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Moving to Cat Island, Bahamas | Expat Exchange
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Moving to Cat Island, Bahamas

By Betsy Burlingame

Last updated on Jul 09, 2024

Summary: Moving to Cat Island, Bahamas? Expats talk about what you need to know before moving to Cat Island.

Atlantis Bahamas
Atlantis Bahamas
Atlantis Bahamas
Atlantis Bahamas

What do I need to know before moving to Cat Island?

When we asked people what advice they would give someone preparing to move to Cat Island, they said:

"Cat Island is a beautiful and serene place, known for its untouched beaches, clear waters, and lush vegetation. Before moving there, expats should know that the island is quite remote and less developed compared to other parts of the Bahamas, which can be both a pro and a con depending on personal preferences. The island's population is small, with less than 2,000 residents, so it offers a close-knit community feel. English is the official language, making it easier for English-speaking expats to communicate and integrate. However, the local dialect can sometimes be challenging to understand. The cost of living on Cat Island is relatively high, as most goods need to be imported. This includes groceries, household items, and other necessities. Therefore, it's essential to budget accordingly. Healthcare facilities on the island are limited. There is a small clinic for basic medical needs, but for serious health issues, one would need to travel to Nassau or the United States. It's recommended to have comprehensive health insurance that covers medical evacuation. The island's economy is primarily based on tourism, fishing, and farming. Job opportunities for expats may be limited and mostly centered around these industries. The climate on Cat Island is tropical, with warm temperatures year-round. However, it's also prone to hurricanes, especially between June and November. Public transportation is limited on the island. Most residents own a car or a boat for getting around. The island is safe with a low crime rate, but like anywhere, it's important to take standard precautions to protect oneself and one's property. Finally, while the island offers a peaceful and relaxed lifestyle, entertainment options are limited. There are a few local restaurants and bars, but not much in terms of shopping or nightlife. Those who enjoy outdoor activities like fishing, snorkeling, and hiking will find plenty to do," replied a member in Cat Island.

How do I find a place to live in Cat Island?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Cat Island involves several steps. First, you need to determine your budget and what type of accommodation you're looking for. This could range from a beachfront villa to a modest apartment. Next, you should research the different areas of Cat Island to decide where you'd like to live. The island is divided into North Cat Island and South Cat Island, each with its own unique characteristics and communities. Once you have a clear idea of your preferences, you can start your search. There are several online real estate platforms that list properties in the Bahamas, such as Bahamas Realty, Engel & Völkers Bahamas, and HG Christie Ltd. These websites allow you to filter by location, property type, price range, and other features. In addition to online searches, you might also want to consider hiring a local real estate agent. They can provide valuable insights into the local market, help you negotiate prices, and guide you through the legal process of buying or renting property in the Bahamas. When you find a property you're interested in, arrange a viewing. If you're not currently in the Bahamas, you might be able to do a virtual viewing. Before finalizing any rental or purchase, make sure to thoroughly read the contract and understand all the terms and conditions. If you're buying a property, it's also recommended to hire a local attorney to help with the legal aspects. Finally, once everything is in order, you can move into your new home on Cat Island," commented one expat who made the move to Cat Island.

What is a typical expat home or apartment like in Cat Island?

"A typical expat home or apartment in Cat Island, is often a beachfront property, offering stunning views of the crystal-clear waters and white sandy beaches. These homes are usually designed to blend in with the tropical environment, featuring bright colors and airy spaces to allow for natural light and ventilation. They often have spacious living areas, modern kitchens, and comfortable bedrooms. Many homes also come with outdoor spaces like patios or balconies, perfect for enjoying the warm weather and beautiful sunsets. Some properties may also have a private pool or direct access to the beach. The homes are usually fully furnished, with tropical-themed decor and modern amenities for comfort and convenience. Despite being in a relatively remote location, many expat homes in Cat Island also have internet access and satellite TV. The homes are often located within close proximity to local amenities such as restaurants, shops, and healthcare facilities," said one expat who made the move to Cat Island.

What is the average cost of housing in Cat Island?

If you are thinking about moving to Cat Island, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Cat Island can vary greatly depending on the location and size of the property. For a modest home, prices can start in the low hundreds of thousands of dollars. For larger, luxury homes or beachfront properties, prices can easily reach into the millions. It's also possible to find undeveloped land for sale, with prices again varying widely based on size and location. Therefore, it's difficult to provide a specific average cost, but potential buyers should be prepared for a wide range of prices," replied a member in Cat Island.

Should I buy or rent a home in Cat Island?

If you have not spent a lot of time in Cat Island, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Cat Island depends on several factors. If you plan on staying for a long period or frequently visit the island, buying a home might be a good investment. Owning a property can also provide a sense of stability and the freedom to customize your living space. However, buying a home comes with responsibilities such as maintenance, repairs, and property taxes. It also requires a significant upfront investment. If you're not ready for these commitments, renting might be a better option. Renting a home in Cat Island can offer more flexibility, especially if you're unsure about your long-term plans. It's generally less of a financial burden upfront, and maintenance responsibilities typically fall on the landlord. It's also important to consider the real estate market conditions in Cat Island. If the market is favorable, buying a home could be a wise investment. However, if property values are declining, it might be more prudent to rent. Lastly, consider your personal financial situation. If you have enough savings and a stable income, buying a home could be feasible. But if you're not financially ready, renting might be the safer choice. In conclusion, the decision to buy or rent a home in Cat Island, Bahamas should be based on your long-term plans, financial situation, and the current real estate market conditions," remarked one expat who made the move to Cat Island.

What should I pack when moving to Cat Island?

We asked people living in Cat Island to list three things they wish they had brought and three they wish they had left behind. They responded:

"When moving to Cat Island, you should pack lightweight and breathable clothing due to the tropical climate. This includes items such as shorts, t-shirts, tank tops, and sundresses. You should also pack a few light sweaters or jackets for cooler evenings. Swimwear is a must, as you will likely spend a lot of time at the beach. Don't forget to pack beach towels, beach bags, and beach shoes like flip flops or water shoes. Sun protection is crucial in the Bahamas, so pack plenty of sunscreen, a wide-brimmed hat, and sunglasses. Pack comfortable walking shoes for exploring the island, and semi-formal attire for dining out or attending events. Remember to pack your toiletries, including travel-sized shampoo, conditioner, body wash, toothpaste, and any other personal care items you use daily. If you take prescription medication, be sure to bring enough to last your entire stay, as it may be difficult to refill prescriptions on the island. Pack a reusable water bottle to stay hydrated, and consider bringing a portable phone charger for long days out. Don't forget your passport, driver's license, and any other necessary identification. Lastly, pack a good book or two for relaxing on the beach, and a camera to capture the beautiful scenery," remarked one expat who made the move to Cat Island.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
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What cultural faux pas should I try to avoid making in Cat Island?

We asked people in Cat Island if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"When visiting Cat Island in the Bahamas, it's important to respect the local customs and traditions. Avoid making derogatory comments about the island or its people, as Bahamians are proud of their heritage and culture. Do not litter or disrespect the environment. The Bahamas is known for its pristine beaches and clear waters, and locals take great pride in maintaining its beauty. Avoid discussing sensitive topics such as politics and religion unless you are well-informed and the conversation is appropriate. Do not take photos of locals without their permission. This is considered disrespectful and invasive. Avoid being overly loud or disruptive, especially in public places. Bahamians value peace and tranquility, especially on the more laid-back islands like Cat Island. Do not dress inappropriately. While the Bahamas is a tropical destination, it's important to dress modestly when not on the beach. Avoid being too pushy or aggressive when bargaining at local markets. It's common to haggle, but always do so in a respectful and friendly manner. Lastly, do not forget to tip. Tipping is customary in the Bahamas for good service, so be sure to leave a gratuity at restaurants, for taxi drivers, and hotel staff," remarked one expat in Cat Island, Bahamas.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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