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Moving to Puerto Cayo, Ecuador | Expat Exchange
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Moving to Puerto Cayo, Ecuador

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By Joshua Wood, LPC

Last updated on Jan 10, 2025

Summary: Moving to Puerto Cayo, Ecuador: Expats, retirees and digital nomads talk about everything you need to know before moving to Puerto Cayo.

What do I need to know before moving to Puerto Cayo?

When we asked people what advice they would give someone preparing to move to Puerto Cayo, they said:

"Be open minded, flexible and leave over exaggerated expectations in your mother country. You are moving into a foreign country for a reason - don't bring your bad with you," remarked one expat in Puerto Cayo, Ecuador.

"Before moving to Puerto Cayo, expats should know that Spanish is the primary language spoken, so learning the language will be beneficial. The cost of living is relatively low compared to many Western countries, but it's important to budget for unexpected expenses. The local currency is the US dollar, which can make financial transactions easier for American expats. The climate in Puerto Cayo is tropical and humid, with a rainy season from December to May. Expats should be prepared for this weather and pack accordingly. Healthcare facilities in Puerto Cayo are basic, so for serious medical conditions, travel to larger cities may be necessary. Expats should also be aware that while the crime rate is relatively low, petty theft can occur, so it's important to take precautions. The pace of life in Puerto Cayo is slower than in many Western countries, which can be a significant adjustment. The local cuisine is seafood-based due to its coastal location, so seafood lovers will enjoy living here. However, for those who prefer other types of food, international cuisine may be harder to find. Lastly, it's important to understand the visa requirements for living in Ecuador. A temporary resident visa is typically granted for up to two years, after which you can apply for a permanent resident visa. It's recommended to consult with an immigration lawyer to understand the process and requirements," said one expat in Puerto Cayo.

How do I find a place to live in Puerto Cayo?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"We are in Puerto Cayo. It is small and I mean small. There are no shopping for groceries or luxury items. It is quiet and on any given day, I am the only person on miles and miles of beach," said one expat in Puerto Cayo.

"Finding a place to live in Puerto Cayo involves several steps. First, you need to determine your budget and what type of accommodation you are looking for. This could range from a small apartment to a larger house or villa. Next, you should research the different neighborhoods in Puerto Cayo to find one that suits your lifestyle and preferences. Some areas may be closer to the beach, while others may be more residential or closer to shops and restaurants. Once you have an idea of what you're looking for, you can start your search. There are several online real estate websites that list properties for rent or sale in Puerto Cayo, such as Ecuador Beachfront Property, Viva Tropical, and MLS-Ecuador. These websites allow you to filter by location, property type, price, and other features. In addition to online listings, you may also want to consider hiring a local real estate agent. They can help you navigate the local market, arrange viewings, and negotiate prices. Another option is to visit Puerto Cayo and look for rental or sale signs on properties. This can be a good way to find properties that may not be listed online. Once you've found a property you're interested in, you'll need to arrange a viewing. This is an important step to check the condition of the property and ask any questions you may have. If you decide to proceed with a property, you'll need to negotiate the terms of the lease or sale and sign a contract. It's recommended to have a lawyer review the contract to ensure your interests are protected. Finally, once the contract is signed, you can arrange to move into your new home in Puerto Cayo," said one expat who made the move to Puerto Cayo.

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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

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What is a typical expat home or apartment like in Puerto Cayo?

"A typical expat home or apartment in Puerto Cayo, is often a spacious, modern property with stunning views of the Pacific Ocean. These homes usually come fully furnished, with a blend of contemporary and traditional Ecuadorian decor. They often feature large, open-plan living areas, fully equipped kitchens, and multiple bedrooms and bathrooms. Many homes also have outdoor spaces, such as balconies or patios, where residents can enjoy the tropical climate and beautiful sunsets. Some properties even have private pools or access to shared community facilities. Despite being in a small fishing village, these homes often come with modern amenities such as high-speed internet, cable TV, and air conditioning. They are usually located within walking distance of the beach, local markets, and restaurants. The homes are often part of gated communities, providing an extra layer of security for residents," remarked one expat in Puerto Cayo, Ecuador.

What is the average cost of housing in Puerto Cayo?

If you are thinking about moving to Puerto Cayo, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Puerto Cayo can vary greatly depending on the size and location of the property. However, generally, it is quite affordable compared to many other locations. For instance, you can purchase a modest home or condo for a price that is often well below what you would pay in many other countries. Luxury beachfront homes can be more expensive, but are still often cheaper than comparable properties in other coastal regions. Renting a property can also be quite affordable, with many properties available at a fraction of the cost you would expect to pay in other countries," explained one expat living in Puerto Cayo, Ecuador.

"Much lower. We paid cash for our land and to build our house. Electric is about 100 per month. We get 2 trucks of water a month roughly and it equates to about $50/month in water. There are no other bills," said one expat in Puerto Cayo.

Should I buy or rent a home in Puerto Cayo?

If you have not spent a lot of time in Puerto Cayo, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Puerto Cayo depends on several factors. If you plan to live there permanently or for a long period, buying a home could be a good investment. Owning a property allows you to build equity and could potentially provide a return on investment if property values increase. On the other hand, renting might be a better option if you're not sure about your long-term plans or if you prefer not to have the responsibilities of home ownership. Renting can offer more flexibility, as it's easier to move if your circumstances change. It also means you won't have to worry about maintenance or property taxes. Consider your financial situation, lifestyle, and future plans before making a decision. It may also be beneficial to consult with a real estate professional or financial advisor who is familiar with the Puerto Cayo market. They can provide valuable insight and help you weigh the pros and cons of buying versus renting," explained one expat living in Puerto Cayo, Ecuador.

What should I pack when moving to Puerto Cayo?

We asked people living in Puerto Cayo to list three things they wish they had brought and three they wish they had left behind. They responded:

"When moving to Puerto Cayo, it's important to pack lightweight clothing due to the tropical climate. Include items like shorts, t-shirts, and light dresses. However, also pack a few warmer items like a light jacket or sweater for cooler evenings or if you plan to travel to higher altitudes. Don't forget to pack a good pair of walking shoes or sandals, as you may be doing a lot of walking or hiking. Also, include a swimsuit and beachwear, as Puerto Cayo is known for its beautiful beaches. Sun protection is crucial, so pack a wide-brimmed hat, sunglasses, and plenty of high-SPF sunscreen. A reusable water bottle is also a good idea to stay hydrated in the heat. Remember to pack all necessary toiletries, including any specific brands you prefer, as they may not be available in Ecuador. Bring all necessary medications, along with a copy of your prescriptions. It's also a good idea to pack a basic first aid kit. If you plan on cooking, you might want to bring some of your favorite spices or condiments, as they may be hard to find in Ecuador. Pack all necessary electronics, such as your phone, laptop, and camera, along with their chargers. Also, bring a power adapter, as the outlets in Ecuador may be different from those in your home country. Don't forget important documents like your passport, driver's license, and any necessary visas or work permits. It's also a good idea to bring copies of these documents, just in case. Lastly, consider packing a few items to remind you of home, like photos or favorite books. These can help make your new place feel more familiar and comfortable," remarked one expat in Puerto Cayo, Ecuador.

"Wish I would have brought: Gallons of Patina for our stained glass hobby; Desk Chair because I work from home; more towels and dishrags Things I could have left: all things leather (we live on the beach and everything molds); metal lamps (rusted); outdated computer (should have bought a new one before shipping down here)," said one expat in Puerto Cayo.

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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.
Get Quote

What cultural faux pas should I try to avoid making in Puerto Cayo?

We asked people in Puerto Cayo if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"When visiting Puerto Cayo, it's important to respect the local customs and traditions to avoid any cultural faux pas. Firstly, punctuality is not highly valued in Ecuador, so don't be offended if locals are late for appointments or social gatherings. However, as a visitor, you should still strive to be on time. Avoid discussing sensitive topics such as politics, religion, and personal income. These subjects are considered private and it's considered rude to pry. Ecuadorians are generally conservative, so dress modestly, especially when visiting religious sites or rural areas. Revealing clothing can be seen as disrespectful. When dining, it's polite to keep your hands on the table (but not your elbows), and always pass food with your right hand. It's also considered rude to leave food on your plate, so only take what you can eat. In Ecuador, it's common to greet with a kiss on the right cheek, but this is usually between people who know each other well. As a foreigner, a handshake is more appropriate. Lastly, remember to always ask permission before taking photos of locals. Some may find it intrusive or disrespectful," said one expat in Puerto Cayo.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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