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Moving to Montanita, Ecuador | Expat Exchange
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Montanita, Ecuador

Moving to Montanita, Ecuador

By Joshua Wood, LPC

Last updated on Oct 14, 2024

Summary: Moving to Montanita, Ecuador: Expats, retirees and digital nomads talk about everything you need to know before moving to Montanita.

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What do I need to know before moving to Montanita?

When we asked people what advice they would give someone preparing to move to Montanita, they said:

"Montanita is a popular destination for expats, known for its vibrant nightlife, beautiful beaches, and surfing opportunities. Before moving there, it's important to know that the official language is Spanish, so learning the language or at least basic phrases would be beneficial. The cost of living is relatively low compared to many Western countries, but it's still crucial to have a clear understanding of your budget and financial situation. The local currency is the US dollar, which makes financial transactions easier for American expats. Healthcare in Montanita is not as advanced as in larger cities, so expats with serious health conditions may need to travel for certain treatments. It's also recommended to have comprehensive health insurance that covers medical evacuation. Montanita has a tropical climate, with a wet season and a dry season, so it's important to pack accordingly. The town is small and everything is within walking distance, so there's no need for a car. However, public transportation options are limited, so for travel outside of Montanita, it may be necessary to hire a taxi or private driver. The town is generally safe, but like any tourist destination, it's important to be aware of your surroundings and take precautions against petty crime. The visa rules in Ecuador can be complex, so it's recommended to consult with an immigration expert or lawyer before moving. Lastly, while Montanita is known for its party atmosphere, it also has a quieter side with yoga retreats and wellness centers, so there's something for everyone," replied a member in Montanita.

How do I find a place to live in Montanita?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Montanita involves several steps. First, you need to decide what type of accommodation you're looking for. This could be a house, an apartment, a hostel, or even a room in a shared house. Once you've decided on the type of accommodation, you can start your search. There are several online platforms where you can find listings for rentals in Montanita, such as Airbnb, Booking.com, and local real estate websites. These platforms allow you to filter your search based on your preferences, such as price range, location, and amenities. Another way to find a place to live is by contacting local real estate agents. They can provide you with listings that match your criteria and arrange viewings. If you're already in Montanita, you can also find a place to live by walking around the town and looking for rental signs. This can be a good way to find local deals that may not be listed online. Once you've found a place you're interested in, you should arrange a viewing. This will give you a chance to see the property in person and ask any questions you may have. Before signing a lease, make sure to read it carefully and understand all the terms and conditions. If you're not fluent in Spanish, you may want to have a translator or a local friend help you with this. Finally, once you've signed the lease, you'll need to arrange for utilities and internet, if they're not included in the rent. You can do this by contacting local providers or asking your landlord for assistance. Remember, finding a place to live in a foreign country can take time and patience, so start your search well in advance of your move," explained one expat living in Montanita, Ecuador.

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What is a typical expat home or apartment like in Montanita?

"A typical expat home or apartment in Montanita, is often a blend of modern and traditional styles. These homes are usually spacious, with open floor plans and large windows to let in natural light and offer stunning views of the surrounding landscapes. The living areas often feature comfortable furniture and are designed for relaxation and socializing. The kitchens are usually fully equipped with modern appliances and ample storage space. Bedrooms are typically large and airy, often with en-suite bathrooms. Many homes also have outdoor spaces like balconies or patios, perfect for enjoying the tropical climate. Some expat homes may also have amenities like a swimming pool, garden, or even access to a private beach. Despite the luxurious features, these homes often incorporate local materials and design elements, reflecting the culture and charm of Montanita," said one expat in Montanita.

What is the average cost of housing in Montanita?

If you are thinking about moving to Montanita, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Montanita can vary greatly depending on the type and location of the property. For a one-bedroom apartment in the city center, the monthly rent can be quite affordable, while a three-bedroom apartment in the same area can cost a bit more. If you're looking to buy property, a small house or condo in Montanita can be relatively inexpensive, but prices can rise significantly for larger homes or properties with ocean views. However, compared to many other popular tourist destinations, Montanita is generally considered to be quite affordable," said one expat in Montanita.

Should I buy or rent a home in Montanita?

If you have not spent a lot of time in Montanita, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Montanita depends on several factors. If you plan to stay in Montanita for a long period of time, buying a home could be a good investment. Owning a property allows you to have a permanent base, and you could also rent it out when you're not using it, which could provide a source of income. On the other hand, renting a home in Montanita could be a better option if you're not sure how long you'll be staying. Renting offers more flexibility, as you can move more easily if your circumstances change. It also means you won't have to deal with the responsibilities and costs of property ownership, such as maintenance and property taxes. It's also worth considering the local property market. If property prices in Montanita are high and continue to rise, buying a home could be a good investment. However, if prices are low or falling, it might be better to rent. Finally, your personal financial situation will also play a big role in this decision. Buying a home requires a significant upfront cost, and you'll also need to be able to afford the ongoing costs of property ownership. If you're not in a position to do this, renting could be a more affordable option. In conclusion, whether you should buy or rent a home in Montanita, Ecuador depends on your long-term plans, the local property market, and your personal financial situation. It's a decision that requires careful consideration, so it's worth seeking advice from a local real estate agent or financial advisor," commented one expat who made the move to Montanita.

What should I pack when moving to Montanita?

We asked people living in Montanita to list three things they wish they had brought and three they wish they had left behind. They responded:

"When moving to Montanita, it's essential to pack lightweight clothing due to the warm, tropical climate. Include items like shorts, t-shirts, tank tops, and light dresses. A swimsuit is a must-have as the town is known for its beautiful beaches and surfing opportunities. Don't forget to pack a good pair of sandals for the beach and comfortable walking shoes for exploring the town. A rain jacket or umbrella is necessary as Montanita can experience heavy rainfall, especially during the wet season. Also, pack a hat, sunglasses, and plenty of sunscreen to protect yourself from the strong equatorial sun. In terms of electronics, remember to bring a power adapter as Ecuador uses Type A and Type B plugs. If you plan on using your phone, consider getting a local SIM card upon arrival. Pack all necessary toiletries, including insect repellent and any prescription medications you may need. It's also a good idea to bring a basic first aid kit. If you're planning on cooking, you might want to pack some of your favorite spices or condiments, as they may be hard to find in local stores. Lastly, don't forget important documents like your passport, driver's license, and any necessary visas or paperwork. It's also a good idea to have copies of these documents in case of loss or theft," said one expat in Montanita.

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What cultural faux pas should I try to avoid making in Montanita?

We asked people in Montanita if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"In Montanita, it's important to respect the local customs and traditions. Avoid making negative comments about the country or its people, as this is considered disrespectful. When greeting someone, a handshake is common, but avoid hugging or kissing unless you know the person well. It's also considered rude to interrupt someone while they're speaking, so wait for your turn to talk. In Ecuador, punctuality is not as strictly observed as in some other countries, so don't take it as a sign of disrespect if someone is late. Avoid discussing sensitive topics such as politics, religion, or personal finances unless you are very close with the person. In terms of dress code, while Montanita is a beach town and casual wear is common, it's still important to dress modestly, especially when visiting religious sites or more conservative areas. It's also considered impolite to refuse food or drink when offered, as it's a sign of hospitality. Lastly, always ask for permission before taking photos of people or private property, as it's seen as a sign of respect," said one expat in Montanita.

How are healthcare services Montanita?

When we asked expats and global nomads about the quality of medical care in Montanita, they replied:

"Do sign up for IESS national healthcare. Note that as of July 2017 the rate will be based on Verified Income. The rate will be 17.6% and an additional 2.4% per dependent. An expat on $1200 Social Security with one dependent would therefore pay $240 a month for Health coverage," remarked one expat in Montanita.

What are medical services in Montanita like?

When we asked expats and global nomads about the quality of medical care in Montanita, they replied:

"There is essentially no healthcare options in my town but there are good options 3 hours away or acceptable ones just 45 minutes away," commented one expat who moved to Montanita.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Montanita, Ecuador

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