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Moving to Cap Estate, Saint Lucia | Expat Exchange
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Moving to Cap Estate, Saint Lucia

By Betsy Burlingame

Last updated on Sep 06, 2024

Summary: Moving to Cap Estate, Saint Lucia? Expats talk about what you need to know before moving to Cap Estate.

William Russell
William Russell
William Russell
William Russell

What do I need to know before moving to Cap Estate?

When we asked people what advice they would give someone preparing to move to Cap Estate, they said:

"Cap Estate is located in the northernmost part of Saint Lucia, known for its luxury villas and stunning views. Before moving, expats should know that the official language is English, but many locals also speak a French-based Creole. The local currency is the Eastern Caribbean Dollar, although US dollars are widely accepted. The cost of living in Cap Estate is relatively high compared to other parts of Saint Lucia due to its upscale nature. Expats should be prepared for this and budget accordingly. The real estate market in Cap Estate is robust, with a range of properties available from luxury villas to more modest homes. The climate in Cap Estate is tropical, with warm temperatures year-round. However, there is a rainy season from June to November, which can bring hurricanes. Expats should be prepared for this and consider purchasing property insurance that covers hurricane damage. Healthcare in Saint Lucia is of a good standard, but serious medical conditions may require evacuation to a larger island or the US. Therefore, comprehensive health insurance is recommended. Cap Estate is a safe area, but like anywhere, crime can occur. Expats should take standard precautions to protect their homes and belongings. The island's culture is a blend of African, French, and English influences. Expats should respect local customs and traditions. Driving is on the left side of the road in Saint Lucia, and the roads can be narrow and winding. Expats planning to drive should familiarize themselves with local driving laws and conditions. Finally, while Cap Estate is a beautiful and tranquil place to live, it can be somewhat isolated. Expats should be prepared for a slower pace of life and limited nightlife and entertainment options," said one expat in Cap Estate.

How do I find a place to live in Cap Estate?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Cap Estate involves several steps. First, you need to determine your budget and what type of accommodation you are looking for. This could range from a luxury villa to a modest apartment. Next, you should research the area to understand the local amenities, such as shops, restaurants, and transportation links. This will help you decide which part of Cap Estate you would prefer to live in. Once you have a clear idea of what you're looking for, you can start your property search. There are several online real estate platforms that list properties for rent or sale in Cap Estate, such as Realtor.com, Century 21, and Terra Caribbean. These websites allow you to filter properties based on your preferences, such as the number of bedrooms, price range, and property type. In addition to online searches, you may also want to consider hiring a local real estate agent. They will have in-depth knowledge of the local market and can help you find properties that meet your criteria. Once you have found a property you are interested in, you should arrange a viewing. This will give you a chance to inspect the property in person and ask any questions you may have. If you decide to proceed with a property, you will need to negotiate the terms of the lease or purchase agreement. This will include the price, move-in date, and any other conditions. Finally, once the agreement is signed, you can arrange for the move and start enjoying your new home in Cap Estate, Saint Lucia," remarked one expat who made the move to Cap Estate.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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What is a typical expat home or apartment like in Cap Estate?

"A typical expat home in Cap Estate, is often a luxurious villa or apartment with stunning views of the Caribbean Sea or the Atlantic Ocean. These homes are usually spacious, featuring multiple bedrooms and bathrooms, a large living area, and a fully equipped kitchen. Many homes also have private swimming pools, landscaped gardens, and outdoor living spaces for dining and relaxation. The interiors are often elegantly furnished, with a blend of modern and traditional Caribbean styles. Some homes may also have additional amenities like a home office, a gym, or a game room. The homes are usually located within gated communities, providing a secure environment for the residents. They are also in close proximity to golf courses, beaches, restaurants, and other recreational facilities. Despite the luxurious lifestyle, the pace of life in Cap Estate is typically relaxed and laid back, in keeping with the overall vibe of Saint Lucia," explained one expat living in Cap Estate, Saint Lucia.

What is the average cost of housing in Cap Estate?

If you are thinking about moving to Cap Estate, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Cap Estate can vary greatly depending on the type, size, and location of the property. However, it is generally considered to be on the higher end due to its prime location and luxurious properties. For a standard three-bedroom villa, one might expect to pay a price in the mid to high six-figure range in USD. For more luxurious, larger properties or those with premium features such as beach access or panoramic views, the cost can easily reach into the millions. It's important to note that these are average costs and actual prices can vary," replied a member in Cap Estate.

Should I buy or rent a home in Cap Estate?

If you have not spent a lot of time in Cap Estate, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Cap Estate, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Saint Lucia for a long period, buying a home could be a good investment. Owning a property allows you to build equity over time and could potentially provide a return on investment if property values increase. On the other hand, renting might be a better option if you're not planning to stay long-term or if you prefer not to have the responsibilities and costs associated with homeownership. Renting offers more flexibility, as you can move more easily if your circumstances change. It also means you won't have to worry about property maintenance or unexpected repair costs. It's also important to consider the real estate market in Cap Estate. If it's a seller's market with high property prices, it might be more cost-effective to rent until prices come down. Conversely, if it's a buyer's market, it could be a good time to invest in a property. Lastly, consider your financial situation. Buying a home requires a significant upfront cost for the down payment, closing costs, and other expenses. If you don't have enough savings or a stable income, renting might be a more feasible option. In conclusion, both buying and renting have their pros and cons. It's crucial to assess your personal situation and consult with a real estate professional before making a decision," commented one expat who made the move to Cap Estate.

What should I pack when moving to Cap Estate?

We asked people living in Cap Estate to list three things they wish they had brought and three they wish they had left behind. They responded:

"When moving to Cap Estate, you should pack lightweight and breathable clothing due to the tropical climate. Include items such as shorts, t-shirts, and sundresses. Don't forget your swimwear, as you'll likely spend a lot of time at the beach. Pack a hat, sunglasses, and plenty of sunscreen to protect yourself from the sun. You should also pack some formal wear for dining out or attending events. Comfortable walking shoes are a must, as well as sandals or flip-flops for the beach. Remember to bring any prescription medications you need, along with a basic first aid kit. It's also a good idea to pack insect repellent and any necessary vaccinations for tropical climates. Bring your important documents, such as your passport, driver's license, and any necessary visas or work permits. If you plan on cooking, consider packing some of your favorite non-perishable food items, as they may be hard to find in Saint Lucia. Don't forget your electronics, like your phone, laptop, and chargers. An adapter may be necessary for your electronics, as the power outlets may be different from your home country. Lastly, pack items that will make your new house feel like home, such as photos, favorite books, or small decor items," replied a member in Cap Estate.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
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What cultural faux pas should I try to avoid making in Cap Estate?

We asked people in Cap Estate if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"In Cap Estate, it's important to respect the local customs and traditions. Avoid wearing revealing clothing, especially in religious or traditional settings, as it is considered disrespectful. Public displays of affection are generally frowned upon, so try to keep affectionate behavior private. It's also considered rude to take photos of locals without their permission. Always ask before you snap a picture. When dining, it's customary to use your right hand for eating, as the left hand is considered unclean. Avoid discussing sensitive topics such as politics, religion, and sexuality, as these can be seen as disrespectful and intrusive. It's also important to remember that punctuality is not highly valued in Saint Lucia, so don't be offended if locals are late to appointments or social gatherings. Finally, always remember to say "please" and "thank you". Politeness is highly valued in Saint Lucian culture," said one expat who made the move to Cap Estate.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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