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Moving to Warwick, Bermuda | Expat Exchange
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Moving to Warwick, Bermuda

By Joshua Wood, LPC

Last updated on Mar 08, 2024

Summary: Moving to Warwick, Bermuda: Expats, retirees and digital nomads talk about everything you need to know before moving to Warwick.

William Russell
William Russell
William Russell
William Russell

What do I need to know before moving to Warwick?

When we asked people what advice they would give someone preparing to move to Warwick, they said:

"Warwick is a beautiful parish known for its stunning beaches, lush landscapes, and friendly locals. Before moving, expats should be aware of several key factors. Firstly, the cost of living in Warwick, like the rest of Bermuda, is quite high. This includes housing, groceries, utilities, and other daily expenses. It's important to budget accordingly and be prepared for these costs. The official language in Bermuda is English, so communication should not be a problem for English-speaking expats. However, Bermudians have their own accent and some unique slang, so it might take some time to get used to it. Bermuda has a subtropical climate, so the weather in Warwick is generally warm and humid, with mild winters and hot summers. It's also important to note that Bermuda is prone to hurricanes, particularly between June and November. Public transportation in Bermuda is reliable and efficient, with a network of buses and ferries connecting different parts of the island. However, owning a car can be expensive due to high import duties and restrictions on car ownership. Healthcare in Bermuda is of a high standard, but it can be expensive. It's advisable to have comprehensive health insurance to cover any medical costs. Bermuda has a strong economy, largely driven by insurance and reinsurance, tourism, and international business. Job opportunities for expats may be available in these sectors, but work permits are required. Bermuda's education system is based on the British model, and there are a number of good public and private schools in Warwick and across the island. However, school fees can be high at private institutions. Bermuda has a low crime rate, but like any place, it's advisable to take standard precautions to ensure personal safety. Finally, Bermudians are known for their hospitality and friendliness. Embracing the local culture, participating in community events, and getting to know the locals can greatly enhance the expat experience in Warwick, Bermuda," commented one expat who made the move to Warwick.

What is a typical expat home or apartment like in Warwick?

"A typical expat home or apartment in Warwick, is often a blend of traditional Bermudian architecture and modern amenities. These homes are usually painted in bright, tropical colors, with white limestone roofs to collect rainwater, a crucial source of freshwater on the island. The interiors are spacious and airy, with high ceilings and large windows to let in the natural light and offer stunning views of the surrounding landscapes. Many homes have open-plan living areas, modern kitchens equipped with high-end appliances, and comfortable bedrooms with en-suite bathrooms. Some properties may also feature a home office, a necessity for many expats working remotely. Outdoor living is a significant part of life in Bermuda, so many homes have large patios or verandas, often with a barbecue area for entertaining. A good number of expat homes in Warwick also come with a private pool and a lush garden filled with local flora. Given the island's warm climate, these outdoor spaces are used year-round. Despite being in a residential area, these homes are usually just a short distance away from the beach, local shops, restaurants, and other amenities. In terms of furnishings, some homes come fully furnished, while others are unfurnished, giving expats the freedom to bring or buy their own furniture. The style of decor can vary widely, from classic and elegant to contemporary and minimalist. Security is typically robust, with many homes equipped with alarm systems and some located within gated communities. Lastly, due to the high cost of living and real estate prices in Bermuda, expat homes in Warwick are often quite expensive, reflecting the island's status as a luxury destination," remarked one expat who made the move to Warwick.

What is the average cost of housing in Warwick?

If you are thinking about moving to Warwick, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Warwick can vary greatly depending on the size and location of the property. However, it is generally quite high due to the island's desirability and limited space. A modest home in Warwick can cost upwards of a million dollars, while luxury properties can be several million dollars. Apartments or condos may be slightly less expensive, but still typically cost several hundred thousand dollars. It's important to note that these prices can fluctuate based on the real estate market," replied a member in Warwick.

Should I buy or rent a home in Warwick?

If you have not spent a lot of time in Warwick, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Warwick, depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in the area for an extended period and have the financial means, buying a home could be a good investment, as it allows you to build equity and potentially benefit from the appreciation of property values. Additionally, owning a home provides stability and the freedom to make changes to the property as you see fit. On the other hand, if you are unsure about your long-term plans or prefer flexibility, renting may be a better option. Renting a home in Warwick, Bermuda, allows you to avoid the upfront costs and long-term commitment associated with buying a property. It also provides the opportunity to explore different neighborhoods and housing options before making a more permanent decision. Furthermore, renting can be more cost-effective in the short term, as you won't be responsible for property taxes, maintenance, and other expenses associated with homeownership. Ultimately, the choice between buying and renting a home in Warwick, Bermuda, should be based on your individual needs, preferences, and financial situation. It's essential to carefully weigh the pros and cons of each option and consider consulting with a real estate professional to help guide your decision," said one expat who made the move to Warwick.

What cultural faux pas should I try to avoid making in Warwick?

We asked people in Warwick if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"In Warwick, it's important to respect the local customs and traditions. Dress modestly when not on the beach, as Bermudians tend to dress more formally than in other beach destinations. Avoid wearing beachwear in town or in restaurants. It's considered rude to take photographs of locals without their permission. Always ask before you snap a picture. Bermudians value politeness and good manners. Always greet people with a friendly "good morning" or "good afternoon" before starting a conversation. Avoid discussing sensitive topics such as politics or racial issues, as these can be seen as disrespectful. Littering is frowned upon in Bermuda. Always dispose of your trash properly to keep the island clean. Public displays of drunkenness are considered disrespectful. While it's fine to enjoy a drink, it's important to do so responsibly. Lastly, remember that Bermuda is a British Overseas Territory, so some British customs and etiquette may apply. For example, it's customary to queue in line and wait your turn," remarked one expat in Warwick, Bermuda.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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