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Moving to Kefalonia, Greece | Expat Exchange
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Moving to Kefalonia, Greece

By Joshua Wood, LPC

Last updated on Mar 17, 2024

Summary: Moving to Kefalonia, Greece: Expats, retirees and digital nomads talk about everything you need to know before moving to Kefalonia.

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What do I need to know before moving to Kefalonia?

When we asked people what advice they would give someone preparing to move to Kefalonia, they said:

"Kefalonia is a beautiful island known for its stunning beaches, charming villages, and rich history. Before moving there, expats should be aware of several important factors. Firstly, the official language is Greek, and while English is widely spoken in tourist areas, it may not be as common in more rural or residential areas. Therefore, learning some basic Greek phrases can be beneficial. The cost of living in Kefalonia is generally lower than in many other European countries, but it's important to budget for expenses such as rent, utilities, groceries, and healthcare. The healthcare system in Greece is a mix of public and private providers. Expats are advised to secure comprehensive health insurance to cover any medical needs. The island has a Mediterranean climate with hot, dry summers and mild, wet winters. It's important to prepare for this, especially if you're coming from a cooler climate. Public transportation on the island is limited, so having a car can be very useful. However, the roads can be narrow and winding, so it's important to be a confident driver. The pace of life in Kefalonia is slower than in many other places, which can be a big adjustment for some people. It's important to embrace this slower pace and the laid-back lifestyle of the island. The Greek people are known for their hospitality, and Kefalonia is no exception. However, it's important to respect the local customs and traditions. Finally, while Kefalonia is generally a safe place to live, it's always important to take basic safety precautions, such as locking your home and car, and being aware of your surroundings," remarked one expat in Kefalonia, Greece.

How do I find a place to live in Kefalonia?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Kefalonia, involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a large villa. Next, you should research the different areas of Kefalonia to decide where you'd like to live. Some popular areas include Argostoli, the island's capital, and the coastal towns of Lixouri and Fiskardo. Each area has its own unique charm and amenities, so it's important to choose a location that suits your lifestyle and needs. Once you've decided on a location, you can start searching for available properties. There are several online real estate platforms that list properties for rent or sale in Kefalonia, such as Spitogatos, XE, and HomeGreekHome. These websites allow you to filter your search based on location, property type, price, and other criteria. In addition to online searches, you might also want to consider hiring a local real estate agent. They can provide valuable insight into the local market, help you negotiate prices, and guide you through the legal process of renting or buying a property in Greece. When you find a property you're interested in, it's important to visit it in person before making a decision. This will give you a chance to inspect the property's condition, check out the neighborhood, and see if it truly meets your needs. Finally, once you've found your ideal home, you'll need to sign a lease or purchase agreement. This should be done with the assistance of a lawyer to ensure that all legal requirements are met and that your rights are protected. Remember, moving to a new country can be a complex process, so it's important to take your time, do your research, and seek professional advice when necessary," commented one expat who made the move to Kefalonia.

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What is a typical expat home or apartment like in Kefalonia?

"A typical expat home or apartment in Kefalonia, is often a blend of traditional Greek architecture and modern amenities. The exterior of the homes usually feature the iconic white-washed walls and blue doors and windows, reminiscent of the classic Greek island aesthetic. Inside, the homes are spacious and airy, with high ceilings and large windows that let in plenty of natural light. The living area often opens up to a balcony or a patio, offering stunning views of the Ionian Sea or the surrounding mountains. The kitchen is usually fully equipped with modern appliances, while the bedrooms and bathrooms are designed for comfort and convenience. Many expat homes in Kefalonia also come with a private swimming pool and a garden, providing a perfect setting for outdoor living and entertaining. The homes are typically located in quiet neighborhoods, close to local amenities such as shops, restaurants, and beaches. Despite the tranquil setting, most expat homes in Kefalonia are equipped with high-speed internet and satellite TV, catering to the needs of modern, connected lifestyles. The interiors are often tastefully decorated, featuring a mix of contemporary furniture and traditional Greek elements, creating a unique and comfortable living environment. In terms of location, expat homes can be found all over the island, from the bustling capital of Argostoli to the picturesque villages of Fiskardo and Assos. Regardless of where they are situated, these homes offer a unique opportunity to experience the laid-back lifestyle and stunning natural beauty of Kefalonia," replied a member in Kefalonia.

What is the average cost of housing in Kefalonia?

If you are thinking about moving to Kefalonia, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Kefalonia can vary greatly depending on the location and size of the property. For instance, a small apartment in the city center may cost around a few hundred thousand euros, while a larger villa with a sea view can cost over a million euros. However, on average, you can expect to pay around several hundred thousand euros for a decent-sized property in a good location. Please note that these are rough estimates and prices can fluctuate based on the real estate market," said one expat in Kefalonia.

Should I buy or rent a home in Kefalonia?

If you have not spent a lot of time in Kefalonia, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Kefalonia depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Kefalonia for an extended period and have the financial means, buying a home can be a good investment, as property prices in Greece have been relatively low in recent years. Owning a home also allows you to have more control over your living space and potentially generate rental income if you decide to rent it out when you're not using it. On the other hand, renting a home in Kefalonia offers more flexibility, as you can easily move to a different location or property if your needs or preferences change. Renting can also be more cost-effective in the short term, as you won't need to pay for property taxes, maintenance, and other expenses associated with homeownership. Additionally, renting allows you to test out living in Kefalonia before committing to a long-term investment. Ultimately, the choice between buying and renting a home in Kefalonia depends on your individual needs, financial situation, and future plans. It's essential to carefully consider your options and consult with a local real estate expert to make the best decision for your circumstances," said one expat in Kefalonia.

What should I pack when moving to Kefalonia?

We asked people living in Kefalonia to list three things they wish they had brought and three they wish they had left behind. They responded:

"When moving to Kefalonia, it's important to pack a variety of clothing suitable for the Mediterranean climate. This includes lightweight clothing for the hot summers, as well as some warmer items for the cooler winter months. Don't forget to pack a good pair of walking shoes for exploring the island's beautiful landscapes. Swimwear is a must, as Kefalonia is known for its stunning beaches. You should also pack a hat, sunglasses, and plenty of sunscreen to protect yourself from the strong sun. A beach towel and a reusable water bottle would also be useful for beach days. Remember to bring any necessary medications, as well as a basic first aid kit. It's also a good idea to pack travel-sized toiletries to use until you can buy full-sized products in Kefalonia. If you plan on cooking at home, you might want to bring some of your favorite non-perishable food items, as they may be hard to find on the island. Similarly, if you have favorite books or other entertainment items, consider bringing them along, as English-language items might be limited. Don't forget to pack all necessary travel documents, including your passport, driver's license, and any necessary visas or residency permits. It's also a good idea to bring copies of important documents, just in case. Lastly, consider packing a few items to make your new home feel more comfortable and personal, such as photos, small decorations, or your favorite blanket or pillow," commented one expat who made the move to Kefalonia.

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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

AGS Worldwide MoversAGS Worldwide Movers

Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.
Get Quote

What cultural faux pas should I try to avoid making in Kefalonia?

We asked people in Kefalonia if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"In Kefalonia, it's considered rude to rush or push people to move faster, as the pace of life is generally slower and more relaxed. Avoid discussing politics or the economic crisis, as these are sensitive topics. It's also considered impolite to refuse food or drink when offered by a host. When visiting churches or monasteries, dress modestly and women should cover their shoulders and knees. Men should also avoid wearing shorts in these places. Avoid making the 'moutza' gesture, which is extending all fingers and presenting the palm towards someone, as it's considered highly offensive. It's also important to respect the afternoon siesta time, usually between 2pm and 5pm, when many businesses close and people rest. Making excessive noise during this time is frowned upon. Lastly, Greeks are very proud of their culture and history, so avoid making negative comments about them," said one expat who made the move to Kefalonia.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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