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Moving to Palmerston North, New Zealand | Expat Exchange
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Moving to Palmerston North, New Zealand

By Betsy Burlingame

Last updated on Apr 08, 2024

Summary: Moving to Palmerston North, New Zealand? Expats talk about what you need to know before moving to Palmerston North.

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What do I need to know before moving to Palmerston North?

When we asked people what advice they would give someone preparing to move to Palmerston North, they said:

"Palmerston North, often referred to as "Palmy," is a city in the Manawatu-Wanganui region of New Zealand's North Island. It is known for its vibrant arts scene, beautiful gardens, and excellent educational institutions, including Massey University. The city has a relatively small population, which gives it a friendly, community-oriented vibe. The cost of living in Palmerston North is generally lower than in larger New Zealand cities like Auckland or Wellington. Housing is more affordable, and you can expect to pay less for groceries and other everyday items. However, salaries also tend to be lower, so it's important to factor this into your budgeting. The city has a temperate climate, with mild summers and cool, wet winters. It's a good idea to invest in warm clothing and waterproof gear. Despite the rain, Palmerston North gets a lot of sunshine, so don't forget your sunblock. Public transportation in Palmerston North is reliable, but the city is also very walkable and bike-friendly. Many locals choose to cycle or walk to work, and there are plenty of bike paths and pedestrian-friendly areas. Palmerston North is a multicultural city, with a large population of international students and expats. English is the main language, but you'll also hear many other languages spoken. The city is generally very welcoming to newcomers, and there are plenty of resources available to help you settle in. The city has a strong sporting culture, with many opportunities to watch or participate in rugby, cricket, and other sports. There are also plenty of outdoor activities available, from hiking in the nearby Manawatu Gorge to strolling in the beautiful Victoria Esplanade Gardens. Healthcare in New Zealand is of a high standard, and Palmerston North is home to a large hospital and several smaller medical centers. Some services are free for residents, while others require a small fee. It's recommended to have health insurance to cover any potential costs. Finally, it's important to note that New Zealand has strict biosecurity laws to protect its unique environment. Be sure to declare any food, plant material, or animal products when you arrive in the country. Failure to do so can result in hefty fines," remarked one expat who made the move to Palmerston North.

How do I find a place to live in Palmerston North?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Palmerston North involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a single room in a shared house, a studio apartment, or a family home. Next, you should start your search online. Websites like Trade Me Property, RealEstate.co.nz, and Rent.com are good places to start. These websites allow you to filter your search based on location, price range, and type of property. You can also use social media platforms like Facebook, where there are groups dedicated to rental properties in Palmerston North. Another option is to contact real estate agencies in Palmerston North directly. Companies like Watson Real Estate, Professionals, and Harcourts have local offices and can help you find a suitable place. If you're a student looking for accommodation, Massey University offers student housing options and also provides resources to help find off-campus housing. Once you've found a potential place, arrange a time to view the property. This will give you a chance to inspect the property's condition, its proximity to amenities, and get a feel for the neighborhood. If you're satisfied with the property, you'll need to fill out a rental application. This usually requires references and proof of income. Once your application is approved, you'll need to sign a lease agreement. Make sure to read this carefully and understand all the terms before signing. Finally, you'll need to pay a bond (usually the equivalent of three to four weeks' rent) and your first rent payment. The bond is held by the Tenancy Services and can be used to cover any unpaid rent or damage to the property at the end of your lease. Remember, finding the right place can take time, so start your search early and be patient," replied a member in Palmerston North.

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What is a typical expat home or apartment like in Palmerston North?

"A typical expat home or apartment in Palmerston North, is often a modern, well-maintained property located in a safe and friendly neighborhood. These homes usually have two to three bedrooms, a spacious living area, a fully equipped kitchen, and one or two bathrooms. Many apartments also come with a balcony or a small outdoor area, offering views of the city or the surrounding landscape. The homes are often furnished, featuring comfortable and contemporary furniture, and equipped with modern appliances, including a washing machine, dryer, dishwasher, and sometimes even a home entertainment system. Central heating is common, especially in the newer buildings, and some homes may also have a fireplace. The location of these homes is often close to local amenities such as supermarkets, restaurants, and schools, making daily life convenient for expats. Some apartments may also offer additional facilities like a gym, swimming pool, or a secure parking space. Despite being in a city, many homes in Palmerston North are close to parks and green spaces, allowing expats to enjoy the outdoors and the city's mild climate. The city's relatively small size also means that most homes are within a short drive or bike ride from the city center, making it easy for expats to explore the local culture and lifestyle. In terms of style, many homes in Palmerston North reflect the city's blend of modern and traditional architecture, with a mix of contemporary apartments and charming, renovated older homes. Overall, expat homes in Palmerston North offer a comfortable and convenient living environment, making it an attractive destination for those looking to relocate to New Zealand," replied a member in Palmerston North.

What is the average cost of housing in Palmerston North?

If you are thinking about moving to Palmerston North, cost of living in probably a key consideration. Expats commented about the cost of housing:

"As of recent data, the average cost of housing in Palmerston North is typically around the mid to high six-figure mark in New Zealand dollars. However, prices can vary significantly depending on the size, location, and condition of the property," said one expat in Palmerston North.

Should I buy or rent a home in Palmerston North?

If you have not spent a lot of time in Palmerston North, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Palmerston North, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in the area for a long time, buying a home could be a good investment. Homeownership allows you to build equity over time and could provide financial stability in the future. However, buying a home also comes with significant upfront costs, including a down payment, closing costs, and home maintenance expenses. It also requires a long-term commitment, as selling a home can take time and money. On the other hand, renting a home in Palmerston North offers more flexibility. It's a good option if you're not sure about your long-term plans or if you prefer not to deal with the costs and responsibilities of homeownership. Renting allows you to move more easily and frees up your savings for other investments or expenses. However, renting doesn't build equity and rental rates can increase over time. You also have less control over your living situation, as landlords can sell the property or choose not to renew your lease. In conclusion, both buying and renting have their pros and cons. It's important to carefully consider your financial situation, lifestyle, and future plans before making a decision. Consulting with a financial advisor or real estate professional could also be beneficial," said one expat in Palmerston North.

What should I pack when moving to Palmerston North?

We asked people living in Palmerston North to list three things they wish they had brought and three they wish they had left behind. They responded:

"When moving to Palmerston North, you should pack clothing suitable for a temperate oceanic climate, which means a mix of warm clothing for the winter months and lighter clothing for the summer. Include a good quality raincoat and umbrella, as the city experiences rainfall throughout the year. Pack your essential documents such as passport, visa documents, driver's license, medical records, and educational certificates. Don't forget your electronics like laptop, mobile phone, chargers, and an adapter as New Zealand uses type I power sockets. If you're planning to cook, you might want to bring some of your favorite non-perishable food items, as some specific brands might not be available. Pack your toiletries, prescription medicines, and a first aid kit. However, remember that New Zealand has strict biosecurity rules to protect its environment, so ensure any items, particularly food and plant material, comply with these regulations. If you're moving for study or work, pack necessary items like books, stationery, and work-related materials. Lastly, bring personal items that make you feel at home, like photographs, favorite books, or small keepsakes. Remember to leave enough room in your luggage for new items you'll acquire during your stay in Palmerston North," remarked one expat who made the move to Palmerston North.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What cultural faux pas should I try to avoid making in Palmerston North?

We asked people in Palmerston North if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"In Palmerston North, it's important to respect the local Maori culture. Avoid making assumptions or stereotypes about Maori people or their customs. It's considered rude to sit on tables or any surface where food is served, as it's seen as disrespectful in Maori culture. Avoid littering or disrespecting the natural environment. New Zealanders, often referred to as Kiwis, take great pride in their country's natural beauty and expect visitors to do the same. Do not rush conversations or interactions. Kiwis appreciate a relaxed pace and may find it rude if you seem hurried or impatient. Avoid discussing sensitive topics such as politics, religion, or contentious social issues unless you are well-informed and the conversation naturally leads there. Do not compare New Zealand to Australia or assume they are the same. Although they are geographically close, they have distinct cultures and histories. Avoid being overly loud or boisterous in public places, as Kiwis generally value modesty and humility. Do not ignore or bypass queues. Waiting your turn is considered basic etiquette in New Zealand. Avoid turning down an invitation to someone's home. It's considered a great honor and turning it down may be seen as rude. Do not forget to tip in restaurants and cafes. While it's not mandatory in New Zealand, it's appreciated for good service. Avoid wearing shoes inside someone's home unless the host indicates it's okay. It's common practice to remove shoes before entering a home in New Zealand. Lastly, avoid making jokes about the local accent or mimicking it. This can be seen as mocking and disrespectful," replied a member in Palmerston North.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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Get a quote for international health insurance from our partner, William Russell.
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