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Moving to Saipan, United States | Expat Exchange
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Moving to Saipan, the United States

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Universal Tax Professionals
Universal Tax Professionals
Universal Tax Professionals

By Joshua Wood, LPC

Last updated on May 05, 2024

Summary: Expats move to Saipan, United States for a variety of reasons, including its tropical climate, stunning beaches, and vibrant culture. The island is also known for its low cost of living, making it an attractive destination for those looking to stretch their budget. Additionally, Saipan offers a unique blend of American and Asian cultures, making it a great place to experience a different way of life. Finally, the island is home to a large expat community, providing a great support network for those looking to make the move.

What do I need to know before moving to Saipan?

When we asked people what advice they would give someone preparing to move to Saipan, they said:

"When considering a move to Saipan it is important to recognize that the island is a U.S. territory, located in the North Pacific Ocean. Its official language is English, however, residents primarily speak Chamorro. The local currency is the US Dollar, and the cost of living is higher than average. Employment can be a challenge, so it is important to research opportunities and have a plan for finding work once you arrive. It is also important to budget for the cost of housing, utilities, education and health care. The weather on Saipan is tropical and humidity levels can be quite high. Travel between the island and mainland US can be costly, and can take several days. Finally, it is important to research any visa and immigration regulations that may apply," replied a member in Saipan.

How do I find a place to live in Saipan?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"The best way to find a place to live in Saipan is to contact a local real estate agent or do a search online for rental properties in the area. You can also reach out to local rental websites or social media pages such as Facebook or Instagram to find apartments and houses for rent. It is also a good idea to speak to friends or family who already live in Saipan for recommendations on reputable landlords in the area," remarked one expat in Saipan, United States.

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What is a typical expat home or apartment like in Saipan?

"The typical expat home or apartment in Saipan is usually made up of a combination of traditional Chamorro and modern furnishings, providing a unique charm to the living space. The apartments typically have one or two bedrooms, with larger floor plans including a living room, dining room, and kitchen. In many cases, expats also have access to patios, balconies, and other outdoor spaces. Most apartments are outfitted with air-conditioning, although some also incorporate modern fans for additional air circulation. High-speed internet and other modern amenities are also generally available," remarked one expat who made the move to Saipan.

What is the average cost of housing in Saipan?

If you are thinking about moving to Saipan, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Saipan varies greatly depending on the size and location of the property. Generally, studios and one-bedroom apartments can range between $500 - $1,000 per month, while two-bedrooms and larger can cost anywhere from $1,000 - $2,000+ per month. Additionally, purchasing a home can range anywhere from $200,000 - $400,000 or more," remarked one expat in Saipan, United States.

Should I buy or rent a home in Saipan?

If you have not spent a lot of time in Saipan, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"Determining whether to buy or rent a home in Saipan is ultimately a personal decision. When deciding, it is important to consider factors such as budget, desired amenities, and longer-term plans. Renting generally involves lower upfront costs and flexible terms; however, long-term renters may find themselves spending more than expected as rent continues to increase. Buying a home typically requires a larger upfront investment than renting, however, the homeowner can benefit from increased security, stability, and potential investment value. Ultimately, buy or rent will depend on an individual's financial situation, where they are in their life, and the personal preference of each individual," replied a member in Saipan.

What should I pack when moving to Saipan?

We asked people living in Saipan to list three things they wish they had brought and three they wish they had left behind. They responded:

"Essentials: clothing and footwear suitable for the climate, toiletries and makeup, prescription medications, phone charger, laptop and/or tablet. Toiletries/cleaning supplies, kitchenware, bed linens, towels and rugs, first-aid kit, tool kit, basic supplies like paper towels, garbage bags, toilet paper, pet supplies and personal items (photos, books, sports equipment, etc.). It is also a good idea to bring sunscreen, insect repellent, and beach towels and gear. An international driver’s license is also recommended. In addition, packing a warmer layer is important, as temperatures can drop in the evening," remarked one expat in Saipan, United States.

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What cultural faux pas should I try to avoid making in Saipan?

We asked people in Saipan if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"When visiting Saipan, it is important to respect local traditions. Customs vary across different islands and cultures, so one should be mindful to not make assumptions and take the time to learn some of the local customs. Avoid using your feet to point at or touch another person or sacred objects. Refrain from public displays of affection outside of the home. When visiting religious sites or places of history or cultural significance, it is important to dress modestly and to keep your voice low. It is also considered rude to take photographs of locals without asking for permission. Lastly, be aware that chewing betel nut is a cultural custom in Saipan and it is important to not criticize or make fun of it," said one expat in Saipan.

Why do people move to Saipan?

When we asked people why foreigners move to Saipan, they responded:

"Expats are attracted to move to Saipan, due to its beautiful tropical climate, pristine beaches, and crystal-clear waters, which offer a relaxed and laid-back lifestyle. The island's rich cultural heritage, friendly locals, and low cost of living also make it an appealing destination. Additionally, Saipan's close proximity to other Asian countries allows for easy travel and exploration of the region. The island also offers a range of outdoor activities, such as scuba diving, snorkeling, and hiking, which cater to adventure seekers. Furthermore, the U.S. territory status of Saipan provides expats with familiar legal and financial systems, making the transition to island life smoother," replied one expat when asked about moving to Saipan.

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How are healthcare services Saipan?

When we asked expats and global nomads about the quality of medical care in Saipan, they replied:

"Healthcare services in Saipan, the largest island of the Northern Mariana Islands, are relatively limited compared to larger countries. The main healthcare facility on the island is the Commonwealth Health Center, which provides a range of services, including emergency care, inpatient and outpatient services, and specialty clinics. However, the hospital has faced challenges in terms of funding, staffing, and resources, which can impact the quality of care provided. In addition to the Commonwealth Health Center, there are several private clinics and medical offices on the island, offering primary care, dental care, and other specialized services. Some of these clinics are staffed by visiting physicians and specialists from other countries, who provide care on a temporary basis. Despite the availability of these healthcare services, residents of Saipan may still face challenges in accessing timely and appropriate care. This is due to factors such as limited resources, a shortage of healthcare professionals, and the remote location of the island. In some cases, patients may need to travel off-island to receive specialized care or treatment that is not available in Saipan. Overall, while healthcare services in Saipan are available to residents, there are ongoing challenges in ensuring that these services are accessible, comprehensive, and of high quality. Efforts to improve healthcare infrastructure and attract more healthcare professionals to the island are essential for addressing these challenges and ensuring the health and well-being of Saipan's residents," replied one expat when asked about moving to Saipan.

"Find out before coming if your current insurance is accepted by anyone here. I found that not all clinics accepted Blue Cross, which surprised me! Many locals travel to Guam or the Philippines for serious medical procedures, so keep that in mind if you are not in good health, or would not be able to travel to get care," stated one expat who made the move to Saipan.

What are medical services in Saipan like?

When we asked expats and global nomads about the quality of medical care in Saipan, they replied:

"Medical services in Saipan, the largest island of the Northern Mariana Islands, are limited compared to those in larger countries. The main healthcare facility is the Commonwealth Health Center, which provides basic medical care, emergency services, and some specialized treatments. However, the hospital may not have all the necessary equipment or specialists for certain medical conditions. In such cases, patients may need to be referred to off-island facilities, usually in Guam or the United States. Additionally, private clinics and local pharmacies are available for minor health issues and prescription medications. It is essential for visitors to have comprehensive travel health insurance, as medical evacuation can be costly," wrote one expat living in Saipan.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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