Moving to Esteli, Nicaragua
Last updated on Aug 03, 2024
Summary: Moving to Esteli, Nicaragua: Expats, retirees and digital nomads talk about everything you need to know before moving to Esteli.
What do I need to know before moving to Esteli?
When we asked people what advice they would give someone preparing to move to Esteli, they said:
"Esteli is a city known for its rich culture, history, and natural beauty, but there are several things expats should know before moving there. Firstly, Spanish is the primary language spoken in Esteli, so it would be beneficial to learn the language or at least basic phrases. The cost of living in Esteli is relatively low compared to many Western countries, but it's important to budget for unexpected expenses. Healthcare facilities in Esteli are not as advanced as in some other countries, so it's recommended to have comprehensive health insurance that covers medical evacuation. The city is generally safe, but like any other place, it's important to take precautions, especially at night. Public transportation is widely available, but it can be crowded and not always reliable. The climate in Esteli is tropical, with a wet and dry season, so it's important to pack appropriate clothing. The local cuisine is a mix of traditional Nicaraguan food, which is heavily based on corn, beans, and rice. It's also important to note that while the city has a laid-back lifestyle, it can be noisy due to frequent celebrations and festivals. Lastly, it's crucial to understand and respect the local customs and traditions to integrate well into the community," replied a member in Esteli.
How do I find a place to live in Esteli?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"Finding a place to live in Esteli involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a larger house, depending on your needs and financial situation. Next, you should research the different neighborhoods in Esteli to find one that suits your lifestyle and preferences. Some areas might be closer to amenities like shops and restaurants, while others might offer a quieter, more residential atmosphere. Once you have a clear idea of what you're looking for, you can start your search. One of the best ways to find housing in Esteli is through online property listings. Websites like Encuentra24 and Craigslist often have listings for rentals in Nicaragua. You can filter these listings by location, price, and type of property to narrow down your options. Another good strategy is to reach out to local real estate agents. They will have a deep knowledge of the local market and can help you find properties that fit your criteria. You can find these agents through online searches or recommendations from locals or expats. Social media can also be a useful tool in your search. There are many Facebook groups for expats in Nicaragua where you can post about what you're looking for and get recommendations from others who have gone through the same process. Once you've found a few potential options, you should arrange to visit the properties in person. This will give you a chance to check the condition of the property, ask any questions, and get a feel for the neighborhood. Before signing any rental agreement, make sure to read it carefully and understand all the terms. If possible, it might be helpful to have a local or someone fluent in Spanish assist you with this to ensure you fully understand the contract. Finally, once you've found a place you like and have agreed on the terms with the landlord, you can move in. Remember to set up any necessary utilities and services, like electricity and internet, and to change the locks for your security," remarked one expat who made the move to Esteli.
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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Click connect to have our partner contact you via e-mail and/or phone.
What is a typical expat home or apartment like in Esteli?
"A typical expat home or apartment in Esteli, is often a blend of traditional and modern styles. The homes are usually spacious, with multiple bedrooms and bathrooms to accommodate families or guests. They often feature open floor plans, with large living areas and kitchens. Many homes have outdoor spaces, such as patios or gardens, where residents can enjoy the warm climate. The homes are often furnished with a mix of local and imported furniture, and many have modern amenities such as air conditioning, high-speed internet, and cable TV. Despite these comforts, the homes often retain traditional Nicaraguan architectural elements, such as tiled roofs and colorful exteriors. Many expat homes are located in safe, well-maintained neighborhoods, often close to local shops, restaurants, and other amenities. Some may even be located in gated communities, offering additional security," said one expat who made the move to Esteli.
What is the average cost of housing in Esteli?
If you are thinking about moving to Esteli, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The average cost of housing in Esteli can vary greatly depending on the location and size of the property. For a modest home in the city center, one might expect to pay a few hundred dollars per month in rent, while a larger, more luxurious home could cost several thousand dollars to purchase. However, compared to many other countries, the cost of housing in Esteli is relatively affordable," replied a member in Esteli.
Should I buy or rent a home in Esteli?
If you have not spent a lot of time in Esteli, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:
"The decision to buy or rent a home in Esteli, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Esteli for a long period, buying a home could be a good investment. Owning a home allows you to build equity over time and could provide a sense of stability and permanence. On the other hand, renting might be a better option if you're not planning to stay in Esteli for a long time. Renting offers more flexibility, as you can move more easily if your circumstances change. It also means you won't have to worry about maintenance costs or property taxes, which are typically the responsibility of the landlord. Financially, buying a home requires a significant upfront cost, including a down payment and closing costs. If you don't have the funds for these initial expenses, renting might be a more feasible option. However, keep in mind that rent prices can increase over time, while mortgage payments generally remain stable. Consider the local real estate market as well. If property values in Esteli are rising, buying a home could be a good investment. However, if the market is unstable or property values are declining, renting might be a safer choice. Lastly, consider your lifestyle and personal preferences. Some people prefer the freedom and flexibility of renting, while others prefer the stability and potential financial benefits of homeownership. Take some time to weigh these factors and decide which option is the best fit for you," replied a member in Esteli.
What cultural faux pas should I try to avoid making in Esteli?
We asked people in Esteli if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:
"In Esteli, it's important to avoid discussing politics or criticizing the government, as this can be seen as disrespectful and can lead to uncomfortable situations. Avoid wearing revealing clothing, especially in religious or traditional settings, as Nicaraguans tend to dress modestly. It's considered rude to point with your fingers, especially at people. Instead, use your whole hand or nod in the direction you're indicating. Do not refuse food or drink offered to you, as it can be seen as a rejection of hospitality. Avoid being overly loud or boisterous in public places, as Nicaraguans value respect and politeness. Do not litter or disrespect the environment, as this is frowned upon. Avoid making assumptions or stereotypes about Nicaraguans or their culture, as this can be seen as disrespectful. It's also important to respect local customs and traditions, even if they're different from your own. Finally, always ask for permission before taking photos of people, as it's considered impolite to do so without consent," said one expat in Esteli.
About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.