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Moving to Paget, Bermuda | Expat Exchange
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Moving to Paget, Bermuda

By Joshua Wood, LPC

Last updated on Apr 08, 2024

Summary: Moving to Paget, Bermuda: Expats, retirees and digital nomads talk about everything you need to know before moving to Paget.

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What do I need to know before moving to Paget?

When we asked people what advice they would give someone preparing to move to Paget, they said:

"Paget is a picturesque parish known for its beautiful beaches, lush gardens, and historic sites. Before moving to Paget, expats should be aware that the cost of living is quite high, with housing, groceries, and other essentials often costing more than in other countries. English is the official language in Bermuda, but the local accent can sometimes be difficult to understand. The currency used is the Bermuda dollar, which is pegged to the US dollar, and both currencies are accepted everywhere. Bermuda has a subtropical climate, so it's important to be prepared for hot, humid summers and mild winters. Hurricanes can occur between June and November, so it's essential to have a plan in place for these events. Public transportation in Bermuda is reliable, with buses and ferries being the primary modes of transport. However, owning a car can be expensive and is subject to certain restrictions. Healthcare in Bermuda is of a high standard but can be expensive, so it's recommended to have comprehensive health insurance. Bermuda has a strong sense of community, and locals are generally friendly and welcoming. However, it's important to respect local customs and traditions. The job market in Bermuda is competitive, and work permits are required for non-Bermudians. The main industries are tourism, international business, and insurance and reinsurance. Bermuda has a high standard of education, with both public and private schools available. However, spaces in schools can be limited, so it's advisable to arrange schooling well in advance. Finally, Bermuda has strict laws on bringing pets into the country, so if you're planning on bringing a pet, you'll need to ensure you meet all the necessary requirements," remarked one expat who made the move to Paget.

How do I find a place to live in Paget?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Paget involves several steps. First, you need to determine your budget. This will help you narrow down your options and focus on properties that you can afford. Next, you should research the different neighborhoods in Paget. Some areas may be more residential, while others may be closer to amenities like shops, restaurants, and public transportation. Once you have a good idea of where you want to live, you can start looking for available properties. There are several online real estate platforms that list properties for rent or sale in Paget, Bermuda. Websites like propertyskipper.com and emoo.bm are popular options. You can also consider hiring a real estate agent. They can help you navigate the local market, arrange viewings, and negotiate prices. When you find a property you're interested in, make sure to visit it in person. This will give you a better idea of its condition, size, and location. Finally, once you've found a place you like, you'll need to go through the process of signing a lease or purchasing the property. This usually involves providing proof of income, signing a contract, and making a deposit or down payment. Remember, moving to a new place can be a complex process, so it's important to take your time and do your research," explained one expat living in Paget, Bermuda.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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What is a typical expat home or apartment like in Paget?

"A typical expat home or apartment in Paget, is often a charming blend of traditional Bermudian architecture and modern amenities. These homes are usually painted in pastel colors, with white limestone roofs to collect rainwater, a necessary feature due to the lack of freshwater sources on the island. The interiors are spacious and airy, with high ceilings and large windows that let in plenty of natural light and offer stunning views of the surrounding landscapes. Many homes have open-plan living areas, modern kitchens equipped with high-end appliances, and comfortable bedrooms with en-suite bathrooms. Some properties also feature home offices, perfect for expats working remotely. Outdoor living is a big part of life in Bermuda, so many homes have large patios or verandas, often with a pool or access to a private beach. Gardens are typically lush and tropical, with palm trees and vibrant flowers, providing a tranquil space for relaxation. Despite the island's small size, many expat homes in Paget are set in quiet, secluded locations, offering plenty of privacy. However, they are also conveniently close to amenities such as shops, restaurants, and healthcare facilities. Most expat homes in Paget come fully furnished, with stylish, high-quality furniture and decor. They often have air conditioning and heating systems to ensure comfort throughout the year. Some properties also offer additional features like a garage, guest cottage, or even a boat dock. In terms of security, many homes are located within gated communities and have alarm systems installed. Overall, a typical expat home in Paget, Bermuda, offers a comfortable, luxurious lifestyle in a beautiful, tropical setting," said one expat who made the move to Paget.

What is the average cost of housing in Paget?

If you are thinking about moving to Paget, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Paget can vary greatly depending on the type and size of the property. For a standard family home, prices can range from moderately expensive to very high. Luxury properties, particularly those with ocean views or access, can be extremely costly. It's also worth noting that the cost of living in Bermuda is generally high, which is reflected in the housing market. For a more accurate estimate, it would be best to consult a local real estate agent or property website," said one expat who made the move to Paget.

Should I buy or rent a home in Paget?

If you have not spent a lot of time in Paget, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Paget depends on several factors. If you plan to stay in Paget for a long time, buying a home could be a good investment. Owning a home allows you to build equity over time and could provide a sense of stability and permanence. However, buying a home also comes with responsibilities such as maintenance, repairs, and property taxes. It also requires a significant upfront investment, including a down payment, closing costs, and moving expenses. On the other hand, renting a home in Paget could provide more flexibility. If you're not sure where you'll be in a few years, or if you prefer not to deal with the responsibilities of homeownership, renting might be a better option. Renting can also be more affordable in the short term, as it typically requires a smaller upfront investment. It's also important to consider the real estate market in Paget. If home prices are high and continue to rise, buying a home could be a good investment. But if prices are low or falling, it might be better to rent until the market improves. In conclusion, the decision to buy or rent a home in Paget, Bermuda depends on your financial situation, your long-term plans, and the state of the real estate market. It's a decision that requires careful consideration and, ideally, advice from a real estate professional," said one expat in Paget.

What should I pack when moving to Paget?

We asked people living in Paget to list three things they wish they had brought and three they wish they had left behind. They responded:

"When moving to Paget, you should pack a variety of clothing suitable for a tropical climate, including lightweight, breathable fabrics, swimwear, and a light jacket or sweater for cooler evenings. Don't forget your sunglasses, sun hat, and plenty of sunscreen to protect against the strong sun. Pack your essential documents such as passport, driver's license, birth certificate, and any necessary visas or work permits. Also, bring copies of important medical records and prescriptions, as well as a sufficient supply of any necessary medications. Remember to pack your electronics, including your phone, laptop, and any necessary chargers or adapters. Also, consider bringing a good quality camera to capture the beautiful scenery. If you're planning on cooking at home, you might want to pack some of your favorite non-perishable food items, as groceries can be expensive in Bermuda. Pack personal hygiene items, but keep in mind that most of these can also be purchased locally. If you have room, consider packing some home comforts like favorite books, photos, or small keepsakes to help make your new place feel like home. Lastly, don't forget to pack items for any hobbies or sports you enjoy. Bermuda offers opportunities for activities like snorkeling, golfing, and cycling, so bring along any necessary equipment," remarked one expat in Paget, Bermuda.

What cultural faux pas should I try to avoid making in Paget?

We asked people in Paget if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"In Paget, it's considered rude to not greet people with a friendly "hello" or "good day" before starting a conversation. Bermudians value politeness and good manners, so always remember to say "please" and "thank you". Avoid discussing sensitive topics such as race, politics, and religion unless you are very familiar with the person you are talking to. Bermudians are proud of their island and culture, so avoid making negative comments about the country or comparing it unfavorably to other places. Dress code is important in Bermuda. While it's a tropical island, it's not appropriate to wear beachwear anywhere other than the beach or pool. Men should avoid wearing shorts in formal settings, and women should avoid revealing clothing. It's also considered impolite to refuse an invitation to someone's home. If you're invited, it's customary to bring a small gift for the host. Public drunkenness is frowned upon in Bermuda, so be mindful of your alcohol consumption. Lastly, Bermudians are generally conservative and private people, so avoid asking personal questions or prying into their private lives," said one expat who made the move to Paget.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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