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Moving to Harbour Island, Bahamas | Expat Exchange
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Moving to Harbour Island, Bahamas

By Betsy Burlingame

Last updated on Dec 06, 2024

Summary: Moving to Harbour Island, Bahamas? Expats talk about what you need to know before moving to Harbour Island.

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Atlantis Bahamas
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Atlantis Bahamas

What do I need to know before moving to Harbour Island?

When we asked people what advice they would give someone preparing to move to Harbour Island, they said:

"Harbour Island, is known for its pink sand beaches, clear waters, and relaxed lifestyle. Before moving there, expats should be aware that the cost of living is high, with imported goods and groceries being particularly expensive. The island's currency is the Bahamian dollar, which is pegged to the US dollar, and both are accepted everywhere. English is the official language, but the local dialect can sometimes be difficult to understand. The island has a small population, so it's easy to get to know locals and become part of the community. However, it's important to respect local customs and traditions. Healthcare facilities on the island are limited, so expats may need to travel to Nassau or the US for serious medical issues. It's recommended to have comprehensive health insurance that covers medical evacuation. The climate is tropical, with a hurricane season that runs from June to November. Expats should be prepared for potential storms and have a plan in place. While the island is generally safe, petty crime can occur, so it's important to take standard precautions to protect personal belongings. The island's economy is heavily reliant on tourism, so job opportunities for expats may be limited to this industry. It's also worth noting that obtaining a work permit can be a lengthy and complex process. Public transportation is limited, so expats often choose to get around by golf cart, which is the island's primary mode of transport. Finally, while Harbour Island offers a laid-back lifestyle, entertainment options are limited, so it may not be the best fit for those seeking a vibrant nightlife or a wide range of cultural activities," said one expat in Harbour Island.

How do I find a place to live in Harbour Island?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Harbour Island involves several steps. First, you need to determine your budget and what type of accommodation you're looking for. This could range from a beachfront villa, a condo, or a simple apartment. Next, you should research the different areas of Harbour Island to find a location that suits your lifestyle and preferences. Some people might prefer a quiet, secluded area, while others might want to be close to restaurants and shops. Once you have a clear idea of what you're looking for, you can start your search. There are several online real estate platforms that list properties for rent or sale in Harbour Island, such as Bahamas Realty, Damianos Sotheby's International Realty, and H.G. Christie Ltd. These websites allow you to filter your search based on location, property type, price range, and other criteria. In addition to online searches, you might also want to consider hiring a local real estate agent. They can provide valuable insights about the local market, help you negotiate prices, and guide you through the legal process of renting or buying property in the Bahamas. Once you've found a property you're interested in, you should arrange a viewing. This will give you a chance to inspect the property in person and ask any questions you might have. Finally, once you've found your ideal home and agreed on a price, you'll need to sign a lease or purchase agreement. It's recommended to have a lawyer review this document to ensure your rights are protected. Remember, moving to a new country can involve additional considerations, such as visa requirements and health insurance. Make sure to research these aspects thoroughly to ensure a smooth transition to your new home in Harbour Island," said one expat who made the move to Harbour Island.

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What is a typical expat home or apartment like in Harbour Island?

"A typical expat home or apartment in Harbour Island, is often a luxurious and spacious property with stunning views of the ocean. These homes are usually designed with a blend of traditional Bahamian architecture and modern amenities. They often feature large, open-plan living areas, high ceilings, and large windows to allow for plenty of natural light and to take full advantage of the breathtaking views. The homes are typically furnished with high-end, comfortable furniture and decorated in a style that reflects the island's relaxed, tropical lifestyle. Many homes have large, fully equipped kitchens with modern appliances, perfect for those who enjoy cooking. Bedrooms are usually spacious, with en-suite bathrooms and walk-in closets. Many homes also have outdoor spaces such as patios, balconies, or gardens, often with private pools or direct beach access. In terms of location, many expat homes are situated in close proximity to the island's amenities, such as restaurants, shops, and marinas. Some are located within gated communities, offering additional security and privacy. Despite the close proximity to amenities, these homes still offer a sense of seclusion and tranquility, allowing expats to enjoy the best of both worlds. In addition to the physical features of the homes, many expats in Harbour Island also enjoy access to a range of services, such as property management, housekeeping, and concierge services, making their stay on the island even more comfortable and convenient," replied a member in Harbour Island.

What is the average cost of housing in Harbour Island?

If you are thinking about moving to Harbour Island, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Harbour Island can vary greatly depending on the size, location, and amenities of the property. However, it is generally quite high due to the island's popularity as a tourist destination. For a luxury home or villa, prices can range into the millions. More modest homes or condos may be available for several hundred thousand dollars. Renting is also an option, with prices again varying widely based on the specifics of the property," commented one expat who made the move to Harbour Island.

Should I buy or rent a home in Harbour Island?

If you have not spent a lot of time in Harbour Island, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Harbour Island, depends on several factors. If you plan to stay for an extended period or visit frequently, buying a home may be a good investment. Owning a property can also provide a sense of stability and the opportunity to build equity over time. Additionally, you may be able to rent out your property when you're not using it, generating rental income. On the other hand, renting a home in Harbour Island may be more suitable if you're unsure about your long-term plans or if you prefer not to deal with the responsibilities of homeownership. Renting allows for more flexibility, as you can easily move or change accommodations without the hassle of selling a property. It also means you won't have to worry about property taxes, maintenance, and other costs associated with owning a home. Ultimately, the choice between buying and renting a home in Harbour Island depends on your personal preferences, financial situation, and long-term plans. It's essential to carefully weigh the pros and cons of each option before making a decision," replied a member in Harbour Island.

What should I pack when moving to Harbour Island?

We asked people living in Harbour Island to list three things they wish they had brought and three they wish they had left behind. They responded:

"When moving to Harbour Island, you should pack lightweight and breathable clothing due to the tropical climate. This includes items like shorts, t-shirts, tank tops, and sundresses. You should also pack a few swimsuits for the beach and water activities. Don't forget to pack a good amount of sun protection items such as sunscreen, sunglasses, and a wide-brimmed hat. A light jacket or sweater would be useful for cooler evenings or air-conditioned places. Comfortable footwear is essential, so pack flip flops for the beach, water shoes for snorkeling, and comfortable walking shoes. Remember to pack your toiletries, prescription medications, and any other personal items you use daily. It's also a good idea to bring a reusable water bottle to stay hydrated and reduce plastic waste. If you plan on cooking, consider packing some non-perishable food items as groceries can be expensive on the island. Pack all necessary travel documents including your passport, driver's license, and any necessary visas or residency paperwork. Lastly, don't forget to pack your electronics, chargers, and a power adapter if necessary. You might also want to bring entertainment items like books, games, or snorkeling gear," said one expat in Harbour Island.

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What cultural faux pas should I try to avoid making in Harbour Island?

We asked people in Harbour Island if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"When visiting Harbour Island in the Bahamas, it's important to respect the local customs and traditions. Avoid wearing revealing clothing, especially in religious or formal settings, as it is considered disrespectful. It's also considered rude to take photos of locals without their permission, so always ask first. Bahamians are generally friendly and polite, so avoid being loud, aggressive, or confrontational. It's also considered impolite to refuse an invitation to join in a local event or celebration. When dining, remember that it's customary to say "please" and "thank you" to your server. Also, tipping is expected in restaurants, so be sure to leave a gratuity of around 15-20%. Avoid discussing sensitive topics such as politics, religion, or racial issues, as these can be seen as disrespectful. Lastly, remember to respect the environment. Don't litter, and avoid touching or disturbing the local wildlife. The Bahamas is known for its beautiful beaches and marine life, and it's important to help preserve these natural resources for future generations," said one expat who made the move to Harbour Island.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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William Russell

Get a quote for international health insurance from our partner, William Russell.
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Get a quote for international health insurance from our partner, William Russell.
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