerne is German, but English is widely spoken, especially in the business sector. However, learning some basic German phrases would be beneficial for daily life. The cost of living in Lucerne is high, with housing, groceries, and dining out being more expensive than in many other European cities. It's important to budget accordingly and be prepared for these costs. Switzerland has a high standard of healthcare, and health insurance is mandatory for all residents, including expats. You should arrange for health insurance as soon as possible after your arrival. Public transportation in Lucerne is efficient and reliable, with a network of buses and trains that make it easy to get around the city and the surrounding region. Owning a car is not necessary for most people living in Lucerne. Swiss people value punctuality, so it's important to always be on time for appointments and meetings. They also value their privacy and may not be as open or friendly as people in other cultures, but they are generally polite and helpful. Switzerland has a high level of safety and low crime rate, but it's still important to take basic precautions to protect your personal safety and belongings. The Swiss are known for their love of outdoor activities, and Lucerne offers plenty of opportunities for hiking, skiing, and boating. It's a great place for people who enjoy an active lifestyle. Swiss cuisine is hearty and diverse, with influences from Germany, France, and Italy. Cheese and chocolate are two of the country's most famous products, and you'll find a wide variety of both in Lucerne. The Swiss education system is highly regarded, and there are several international schools in Lucerne for expat families. Switzerland has a high standard of environmental protection, and recycling is taken very seriously. Be prepared to sort your waste and follow the local recycling rules. Finally, it's important to understand that Switzerland is a neutral country with a strong tradition of peace and diplomacy. This is reflected in the Swiss way of life and their attitudes towards politics and international relations," said one expat in Lucerne.
How do I find a place to live in Lucerne?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"Finding a place to live in Lucerne involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a single room in a shared apartment to a family-sized house. Next, you should research the different neighborhoods in Lucerne to find one that suits your lifestyle and preferences. Some popular areas include the Old Town, which is full of historic charm, and the more modern and bustling district of Neustadt. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms that list available properties in Lucerne, such as Homegate, ImmoScout24, and Comparis. These websites allow you to filter results based on your preferences, such as location, size, price, and type of property. In addition to online listings, you can also contact local real estate agencies. They can provide you with more personalized assistance and may have access to properties that aren't listed online. When you find a property you're interested in, you'll need to arrange a viewing. This is an important step, as it allows you to assess the condition of the property and the surrounding area. If you decide to proceed with a property, you'll need to submit an application. This typically involves providing proof of income and references. In Switzerland, it's common for landlords to require a deposit, which is usually equivalent to one to three months' rent. Finally, if your application is successful, you'll sign a lease agreement. This document outlines the terms and conditions of your tenancy, so it's important to read it carefully. Once the lease is signed and the deposit is paid, you can move into your new home in Lucerne," said one expat in Lucerne.
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What is a typical expat home or apartment like in Lucerne?
"A typical expat home or apartment in Lucerne, is often located in a quiet, residential area, surrounded by the city's stunning natural beauty. These homes are usually modern and well-maintained, with a blend of traditional Swiss architecture and contemporary design elements. The living spaces are generally spacious, with large windows that let in plenty of natural light and offer breathtaking views of the surrounding mountains and lakes. The apartments often feature open-plan living and dining areas, fully equipped kitchens with high-quality appliances, and comfortable bedrooms with ample storage space. Some homes may also have a balcony or a small garden, providing a private outdoor space for relaxation. The interiors are typically furnished with a mix of classic and modern pieces, creating a cozy and stylish living environment. High-speed internet, cable TV, and other essential utilities are usually included. Many expat homes in Lucerne are located within walking distance of local amenities such as shops, restaurants, and public transportation, making it convenient for daily living. Some may also have access to shared facilities like a gym, swimming pool, or a communal garden. Despite being in a foreign country, the homes are designed to provide a comfortable and familiar living environment for expats. They offer a peaceful retreat from the city's hustle and bustle, while still being close enough to enjoy all that Lucerne has to offer," remarked one expat who made the move to Lucerne.
What is the average cost of housing in Lucerne?
If you are thinking about moving to Lucerne, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The average cost of housing in Lucerne can vary greatly depending on the location and size of the property. For a one-bedroom apartment in the city center, you can expect to pay around 1,500 to 2,000 Swiss Francs per month. If you're looking for a three-bedroom apartment in the same area, the cost can increase to around 2,500 to 3,500 Swiss Francs per month. Outside the city center, the prices can drop significantly, with one-bedroom apartments costing around 1,200 to 1,500 Swiss Francs per month and three-bedroom apartments ranging from 2,000 to 2,500 Swiss Francs per month. Please note that these are estimated prices and actual costs may vary," explained one expat living in Lucerne, Switzerland.
Should I buy or rent a home in Lucerne?
If you have not spent a lot of time in Lucerne, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:
"The decision to buy or rent a home in Lucerne, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Lucerne for a long period, buying a home could be a good investment. Owning a home allows you to build equity over time and could provide financial stability in the future. However, buying a home also comes with significant upfront costs, including a down payment, closing costs, and maintenance expenses. It also requires a long-term commitment, as selling a home can take time and effort. On the other hand, renting a home in Lucerne offers more flexibility. It's a good option if you're not sure how long you'll be staying or if you prefer not to deal with the responsibilities of homeownership. Renting can also be more affordable in the short term, as it doesn't require a large upfront investment. However, renting doesn't build equity and rental rates can increase over time. You also have less control over your living situation, as landlords can decide to sell the property or not renew your lease. In conclusion, both buying and renting a home in Lucerne have their pros and cons. It's important to carefully consider your financial situation, lifestyle, and future plans before making a decision. Consulting with a real estate professional or financial advisor could also be beneficial," commented one expat who made the move to Lucerne.
What should I pack when moving to Lucerne?
We asked people living in Lucerne to list three things they wish they had brought and three they wish they had left behind. They responded:
"When moving to Lucerne, you should pack a variety of clothing to accommodate for the changing seasons, including warm clothing for the winter months and lighter clothing for the summer. Waterproof jackets and shoes are essential due to the frequent rain. Don't forget to pack your swimsuit for the summer months when you can swim in Lake Lucerne. Pack all your necessary documents such as passport, visa, work permit, and any other identification. Also, bring copies of your medical records and prescriptions, if necessary. If you're planning to work or study, bring any necessary materials related to your job or course. This might include textbooks, professional attire, or specific equipment. Remember to pack your electronics, including your laptop, phone, chargers, and adapters. Switzerland uses type J plugs, so you may need a converter. Pack personal items that will make your new place feel like home. This could include photos, favorite books, or small keepsakes. If you have a favorite brand of toiletries that might not be available in Switzerland, consider bringing a supply with you. Don't forget to pack any necessary items for your hobbies or pastimes. If you enjoy sports, for example, you might want to bring your equipment. Lastly, bring some Swiss Francs for immediate expenses upon arrival, although credit cards are widely accepted," said one expat in Lucerne.
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What cultural faux pas should I try to avoid making in Lucerne?
We asked people in Lucerne if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:
"In Lucerne, it is considered rude to be late for any appointment, whether it's a business meeting or a casual get-together. Swiss people value punctuality and consider it a sign of respect. Avoid discussing personal matters, such as income, religion, or political views, in public or with people you've just met. Swiss people are generally private and prefer to keep such topics within their close circle of friends and family. Do not litter or make loud noises in public places. The Swiss take pride in their clean and peaceful environment, and any disruption is frowned upon. When dining, remember to keep your hands on the table (but not your elbows), and only start eating when everyone else has started. Leaving food on your plate may be seen as wasteful, so only take what you can finish. In Switzerland, it's customary to greet people with three kisses on the cheeks, starting with the right. However, this is usually reserved for close friends and family. A firm handshake with eye contact is the standard greeting in a formal or business setting. Avoid wearing revealing or flashy clothing, as the Swiss tend to dress modestly and conservatively. Lastly, remember to respect the local customs and traditions, and always ask before taking photos of people or private property," said one expat who made the move to Lucerne.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Additional Information:
- Expat Guide to Lucerne
- Healthcare & Health Insurance in Switzerland
- Best Places to Live in Switzerland
- Real Estate in Switzerland
- Pros & Cons of Living in Switzerland
- 10 Cultural Faux Pas to Avoid While Living in Switzerland
- Pros and Cons of Living in Switzerland 2024
- 2024 Guide to Moving to Switzerland