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Moving to St. Gallen, Switzerland | Expat Exchange
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Moving to St. Gallen, Switzerland

By Betsy Burlingame

Last updated on May 09, 2024

Summary: Moving to St. Gallen, Switzerland? Expats talk about what you need to know before moving to St. Gallen.

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What do I need to know before moving to St. Gallen?

When we asked people what advice they would give someone preparing to move to St. Gallen, they said:

"St. Gallen is a city in northeastern Switzerland known for its rich history, beautiful landscapes, and high quality of life. Before moving to St. Gallen, expats should be aware that the official language is German, and while many people speak English, it is beneficial to learn some basic German phrases. The cost of living in St. Gallen is high, as it is in most parts of Switzerland, so expats should be prepared for this. The city is known for its excellent public transportation system, so owning a car is not necessary. St. Gallen has a strong economy with a focus on services, especially in the financial and health sectors, and it is home to several multinational corporations. The job market is competitive, so it's advisable to secure employment before moving. The city has a high standard of education, with public, private, and international schools, as well as the University of St. Gallen, one of Europe's leading business schools. Healthcare in St. Gallen is of a high standard, but it's mandatory to have health insurance in Switzerland. Expats should ensure they have adequate coverage before moving. St. Gallen has a rich cultural scene, with numerous museums, galleries, and theaters, as well as the famous St. Gallen Abbey, a UNESCO World Heritage Site. The city also hosts several festivals throughout the year. Swiss people value their privacy and personal space, so it's important to respect this when interacting with locals. They also appreciate punctuality and directness, so it's important to be on time and straightforward in your communications. Switzerland has four distinct seasons, and St. Gallen is no exception. Winters can be cold and snowy, while summers are generally warm and sunny. Finally, it's important to note that Switzerland is not part of the European Union, so different rules may apply for visas and work permits. It's advisable to check the latest regulations before planning your move," explained one expat living in St. Gallen, Switzerland.

How do I find a place to live in St. Gallen?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in St. Gallen, involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a single room in a shared apartment to a family-sized house. Next, you should start your search online. Websites like Homegate, ImmoScout24, and Comparis are popular real estate platforms in Switzerland where you can find listings for apartments, houses, and shared accommodations. You can filter your search based on your preferences such as location, price, size, and type of property. Another option is to check local newspapers and bulletin boards in supermarkets or community centers, as they often have listings for rental properties. You can also consider hiring a real estate agent to help you find a place to live. They can provide you with options that match your criteria, arrange viewings, and assist with the rental application process. Once you've found a place you're interested in, you'll need to submit an application. This typically involves providing proof of income, a copy of your passport or ID, and possibly a reference from a previous landlord. If your application is accepted, you'll then sign a rental agreement. Make sure to read it carefully and understand all the terms and conditions before signing. Finally, before moving in, you'll likely need to pay a security deposit and the first month's rent. It's also common in Switzerland to have a mandatory liability insurance, so make sure to arrange that as well. Remember, finding a place to live can take time, so start your search well in advance of when you plan to move," replied a member in St. Gallen.

What is a typical expat home or apartment like in St. Gallen?

"A typical expat home or apartment in St. Gallen, is often located in a quiet, residential area, surrounded by beautiful Swiss landscapes. These homes are usually modern and well-maintained, with a blend of traditional Swiss architecture and contemporary design. They often feature spacious living areas, fully equipped kitchens, and one to three bedrooms. Many apartments also come with a balcony or a small garden, offering stunning views of the city or the nearby mountains. The interiors are typically furnished with high-quality furniture and appliances, including a dishwasher, washing machine, and dryer. The homes are often well-insulated, with central heating for the colder months and large windows that let in plenty of natural light. Many expat homes in St. Gallen are located within walking distance of local amenities such as supermarkets, restaurants, and public transportation. Some are even close to international schools, making them ideal for families. Despite being in a city, many homes offer a sense of tranquility and privacy, thanks to Switzerland's strict noise regulations. Additionally, safety is rarely a concern in St. Gallen, as Switzerland is known for its low crime rates. In terms of cost, rental prices can vary greatly depending on the location, size, and amenities of the home. However, expats often find that the high quality of life, excellent public services, and beautiful surroundings make the cost worthwhile. In conclusion, a typical expat home in St. Gallen, Switzerland, offers a comfortable, modern living space in a safe and convenient location, surrounded by the natural beauty of the Swiss landscape," said one expat in St. Gallen.

What is the average cost of housing in St. Gallen?

If you are thinking about moving to St. Gallen, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in St. Gallen can vary greatly depending on the type and size of the property. For a one-bedroom apartment in the city center, the monthly rent can be around 1,000 to 1,500 Swiss Francs. For the same type of apartment outside the city center, the cost can drop to around 800 to 1,200 Swiss Francs. If you're looking at larger apartments, a three-bedroom in the city center can cost around 2,000 to 2,500 Swiss Francs per month, while the same outside the city center can cost around 1,500 to 2,000 Swiss Francs. If you're looking to buy property, the price per square meter in the city center can be around 7,000 to 10,000 Swiss Francs, and outside the city center, it can be around 5,000 to 7,000 Swiss Francs. These prices can fluctuate based on the exact location, the condition of the property, and the current market conditions," replied a member in St. Gallen.

Should I buy or rent a home in St. Gallen?

If you have not spent a lot of time in St. Gallen, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in St. Gallen, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in St. Gallen for a long period, buying a home could be a good investment. Owning a home allows you to build equity over time and could provide financial stability in the future. However, buying a home also comes with significant upfront costs, including a down payment, closing costs, and maintenance expenses. It also requires a long-term commitment, as selling a home can take time and effort. On the other hand, renting a home in St. Gallen offers more flexibility. It's a good option if you're not sure how long you'll stay in the area or if you prefer not to deal with the responsibilities of homeownership. Renting can also be more affordable in the short term, as it doesn't require a large upfront investment. However, renting doesn't build equity and rental rates can increase over time. You also have less control over your living situation, as landlords can decide to sell the property or not renew your lease. In conclusion, both buying and renting a home in St. Gallen have their pros and cons. It's important to carefully consider your financial situation, lifestyle, and future plans before making a decision. Consulting with a real estate professional or financial advisor could also be beneficial," said one expat who made the move to St. Gallen.

What should I pack when moving to St. Gallen?

We asked people living in St. Gallen to list three things they wish they had brought and three they wish they had left behind. They responded:

"When moving to St. Gallen, you should pack a variety of clothing to accommodate for the changing seasons, including warm clothing for the winter months and lighter clothing for the summer. Waterproof jackets and shoes are also essential due to the frequent rain. Don't forget to pack your important documents such as passport, visa, work permit, and any necessary medical records. It's also a good idea to bring copies of these documents. If you're planning on cooking, consider packing some of your favorite non-perishable food items, as they may be hard to find in Switzerland. Pack your electronics, but remember that Switzerland uses type J plugs, so you may need to bring adapters. If you're bringing any expensive items, make sure they are properly insured before you move. Bring any prescription medications you need, along with a copy of the prescription. Pack personal items that will make your new place feel like home, such as photos, decorations, or a favorite blanket or pillow. If you're moving with pets, don't forget to pack their essentials like food, toys, and bedding. Lastly, consider packing a Swiss-German phrasebook or dictionary to help you navigate your new surroundings," explained one expat living in St. Gallen, Switzerland.

What cultural faux pas should I try to avoid making in St. Gallen?

We asked people in St. Gallen if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"In St. Gallen, it's important to respect the local customs and traditions. Avoid speaking loudly in public places as Swiss people value their peace and quiet. It's also considered rude to interrupt someone while they're speaking. Swiss people are known for their punctuality, so always try to be on time for appointments or meetings. Being late is seen as a sign of disrespect. When dining, remember to keep your hands on the table (but not your elbows), and always wait for the host to start eating before you do. It's also customary to say "en Guete" before starting to eat, which means "enjoy your meal". Avoid discussing personal matters, such as income or religion, in public. These topics are considered private and not suitable for casual conversation. Swiss people value their personal space, so avoid standing too close to someone or making excessive physical contact. In Switzerland, it's customary to greet people with three kisses on the cheeks. However, this is usually reserved for close friends and family, so it's best to stick to a handshake when meeting someone for the first time. Lastly, remember to respect the environment. Littering is frowned upon and could result in a fine. The Swiss take great pride in their clean and well-maintained country, so always try to leave a place as you found it," said one expat in St. Gallen.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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