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Moving to Borgarnes, Iceland | Expat Exchange
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Moving to Borgarnes, Iceland

By Joshua Wood, LPC

Last updated on Jun 17, 2024

Summary: Moving to Borgarnes, Iceland: Expats, retirees and digital nomads talk about everything you need to know before moving to Borgarnes.

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What do I need to know before moving to Borgarnes?

When we asked people what advice they would give someone preparing to move to Borgarnes, they said:

"Borgarnes is a small town located in the west of Iceland, known for its beautiful landscapes and rich history. Before moving to Borgarnes, expats should be aware that the town has a small population, which can be a significant change if you're used to living in a bustling city. The official language is Icelandic, but English is widely spoken, especially by the younger generation. However, learning some basic Icelandic phrases can be beneficial and appreciated by locals. The cost of living in Borgarnes, like the rest of Iceland, is relatively high compared to other countries. This includes groceries, housing, and dining out. The weather in Borgarnes can be unpredictable, with cold winters and mild summers. It's essential to invest in good quality, warm clothing, especially for the winter months. Public transportation is not as prevalent in Borgarnes as it is in larger cities, so having a car can be beneficial. However, the town is small enough to walk around. The healthcare system in Iceland is of a high standard. Residents, including expats, are entitled to healthcare services, although a nominal fee may be charged for some treatments. Icelandic people are known for their friendliness and hospitality, so newcomers are often made to feel very welcome. Borgarnes has a slower pace of life, which can be a welcome change for those looking for a more relaxed lifestyle. However, it's worth noting that entertainment options can be limited, especially compared to larger cities. The town is surrounded by stunning natural beauty, including mountains, rivers, and the sea, offering plenty of opportunities for outdoor activities such as hiking, fishing, and bird watching. Finally, Borgarnes has a strong sense of community, with many local events and festivals taking place throughout the year. Participating in these can be a great way to integrate into the local culture and meet new people," explained one expat living in Borgarnes, Iceland.

What is a typical expat home or apartment like in Borgarnes?

"A typical expat home or apartment in Borgarnes, is often a modern, well-insulated structure designed to withstand the harsh Icelandic weather. These homes are usually equipped with central heating, often powered by geothermal energy, which is abundant in Iceland. The interiors are typically spacious and minimalist, reflecting the Nordic design aesthetic, with large windows to let in as much natural light as possible during the short winter days. The kitchen is usually fully equipped, as home cooking is a significant part of Icelandic culture. Many homes also have a private outdoor space, such as a garden or a patio, where residents can enjoy the long summer days. Some expat homes may also have a private hot tub or access to a communal geothermal pool, which are popular leisure facilities in Iceland. Despite being in a small town, these homes are often within walking distance to local amenities such as grocery stores, schools, and restaurants," replied a member in Borgarnes.

What is the average cost of housing in Borgarnes?

If you are thinking about moving to Borgarnes, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Borgarnes can vary greatly depending on the size and location of the property. However, it is generally more affordable compared to the capital city, Reykjavik. As of recent data, a typical house in Borgarnes may cost around the same as a small apartment in Reykjavik. It's important to note that prices can fluctuate due to market conditions and other factors. Therefore, potential buyers or renters are advised to research current listings or consult with a real estate professional for the most accurate information," explained one expat living in Borgarnes, Iceland.

Should I buy or rent a home in Borgarnes?

If you have not spent a lot of time in Borgarnes, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Borgarnes, depends on several factors. If you plan to stay in the area for a long time and have the financial means to purchase a property, buying a home could be a good investment. Owning a home allows you to build equity and have more control over your living space. On the other hand, if you are unsure about your long-term plans or prefer not to commit to a mortgage, renting might be a better option. Renting a home in Borgarnes provides flexibility, as you can easily move if your circumstances change. Additionally, renting allows you to avoid the responsibilities and costs associated with homeownership, such as maintenance and property taxes. It's essential to consider your financial situation, lifestyle preferences, and future plans when deciding whether to buy or rent a home in Borgarnes. Consulting with a local real estate agent can also provide valuable insights into the local housing market and help you make an informed decision," said one expat in Borgarnes.

What cultural faux pas should I try to avoid making in Borgarnes?

We asked people in Borgarnes if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"In Borgarnes, it's important to respect the local customs and traditions. Avoid making loud or disruptive noises, as Icelanders value peace and quiet. It's also considered rude to litter or disrespect the natural environment, as Icelanders take great pride in their country's pristine landscapes. When visiting someone's home, it's customary to remove your shoes, so be sure to follow this practice. Also, punctuality is highly valued in Iceland, so make sure to arrive on time for any appointments or social gatherings. Avoid discussing sensitive topics such as whaling and fishing practices, as these can be controversial subjects in Iceland. It's also considered impolite to brag or show off, as modesty is a valued trait in Icelandic culture. When dining, it's customary to finish all the food on your plate, as wasting food is frowned upon. Also, tipping is not common in Iceland, so there's no need to leave extra money at restaurants or cafes. Lastly, while Icelanders are generally proficient in English, making an effort to learn a few basic phrases in Icelandic will be appreciated. However, avoid mocking or making fun of the Icelandic language or accent, as this can be seen as disrespectful," said one expat in Borgarnes.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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