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Moving to Zadar, Croatia | Expat Exchange
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Moving to Zadar, Croatia

By Betsy Burlingame

Last updated on Sep 02, 2024

Summary: Moving to Zadar, Croatia? Expats talk about what you need to know before moving to Zadar.

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What do I need to know before moving to Zadar?

When we asked people what advice they would give someone preparing to move to Zadar, they said:

"Zadar is a city located on the Adriatic Sea in Croatia, known for its Roman and Venetian ruins in the old town. The official language is Croatian, but English is widely spoken, especially among the younger population and in tourist areas. The local currency is the Croatian Kuna, not the Euro, and it's advisable to have some on hand as not all places accept credit cards. The cost of living in Zadar is relatively low compared to other European cities, but it's higher during the tourist season. The city has a Mediterranean climate, with hot summers and mild winters, making it a popular destination for tourists. The healthcare system in Croatia is of a good standard, but it's recommended for expats to have comprehensive health insurance. Public transportation in Zadar is reliable, with buses being the main mode of transport. However, the city is small enough to be explored on foot or by bicycle. Zadar is also a safe city with a low crime rate, but like any other place, it's advisable to take standard precautions to protect your personal belongings. Croatian cuisine is diverse and delicious, heavily influenced by Italian and Mediterranean cuisines. Seafood is particularly popular in Zadar due to its coastal location. The city is also known for its vibrant nightlife, with numerous bars, clubs, and festivals taking place throughout the year. Zadar has a rich cultural and historical heritage, with many museums, galleries, and historical sites to explore. The city is also home to several international schools, making it a suitable place for expats with children. Lastly, it's important to note that bureaucracy can be slow in Croatia, so patience is needed when dealing with administrative tasks," explained one expat living in Zadar, Croatia.

How do I find a place to live in Zadar?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Zadar involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from an apartment, a house, or even a room in a shared house. Next, you should research the different neighborhoods in Zadar to find one that suits your lifestyle and preferences. Some popular areas include the Old Town, Borik, and Diklo. Each neighborhood has its own unique characteristics and amenities, so it's important to choose one that fits your needs. Once you've identified your preferred neighborhood, you can start looking for available properties. There are several online platforms where you can find listings, such as Njuskalo, Crozilla, and Indomio. These websites allow you to filter your search based on location, price, size, and other features. In addition to online listings, you can also contact local real estate agencies. They can provide you with more personalized assistance and may have access to properties that are not listed online. Some reputable agencies in Zadar include Dogma Real Estate and Libertas International. When you find a property that you're interested in, arrange a viewing with the landlord or real estate agent. This will give you a chance to inspect the property and ask any questions you may have. If you're satisfied with the property, you can then proceed to negotiate the terms of the lease. Make sure to read the contract carefully and understand all the terms before signing. Finally, once the lease is signed, you can arrange for the move-in. This may involve hiring a moving company or doing it yourself, depending on the amount of belongings you have. Remember, finding a place to live can take time, so it's important to start your search well in advance of your planned move date," explained one expat living in Zadar, Croatia.

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What is a typical expat home or apartment like in Zadar?

"A typical expat home or apartment in Zadar, is often located in the city center or near the coastline, offering stunning views of the Adriatic Sea. These homes are usually fully furnished, featuring a blend of modern and traditional Croatian architecture. They often have one to three bedrooms, a living room, a fully equipped kitchen, and one or two bathrooms. Some apartments may also have a balcony or a terrace, perfect for enjoying the Mediterranean climate. Many expat homes are situated in close proximity to local amenities such as supermarkets, restaurants, and schools. For those who prefer a more tranquil setting, there are homes available in the outskirts of the city, surrounded by the natural beauty of the Croatian countryside. These properties often come with larger outdoor spaces, including gardens and sometimes even a private pool. Regardless of the location, most homes in Zadar are built with stone, reflecting the city's rich history and cultural heritage," remarked one expat in Zadar, Croatia.

What is the average cost of housing in Zadar?

If you are thinking about moving to Zadar, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Zadar can vary greatly depending on the location and size of the property. For instance, in the city center, you can expect to pay a higher price compared to the outskirts. On average, you might expect to pay around 2000 Euros per square meter for an apartment in the city center. However, prices can drop to around 1500 Euros per square meter or even lower for properties located further from the city center. Please note that these are average prices and actual costs can be higher or lower," said one expat in Zadar.

Should I buy or rent a home in Zadar?

If you have not spent a lot of time in Zadar, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Zadar, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Zadar for a long period, buying a home could be a good investment. Owning a property allows you to build equity over time and gives you a sense of stability and permanence. On the other hand, if you're unsure about your long-term plans or if your job requires you to move frequently, renting might be a better option. Renting offers more flexibility and less responsibility for maintenance and repairs. It also requires less upfront capital than buying a home. Financially, buying a home in Zadar could be a wise decision if you have the means. The real estate market in Croatia is relatively stable, and Zadar, as a popular tourist destination, offers good potential for property value appreciation and rental income. However, the costs associated with buying a home, such as the down payment, mortgage payments, property taxes, insurance, and maintenance costs, can be substantial. If you're not financially ready for these expenses, renting might be a more affordable option. In terms of lifestyle, owning a home gives you the freedom to customize your living space and provides a sense of stability and permanence. Renting, on the other hand, offers more flexibility and less responsibility for maintenance and repairs. In conclusion, the decision to buy or rent a home in Zadar, Croatia, should be based on your financial situation, long-term plans, and lifestyle preferences. It's important to carefully consider all these factors before making a decision," said one expat in Zadar.

What should I pack when moving to Zadar?

We asked people living in Zadar to list three things they wish they had brought and three they wish they had left behind. They responded:

"When moving to Zadar, you should pack a variety of clothing to accommodate for the Mediterranean climate, including lightweight clothing for the hot summers and warmer clothing for the cooler winters. Don't forget to pack a good quality raincoat or umbrella, as Zadar can experience heavy rainfall, especially in the autumn and winter months. Pack comfortable walking shoes, as Zadar's Old Town is best explored on foot. Also, bring swimwear and beach accessories if you plan to enjoy the beautiful beaches and clear waters of the Adriatic Sea. If you're planning to cook, consider packing some of your favorite spices or hard-to-find ingredients, as they may not be readily available in local Croatian supermarkets. Remember to pack all necessary personal items such as toiletries, prescription medications, and any other personal care items you use daily. Don't forget to bring your important documents, such as your passport, driver's license, and any necessary visas or work permits. It's also a good idea to have copies of these documents. If you're bringing electronics, make sure to pack the appropriate power adapters, as Croatia uses Type C and Type F plugs. Lastly, consider packing items that remind you of home, such as photos or small mementos, to help make your new place feel more comfortable and familiar," said one expat in Zadar.

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What cultural faux pas should I try to avoid making in Zadar?

We asked people in Zadar if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"When visiting Zadar, it's important to respect the local customs and traditions to avoid any cultural faux pas. Firstly, Croatians are generally conservative and traditional, so avoid discussing sensitive topics such as politics, religion, and the war in the 1990s. Secondly, punctuality is highly valued in Croatia, so always try to be on time for any appointments or social gatherings. Thirdly, when greeting someone, a firm handshake is the norm. Kissing on the cheeks is reserved for close friends and family. Fourthly, Croatians are proud of their culture and heritage, so avoid making negative comments about their country or comparing it unfavorably to other places. Fifthly, tipping is customary in Croatia, so it's considered rude not to leave a tip in restaurants or for services. Lastly, when visiting churches or other religious sites, dress modestly and behave respectfully. Remember, it's always a good idea to learn a few basic phrases in Croatian, as this is greatly appreciated by the locals," remarked one expat in Zadar, Croatia.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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