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Moving to The Cayes, Belize | Expat Exchange
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Caye Caulker, Belize

Moving to The Cayes, Belize

By Betsy Burlingame

Last updated on Jul 04, 2024

Summary: Expatriates are drawn to The Cayes, Belize for its stunning natural beauty, laid-back lifestyle, and low cost of living. The Cayes are known for their white sand beaches, crystal clear waters, and lush tropical forests, making them an ideal destination for those looking to escape the hustle and bustle of city life. Additionally, the local culture is welcoming and friendly, and the cost of living is significantly lower than in many other countries. Before moving to The Cayes, it is important to be aware of the tropical climate, which can be hot and humid year-round. Additionally, it is important to research the local laws and regulations, as well as the availability of medical care and other services. Finally, it is important to be aware of the potential for natural disasters, such as hurricanes, which can occur in the region.

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What do I need to know before moving to The Cayes?

When we asked people what advice they would give someone preparing to move to The Cayes, they said:

"Before moving to The Cayes, expats should be aware that the official language is English, although Spanish and Creole are also spoken. Expats should also be aware that the currency used is the Belize Dollar, and that US Dollars are widely accepted. Additionally, expats should be aware that the climate in The Cayes is tropical, with temperatures ranging from the mid-70s to the mid-90s Fahrenheit. Expats should also be aware that the cost of living in The Cayes is relatively low, and that the area is known for its beautiful beaches and diverse wildlife. Finally, expats should be aware that the healthcare system in Belize is not as advanced as in other countries, and that medical insurance is recommended," said one expat who made the move to The Cayes.

"I’ll give the same advice everyone else gives, come by and stay a couple of months, visit different parts of the country THEN make your decision," explained one expat living in San Pedro, Belize.

How do I find a place to live in The Cayes?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"The Cayes in Belize offer a variety of housing options for those looking to relocate. One option is to rent a house or apartment from a local landlord. There are also a number of real estate agents in the area who can help you find a suitable property. Additionally, there are a number of resorts and hotels in the area that offer short-term and long-term rental options. Finally, there are a number of online resources that can help you find a place to live in The Cayes," explained one expat living in The Cayes, Belize.

"I lucked out with a bit of alone research. I found a listing on a Belizean rental site. The apt ended up being in the suburb area, for a 1 bedroom that ended up costing the same price as rent in the center of town and other parts of town usually where the locals live," said one expat in San Pedro.

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What is a typical expat home or apartment like in The Cayes?

"1 bedroom apt. Washer/Dryer, Internet. A couple of steps away from the beach. Living on an island [Ambergris Caye], you are NEVER to far from the beach. Yes, several expats live in the suburb type area," remarked one expat who made the move to San Pedro.

"Expat homes and apartments in The Cayes are typically modern and comfortable, with air conditioning, full kitchens, and plenty of outdoor space. Many homes have private pools and outdoor patios, perfect for entertaining or relaxing in the warm Caribbean climate. Expat homes in The Cayes are often located in gated communities, providing a sense of security and privacy. Many homes also have access to amenities such as a gym, tennis courts, and a clubhouse," explained one expat living in The Cayes, Belize.

What is the average cost of housing in The Cayes?

If you are thinking about moving to The Cayes, cost of living in probably a key consideration. Expats commented about the cost of housing:

"Lower. Average cost with some amenities is $400 US, I also have heard that for that price or a little more you can rent a whole house instead," explained one expat living in San Pedro, Belize.

"The cost of housing in The Cayes can vary greatly depending on the size and location of the property. Generally, the cost of a one-bedroom apartment in The Cayes is around $500 to $800 per month, while a three-bedroom house can cost up to $1,500 per month. Prices can also vary depending on the amenities offered, such as access to a pool or beachfront property," said one expat in The Cayes.

Should I buy or rent a home in The Cayes?

If you have not spent a lot of time in The Cayes, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"Buying a home in The Cayes can be a great investment. The area is known for its beautiful beaches, lush jungles, and vibrant culture. Renting a home in The Cayes can also be a great option, as it allows you to experience the area without the commitment of buying a home. Ultimately, the decision to buy or rent a home in The Cayes should be based on your individual needs and preferences," remarked one expat in The Cayes, Belize.

What should I pack when moving to The Cayes?

We asked people living in The Cayes to list three things they wish they had brought and three they wish they had left behind. They responded:

"When moving to The Cayes, it is important to pack items that will help you adjust to the tropical climate. Bring lightweight, breathable clothing such as shorts, t-shirts, and sandals. Sunscreen and a hat are also essential for protecting yourself from the sun. Additionally, you should bring insect repellent to ward off mosquitoes and other bugs. Toiletries, medications, and any other personal items you may need should also be packed. Finally, don't forget to bring a camera to capture all the amazing sights and experiences you will have in The Cayes," said one expat who made the move to The Cayes.

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What cultural faux pas should I try to avoid making in The Cayes?

We asked people in The Cayes if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"It is important to be respectful of local customs and traditions when visiting The Cayes. It is important to dress modestly and to avoid public displays of affection. It is also important to be aware of local religious beliefs and to be respectful of religious sites. Additionally, it is important to be aware of local taboos and to avoid discussing sensitive topics such as politics or religion. Finally, it is important to be respectful of the environment and to avoid littering or damaging the natural environment," said one expat in The Cayes.

Why do people move to The Cayes?

When we asked people why foreigners move to The Cayes, they responded:

"The Cayes in Belize offer expats a unique combination of Caribbean culture and Central American lifestyle. With its stunning beaches, lush rainforest, and vibrant culture, Belize is an ideal destination for those looking to experience a different way of life. The Cayes are known for their laid-back atmosphere, friendly locals, and affordable cost of living, making it an attractive option for expats looking to relocate. Additionally, the Cayes are home to a variety of activities and attractions, from snorkeling and diving to exploring ancient Mayan ruins. With its stunning natural beauty and relaxed lifestyle, The Cayes in Belize are an ideal destination for expats looking for a new home," wrote one expat living in The Cayes.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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How are healthcare services The Cayes?

When we asked expats and global nomads about the quality of medical care in The Cayes, they replied:

"Healthcare services in The Cayes, are relatively limited due to the region's remote location and small population. The primary healthcare facility in the area is the Caye Caulker Health Center, which provides basic medical services, such as general consultations, minor surgeries, and emergency care. However, for more specialized treatments or advanced medical procedures, patients often need to travel to the mainland, where larger hospitals and clinics are available in cities like Belize City and Belmopan. Additionally, there are a few private clinics and pharmacies in The Cayes that offer primary care services and medications. It is also worth noting that healthcare services in the region may not be up to the standards of more developed countries, and medical professionals may face challenges such as limited resources and outdated equipment. Visitors to The Cayes are advised to have travel insurance and be prepared to seek medical care on the mainland or even outside of Belize in case of serious illness or injury," stated one expat who made the move to The Cayes.

What are medical services in The Cayes like?

When we asked expats and global nomads about the quality of medical care in The Cayes, they replied:

"Medical services in The Cayes, are limited compared to urban areas. The islands have a few small clinics and private doctors, but they primarily offer basic healthcare services and emergency care. For more advanced medical treatments or specialized care, patients often need to travel to the mainland, where larger hospitals and medical facilities are available. It is essential for visitors to have travel insurance that includes medical evacuation, as emergency transportation to the mainland or neighboring countries may be necessary for severe cases. Additionally, it is recommended to bring any necessary prescription medications, as local pharmacies may not carry specific medications or may have limited supplies," replied one expat when asked about moving to The Cayes.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

Caye Caulker, Belize

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Get a quote for international health insurance from our partner, William Russell.
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