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Moving to Somerset Village, Bermuda | Expat Exchange
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Moving to Somerset Village, Bermuda

By Joshua Wood, LPC

Last updated on Oct 14, 2024

Summary: Moving to Somerset Village, Bermuda: Expats, retirees and digital nomads talk about everything you need to know before moving to Somerset Village.

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What do I need to know before moving to Somerset Village?

When we asked people what advice they would give someone preparing to move to Somerset Village, they said:

"Somerset Village is a small, picturesque town located in Sandys Parish, Bermuda, known for its tranquil atmosphere and beautiful beaches. Before moving to Somerset Village, expats should be aware that the cost of living in Bermuda is quite high, with housing, groceries, and utilities often costing more than in many Western countries. The official language in Bermuda is English, so communication should not be a problem for English-speaking expats. The local currency is the Bermudian dollar, which is pegged to the US dollar, and both currencies are accepted throughout the island. Bermuda has a subtropical climate, so expats moving from colder climates may need time to adjust to the warm, humid weather. The island is also prone to hurricanes, particularly between June and November, so it's important to be prepared for potential storms. Public transportation in Bermuda is reliable and efficient, with a network of buses and ferries connecting different parts of the island. However, private car ownership is restricted, and expats may need to rely on scooters or bicycles for personal transportation. Healthcare in Bermuda is of a high standard, but it can be expensive, so it's recommended to have comprehensive health insurance. The education system in Bermuda follows the British model, and there are a number of good public and private schools, as well as an international school. Bermuda has strict immigration laws, and obtaining a work permit can be a lengthy and complex process. It's important to secure a job and work permit before moving to the island. Finally, Bermuda has a rich history and culture, with a mix of British, American, African, and Caribbean influences. Expats are encouraged to learn about and respect the local customs and traditions," commented one expat who made the move to Somerset Village.

What is a typical expat home or apartment like in Somerset Village?

"A typical expat home in Somerset Village, is often a charming, detached house or a part of a multi-unit complex. These homes usually feature traditional Bermudian architecture, with stepped, white roofs designed to catch and purify rainwater. The houses are often painted in pastel colors, adding to the island's vibrant aesthetic. Inside, the homes are spacious and airy, with high ceilings and large windows to let in the natural light and offer stunning views of the surrounding landscapes. They often have two or three bedrooms, a fully equipped kitchen, and a living room. Some homes may also have a study or home office, which is particularly useful for expats working remotely. Outdoor living is a significant part of life in Bermuda, so many homes come with a private garden or a patio. Some of the more upscale properties may even have a private pool. Despite the traditional exterior, many homes are modern and luxurious on the inside, with contemporary furnishings, air conditioning, and high-speed internet. Some properties may also come with a housekeeping service, particularly if they are part of a managed complex. The location of these homes is also a key selling point. Many are within walking distance of the beach, offering residents the chance to enjoy Bermuda's beautiful coastline. Others are located close to the village center, providing easy access to local amenities like shops, restaurants, and public transportation. In summary, a typical expat home in Somerset Village, Bermuda, combines traditional Bermudian charm with modern comforts, set against the backdrop of the island's stunning natural beauty," explained one expat living in Somerset Village, Bermuda.

What is the average cost of housing in Somerset Village?

If you are thinking about moving to Somerset Village, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Somerset Village can vary greatly depending on the size and location of the property. However, it is generally quite high due to the island's limited land space and high demand for housing. A small apartment or condo can cost several hundred thousand dollars, while larger homes and luxury properties can cost several million. It's also worth noting that the cost of living in Bermuda is one of the highest in the world, which is reflected in the housing prices," said one expat in Somerset Village.

Should I buy or rent a home in Somerset Village?

If you have not spent a lot of time in Somerset Village, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Somerset Village depends on several factors. If you plan to stay in Somerset Village for a long period, buying a home could be a good investment. Owning a home allows you to build equity over time and could provide a sense of stability and permanence. However, buying a home also comes with responsibilities such as maintenance, repairs, and property taxes. It also requires a significant upfront investment, including a down payment, closing costs, and moving expenses. On the other hand, renting a home in Somerset Village could provide more flexibility. If you're not sure about your long-term plans or if you prefer not to deal with the responsibilities of homeownership, renting might be a better option. Renting can also be more affordable in the short term, as it typically requires a smaller upfront investment. In addition, the real estate market conditions in Somerset Village should also be considered. If the market is favorable for buyers and you have the financial means, buying a home could be a wise decision. Conversely, if the market is more favorable for renters, or if home prices are particularly high, renting might be the better choice. Lastly, personal preferences and lifestyle should also play a role in your decision. Some people prefer the freedom and flexibility that comes with renting, while others prefer the stability and potential financial benefits of owning a home. In conclusion, the decision to buy or rent a home in Somerset Village, Bermuda should be based on your financial situation, long-term plans, the current real estate market conditions, and personal preferences. It's recommended to consult with a real estate professional or financial advisor to help make the best decision for your individual circumstances," remarked one expat in Somerset Village, Bermuda.

What cultural faux pas should I try to avoid making in Somerset Village?

We asked people in Somerset Village if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"In Somerset Village, it's considered rude to not greet people before starting a conversation. Always say "good morning," "good afternoon," or "good evening" before engaging in conversation. Avoid discussing sensitive topics such as race, politics, and religion unless you are very familiar with the person you are talking to. Bermudians are generally polite and respectful, and they expect the same from visitors. Do not litter. Bermudians take pride in their beautiful island and expect visitors to respect their environment. Public nudity and topless sunbathing are not acceptable in Bermuda. Dress modestly when you are not at the beach. Do not take photographs of people without their permission. This is considered disrespectful and intrusive. Avoid being loud or obnoxious in public places. Bermudians value peace and quiet, and excessive noise is considered disrespectful. Do not assume everyone in Bermuda is wealthy. While Bermuda has a high standard of living, not everyone is affluent. Avoid making negative comments about the British monarchy. Bermuda is a British Overseas Territory and many Bermudians have a strong sense of loyalty to the Queen. Do not touch or disturb any marine life while snorkeling or diving. Bermuda's coral reefs are protected and it's illegal to touch or take anything from them. Avoid walking on the left side of the road. In Bermuda, vehicles drive on the left side of the road, so for safety, pedestrians should walk on the right," remarked one expat in Somerset Village, Bermuda.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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