Moving to Helsinki, Finland
Last updated on May 08, 2023
Summary: Expatriates are drawn to Helsinki, Finland for its vibrant culture, stunning natural beauty, and high quality of life. With its modern infrastructure, excellent public transportation, and low crime rate, Helsinki is an attractive destination for those looking to relocate. The city is also known for its vibrant nightlife, diverse dining options, and numerous cultural attractions. Additionally, Helsinki is home to a number of international companies, making it an ideal place for those seeking employment opportunities. Before moving to Helsinki, it is important to be aware of the cost of living, which is higher than in many other European cities. Additionally, the weather can be quite cold in the winter months, so it is important to be prepared with warm clothing and other winter gear. It is also important to note that the majority of the population speaks Finnish, so it is beneficial to learn some of the language before relocating. Finally, it is important to research the various neighborhoods in Helsinki to find the one that best suits your needs.
What do I need to know before moving to Helsinki?
When we asked people what advice they would give someone preparing to move to Helsinki, they said:
"I'm a student with limited possessions so I used voovit for the move- not bad but they did insist on me giving a Finnish landline number which we just don't have. Otherwise, it's basically the postal service. We live on the East side but it doesn't feel too rough so far despite its apparent bad reputation. There are a lot of other immigrants in this area, moslems are very visible. So I imagine there are facilities available here for moslems. I recommend living near a metro line as it's very easy to travel to the city but there are buses and trams in other parts of the city," explained one expat living in Helsinki, Finland.
"Before moving to Helsinki, it is important to research the cost of living, demographics, employment opportunities and job market, housing, cost of health care and educational options. It is also useful to research the culture and language, transportation options, weather and climate, nearby attractions, and the overall atmosphere of the city. Additionally, it is recommended to familiarise yourself with Finnish culture (especially the sauna), traditions and customs, as well as look into visa requirements and costs of living if you plan to stay long-term," said one expat in Helsinki.
How do I find a place to live in Helsinki?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"Finding a place to live in Helsinki can be relatively easy, as there is a variety of options available. You can search for both short-term and long-term rental options on online sites such as Airbnb, VRBO, and Nimellä. Additionally, websites such as Vuokraovi.fi offer listings for privately owned apartments and houses, many of which are located in neighborhoods conveniently situated for public transportation. Helsinki also has a variety of student housing options, as well as co-living spaces such as Kodit.io and Coliving Society. Helsinki has a number of dedicated real estate agents and require no commission - they are a great option for those who are unfamiliar with the city. Finally, if you’re looking for a more permanent living arrangement in Helsinki, you have the option of purchasing a property. The commonly used websites for searching for a property include Oikotie Asunnot, Uusimaa.fi, and Etuovi.fi," said one expat in Helsinki.
"I moved in with my partner so that was fairly simple. He's lived here most of his life," said one expat who made the move to Helsinki.
Expats interested in International Health Insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA.
Expats interested in International Health Insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA.
What is a typical expat home or apartment like in Helsinki?
"Expats in Helsinki can rent a large variety of accommodation, from modern studio apartments to traditional Finnish homes. Most apartments are well-equipped, with up-to-date appliances, and many feature generous balconies with views over the city. Most will also have access to a sauna and washing facilities. Depending on the neighborhood, some apartments may also come with access to gardens and other amenities, while others may offer more of a city-dwelling experience. There are lots of public transport options, and with the city's comprehensive bike-share system, getting around is easy," explained one expat living in Helsinki, Finland.
"Tower block in the suburbs but not nearly as grim as I imagined. It's clean, modern and there's even a washer and sauna room. Might be because it's subsidised young people's housing. All the other ex pats I know have had to take jobs as nannies/au pairs so they live with their employers," said one expat in Helsinki.
What is the average cost of housing in Helsinki?
If you are thinking about moving to Helsinki, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The cost of housing in Helsinki varies depending on the area, size, and condition of the property. On average, a one-bedroom apartment in a good location in Helsinki can cost around €1000 to €1200 per month," replied a member in Helsinki.
"Lower rent but as I said it's subsidised. When we leave here it will be much the same as in the UK. They have a genius system that recycles hot water from power stations which helps stop the energy bills getting ridiculous," commented one expat who made the move to Helsinki.
Should I buy or rent a home in Helsinki?
If you have not spent a lot of time in Helsinki, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:
"This mainly depends on your own personal preferences and financial situation. Buying a home in Helsinki typically requires a large down payment, and a larger monthly mortgage payment. This can make it difficult to qualify for a loan. Furthermore, it can take a longer period of time to pay off the loan, and you may be responsible for maintenance and repairs. On the other hand, renting a home can be less expensive and may require less of a commitment. Rental contracts are typically shorter and there is less maintenance to worry about. Additionally, it is often easier to relocate if needed. In the end, you will need to weigh the pros and cons of buying and renting a home before you make your decision," replied a member in Helsinki.
What should I pack when moving to Helsinki?
We asked people living in Helsinki to list three things they wish they had brought and three they wish they had left behind. They responded:
"• Clothes suitable for all types of weather conditions • Comfortable shoes and rain boots • Water-resistant coat, gloves, and a hat • Toiletries and essential medical supplies • Documents such as passport, visa, and medical records • Laptops, mobile phones, charger, and adapters • Local currency and emergency cash • Power strips and surge protectors • Kitchen items such as pots, pans, cutlery, and small appliances • Blankets and sleeping bag • Bedding and pillows • Essential furniture such as chairs or tables • First aid kit • Local maps and guide books • Insect repellent • Laundry supplies • Binoculars or cameras," commented one expat who made the move to Helsinki.
"I wish I had brought ponds cold cream. Not missing much else! And more 3 pin to 2 pin plug converters- I forgot that all my electrical goods will need them here. I don't have any medical or dental records- maybe I should have requested copies of those. I wish I had left at home a lot of printed out info- it took up weight allowance moving and it's all available on the internet. Otherwise I travelled very light," remarked one expat in Helsinki, Finland.
Get Quote
William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
Get Quote
What cultural faux pas should I try to avoid making in Helsinki?
We asked people in Helsinki if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:
"While in Helsinki, it is important to be respectful towards the local culture and customs. Avoid dressing too casually or wearing less conservative clothing in places such as churches, government buildings, and formal events. Additionally, be mindful of the use of personal space, as Finns tend to maintain a greater amount of personal distance than many other cultures. At the dinner table, avoid disrupting conversations, and speaking too loudly or increasingly. As a sign of respect, it is customary to wait for the host to start drinking any alcoholic beverages during meals, and commenting on the taste of food is also generally seen as offensive. Lastly, be considerate of the environment when exploring Helsinki, and take proper measures to minimize your impact," said one expat who made the move to Helsinki.
Why do people move to Helsinki?
When we asked people why foreigners move to Helsinki, they responded:
"Expats are attracted to move to Helsinki, due to its high quality of life, excellent education system, and comprehensive social welfare programs. The city is known for its clean and safe environment, efficient public transportation, and extensive outdoor recreational opportunities. Helsinki also boasts a vibrant cultural scene, with numerous museums, galleries, and events throughout the year. The work-life balance in Finland is highly valued, with flexible working hours and generous parental leave policies. Additionally, the country's strong economy and thriving tech industry offer ample job opportunities for skilled professionals. While the cost of living can be high, the overall benefits and quality of life make Helsinki an attractive destination for expats," wrote one expat living in Helsinki.
Get Quote
Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.
Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.
Get Quote
How are healthcare services Helsinki?
When we asked expats and global nomads about the quality of medical care in Helsinki, they replied:
"Healthcare services in Helsinki, are known for their high quality and accessibility. The city's healthcare system is primarily funded by the government, ensuring that residents have access to affordable and comprehensive care. Primary healthcare services are provided through local health centers, which offer a range of services, including general practitioner consultations, dental care, mental health services, and maternity care. In addition to primary care, Helsinki is home to several specialized medical facilities and hospitals, such as the Helsinki University Hospital, which is renowned for its cutting-edge research and advanced treatments. These facilities provide a wide range of specialized care, including emergency services, surgery, and rehabilitation. The healthcare system in Helsinki also emphasizes preventive care, with various programs and initiatives aimed at promoting healthy lifestyles and early detection of illnesses. This includes regular health check-ups, vaccinations, and screenings for various conditions. Furthermore, Helsinki's healthcare services are supported by a robust digital infrastructure, which enables seamless communication between healthcare providers and patients. This includes electronic health records, e-prescriptions, and online appointment booking systems, making it easier for residents to manage their healthcare needs. Overall, healthcare services in Helsinki are characterized by their high quality, accessibility, and focus on both treatment and prevention, ensuring that residents have access to the care they need to maintain their health and well-being," said one expat.
What are medical services in Helsinki like?
When we asked expats and global nomads about the quality of medical care in Helsinki, they replied:
"Medical services in Helsinki, are known for their high quality and efficiency. The Finnish healthcare system is a mix of public and private providers, ensuring comprehensive coverage for residents. Public healthcare in Helsinki is funded through taxes and is accessible to all citizens and residents, offering a wide range of services, including primary care, specialist care, dental care, mental health services, and emergency care. Helsinki has numerous health centers and hospitals, with well-trained medical professionals and state-of-the-art equipment. The city is also home to the renowned Helsinki University Hospital, which is a leading medical research and treatment facility in the country. Private healthcare is also available in Helsinki, offering additional options for those who prefer or require specialized services. Private clinics and hospitals often have shorter waiting times and more personalized care, but they can be more expensive than public healthcare services. Overall, medical services in Helsinki are of high quality, with a strong emphasis on preventive care and early intervention. The Finnish healthcare system is known for its efficiency and effectiveness, ensuring that residents have access to the care they need," said one expat living in Helsinki, Finland.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.