Moving to Pembroke, Bermuda

"Before moving to Pembroke, expats should know that the cost of living is quite high, with housing, groceries, and utilities being more expensive than in many other countries. The official language is English, but Portuguese is also widely spoken due to a large Portuguese community. The currency used is the Bermudian dollar, which is pegged to the US dollar, and US dollars are also widely accepted. Expats should be aware that Bermuda has a subtropical climate, with high humidity and temperatures that can reach up to 30 degrees Celsius in the summer. The island is also prone to hurricanes, particularly between June and November. In terms of transportation, cars are limited to one per household and there are restrictions on car sizes. Many residents use scooters or public transportation, which includes buses and ferries. Bermuda has a high standard of healthcare, but it can be expensive, so it's recommended to have comprehensive health insurance. The education system is based on the British model, with both public and private schools available. Expats should also know that Bermuda has strict customs regulations, particularly regarding the importation of plants, animals, and certain food products. Finally, Bermuda is known for its friendly and welcoming locals, beautiful beaches, and outdoor activities such as golf, sailing, and snorkeling. However, it's important to respect local customs and traditions, including dress codes which tend to be more formal than in other beach destinations," said one expat in Pembroke.

"A typical expat home or apartment in Pembroke is often a charming blend of traditional Bermudian architecture and modern amenities. These homes usually feature bright, pastel-colored exteriors with white, stepped roofs designed to collect rainwater. Inside, one can expect spacious, open-plan living areas with large windows that let in plenty of natural light and offer stunning views of the surrounding landscapes. The homes often have two or three bedrooms, with the master suite usually featuring an en-suite bathroom. The kitchens are typically modern and well-equipped, often with high-end appliances and ample counter space. Many homes also have a separate dining area, perfect for hosting dinner parties or family gatherings. Outdoor living is a big part of life in Bermuda, so many expat homes come with a private patio or garden, and sometimes even a pool. These outdoor spaces are often beautifully landscaped, providing a tranquil spot to relax and enjoy the island's pleasant climate. Despite their traditional appearance, these homes are usually equipped with modern conveniences such as air conditioning, high-speed internet, and cable TV. Some may also have a garage or off-street parking, which can be a significant advantage in Pembroke where parking can be limited. In terms of location, many expat homes in Pembroke are conveniently situated close to the capital city of Hamilton, providing easy access to shops, restaurants, and other amenities. Some homes may also be located near the coast, offering breathtaking ocean views. Overall, a typical expat home in Pembroke, Bermuda offers a comfortable and luxurious living experience, combining the charm of Bermudian architecture with the conveniences of modern living," said one expat in Pembroke.

"The average cost of housing in Pembroke can vary greatly depending on the size and location of the property. However, it is generally quite high due to the island's limited land space and high demand. For a modest home in Pembroke, one can expect to pay well over a million dollars. Luxury homes and waterfront properties can cost several million dollars. Apartments and condos are typically less expensive, but still may cost several hundred thousand dollars. It's also worth noting that the cost of living in Bermuda is one of the highest in the world, which is reflected in the housing prices," replied a member in Pembroke.

"The decision to buy or rent a home in Pembroke depends on several factors. If you plan to stay in Pembroke for a long time, buying a home could be a good investment. Owning a home allows you to build equity and could provide tax benefits. It also gives you a sense of stability and the freedom to customize your space. On the other hand, renting might be a better option if you're not planning to stay long-term or if you prefer not to deal with the responsibilities of homeownership. Renting can offer more flexibility, as it's easier to move if your circumstances change. It also means you won't have to worry about maintenance costs or property taxes. It's also important to consider the real estate market in Pembroke. If homes are expensive and not likely to increase in value, renting might be more economical. But if property values are rising, buying could be a smart investment. Lastly, your financial situation is a crucial factor. Buying a home requires a significant upfront cost and ongoing expenses like mortgage payments, insurance, and maintenance. Renting can be more affordable in the short term, but you won't build equity. In conclusion, the decision to buy or rent a home in Pembroke, Bermuda depends on your long-term plans, the real estate market, and your financial situation. It's a decision that requires careful consideration and, ideally, advice from real estate and financial professionals," remarked one expat in Pembroke, Bermuda.

"In Pembroke, it is considered rude to not greet people with a warm "hello" or "good day". Always acknowledge others, even strangers, with a friendly greeting. Bermudians value their privacy, so avoid asking personal questions or discussing sensitive topics unless you are invited to do so. It's considered disrespectful to wear revealing clothing, especially in religious or formal settings. Bermuda shorts are acceptable, but swimwear should be confined to the beach. Littering is a serious offense in Bermuda. Always dispose of your trash properly to respect the island's natural beauty. Bermudians are generally relaxed and laid-back, so avoid rushing or pushing people to move faster. It's considered impolite to take photos of people without their permission. Always ask before you snap a picture. Avoid making negative comments about the island or comparing it unfavorably to other places. Bermudians are proud of their home and may take offense to such remarks. Lastly, remember that Bermudians drive on the left side of the road. Be mindful of this when driving or crossing streets to avoid accidents and misunderstandings," explained one expat living in Pembroke, Bermuda.