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Moving to Dalmatia, Croatia | Expat Exchange
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Moving to Dalmatia, Croatia

By Betsy Burlingame

Last updated on Jun 05, 2024

Summary: Moving to Dalmatia, Croatia? Expats talk about what you need to know before moving to Dalmatia.

Cigna Global Health
Cigna Global Health
Cigna Global Health
Cigna Global Health

What do I need to know before moving to Dalmatia?

When we asked people what advice they would give someone preparing to move to Dalmatia, they said:

"Dalmatia is a beautiful region known for its stunning coastline, historic cities, and warm Mediterranean climate. Before moving to Dalmatia, expats should be aware that the official language is Croatian, so learning some basic phrases can be very helpful. English is widely spoken in tourist areas, but less so in rural areas. The cost of living in Dalmatia is generally lower than in many Western European countries, but it can vary depending on the area. Cities like Split and Dubrovnik are more expensive than smaller towns and villages. The local cuisine is Mediterranean, with a strong emphasis on seafood, olive oil, and local wines. Dalmatian food is generally healthy and delicious, but those with dietary restrictions may need to plan ahead. Dalmatia has a slower pace of life compared to many Western countries. This can be a welcome change for some, but it may take some getting used to for others. The healthcare system in Croatia is generally good, but it can be slow and bureaucratic. Expats should ensure they have comprehensive health insurance. Public transportation in Dalmatia is reliable, but many locals prefer to use cars. Driving in Croatia can be challenging due to narrow roads and aggressive drivers. Dalmatia is generally safe, but like anywhere, it's important to take precautions against petty crime. The climate in Dalmatia is Mediterranean, with hot, dry summers and mild, wet winters. It's important to be prepared for the heat in the summer, especially for those not used to Mediterranean climates. Finally, Dalmatia is rich in history and culture, with many festivals, events, and traditions throughout the year. Expats should take the time to learn about and participate in these cultural activities to fully appreciate their new home," said one expat who made the move to Dalmatia.

How do I find a place to live in Dalmatia?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Dalmatia involves several steps. First, you need to decide on the specific area in Dalmatia where you want to live. Dalmatia is a large region that includes major cities like Split and Dubrovnik, as well as smaller towns and islands. Once you've decided on a location, you can start your search for housing. There are several online platforms that list properties for rent or sale in Croatia, such as Njuskalo, Crozilla, and Realitica. These websites allow you to filter your search based on location, price, property type, and other factors. You can also use international real estate websites like Sotheby's International Realty or Christie's International Real Estate, which often list luxury properties in Dalmatia. Another option is to hire a local real estate agent. They can help you navigate the local market, arrange viewings, and negotiate contracts. Make sure to choose a licensed agent who is registered with the Croatian Chamber of Economy. If you're planning to rent, be aware that most landlords require a deposit, usually equivalent to one or two months' rent. You should also be prepared to pay agency fees if you're using a real estate agent, which are typically around one month's rent. Before signing any contract, make sure you fully understand the terms and conditions. If the contract is not in your native language, consider hiring a translator or a lawyer to help you understand it. Finally, once you've found a place and signed a contract, you'll need to register your residence with the local police within a few days of moving in. This is a legal requirement in Croatia. Remember, finding a place to live in a new country can take time and patience, so start your search well in advance of your planned move date," remarked one expat in Dalmatia, Croatia.

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What is a typical expat home or apartment like in Dalmatia?

"A typical expat home or apartment in Dalmatia, often offers a blend of traditional and modern aesthetics. The exterior of the buildings usually reflects the region's historical architecture, with stone walls and red-tiled roofs. Inside, the homes are often updated with modern amenities and furnishings for comfort and convenience. Many expat homes in Dalmatia are located near the coast, offering stunning views of the Adriatic Sea. They often feature spacious balconies or terraces, perfect for outdoor dining or simply enjoying the Mediterranean climate. The living areas are typically open and airy, with large windows to let in natural light. The kitchens are usually fully equipped with modern appliances, and the bathrooms often feature contemporary fixtures. Bedrooms in these homes are usually spacious, with ample storage space. Some larger homes may also have additional rooms that can be used as a home office or guest room. Many expat apartments in Dalmatia are located in residential buildings with shared amenities like swimming pools, gyms, and communal gardens. These buildings are often situated in close proximity to local shops, restaurants, and public transportation, making it convenient for expats to explore and enjoy their new surroundings. Despite the modern comforts, many homes retain charming traditional features such as exposed stone walls, wooden beams, and tiled floors. These elements, combined with the region's natural beauty and relaxed lifestyle, make living in Dalmatia a unique and enjoyable experience for many expats," said one expat who made the move to Dalmatia.

What is the average cost of housing in Dalmatia?

If you are thinking about moving to Dalmatia, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Dalmatia can vary greatly depending on the location and type of property. For instance, in more popular and touristy areas like Split or Dubrovnik, the prices can be quite high, with an average apartment in the city center costing around several hundred thousand euros. On the other hand, in smaller towns or rural areas, you can find houses for much less, sometimes even under a hundred thousand euros. Therefore, it's difficult to give a precise average, but it's safe to say that the cost of housing in Dalmatia can range from relatively affordable to quite expensive," said one expat in Dalmatia.

Should I buy or rent a home in Dalmatia?

If you have not spent a lot of time in Dalmatia, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Dalmatia, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Dalmatia for a long period, buying a home could be a good investment. Owning a property allows you to build equity over time and could provide a sense of stability and permanence. On the other hand, renting a home in Dalmatia might be a better option if you're not planning to stay long-term or if you prefer flexibility. Renting can also be a good choice if you're not ready for the financial commitment of buying a home, as it doesn't require a large upfront cost. Moreover, renting can give you a chance to get to know the area better before deciding to settle down permanently. It can also save you from the responsibilities and costs of home maintenance and repairs, which are typically covered by the landlord. However, if you're looking at it from an investment perspective, buying a property in Dalmatia could be beneficial. The region is a popular tourist destination, so there's potential for earning income through vacation rentals. In conclusion, both buying and renting a home in Dalmatia have their pros and cons. It's important to carefully consider your financial situation, lifestyle, and future plans before making a decision. Consulting with a real estate professional in the area could also provide valuable insights to help you make an informed decision," explained one expat living in Dalmatia, Croatia.

What should I pack when moving to Dalmatia?

We asked people living in Dalmatia to list three things they wish they had brought and three they wish they had left behind. They responded:

"When moving to Dalmatia, you should pack a variety of clothing suitable for different seasons, including lightweight clothing for the hot summers and warmer clothing for the cooler winters. Don't forget to pack a good quality raincoat and umbrella, as Dalmatia can experience heavy rainfall, especially in the colder months. Swimwear is a must, as the region is known for its beautiful beaches and clear waters. Also, pack a good pair of walking shoes or hiking boots if you plan on exploring the mountainous terrain or the many historic sites. Bring your essential toiletries, but remember that most items can be purchased locally. If you have prescription medication, ensure you have enough to last for your initial period, and bring a copy of your prescription. Pack all necessary travel documents, including your passport, visa documents, and any other identification. It's also a good idea to have digital and physical copies of these. If you're planning on cooking, you might want to pack some specialty ingredients that might be hard to find. However, Dalmatia has a rich culinary scene with fresh local produce and seafood. Don't forget your electronics, like your phone, laptop, and chargers. An adapter plug for European sockets would also be useful. Lastly, bring items that make you feel at home - photos, small keepsakes, or your favorite books. These can help you settle into your new home in Dalmatia, Croatia," commented one expat who made the move to Dalmatia.

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What cultural faux pas should I try to avoid making in Dalmatia?

We asked people in Dalmatia if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"When visiting Dalmatia, it's important to respect the local customs and traditions to avoid any cultural faux pas. Avoid discussing sensitive topics such as the Yugoslav wars and the country's political situation, as these can stir up strong emotions. Croatians are proud of their language, so try to learn a few basic phrases in Croatian. However, avoid using Serbian phrases or confusing the two languages, as this can be seen as disrespectful. In Dalmatia, it's common to greet people with a kiss on both cheeks. However, this is usually reserved for people who are close friends or family, so avoid doing this with people you've just met. When dining, keep in mind that Croatians usually eat in continental style, with the fork in the left hand and the knife in the right. Also, it's considered polite to finish all the food on your plate. If you're invited to someone's home, it's customary to bring a small gift, such as a bottle of wine or flowers. However, avoid giving chrysanthemums, as they are associated with funerals. Croatians are generally relaxed about dress code, but it's important to dress modestly when visiting religious sites. For women, this means covering your shoulders and knees, and for men, it means not wearing shorts or sleeveless shirts. Finally, Croatians value punctuality, so try to be on time for appointments and social gatherings. If you're going to be late, it's polite to call and let your host know," commented one expat who made the move to Dalmatia.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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