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Moving to Boquete, Panama | Expat Exchange
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Boquete, Panama

Moving to Boquete, Panama

By Joshua Wood, LPC

Last updated on Jul 23, 2024

Summary: Expats move to Boquete, Panama for its stunning natural beauty, temperate climate, and low cost of living. The area is known for its lush green mountains, coffee plantations, and stunning waterfalls. Boquete also offers a variety of outdoor activities such as hiking, rafting, and bird watching. Additionally, the town is home to a vibrant expat community, making it easy to make friends and find support. With its low cost of living, Boquete is an attractive option for retirees and digital nomads looking to stretch their budget.

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Business Panama Group
Business Panama Group
Business Panama Group

What do I need to know before moving to Boquete?

When we asked people what advice they would give someone preparing to move to Boquete, they said:

"We visited here many times before moving and stayed in different areas each time. There are 13 micro-climates here and they vary greatly. Some roads are not good so that may play into housing decisions too. Temperatures vary, even 5 minutes away can make a big difference. There are also areas that get extremely windy in Jan-Feb. Rent before buying," explained one expat living in Boquete, Panama.

"Come and visit several areas before making the move. We have snakes, though I haven't seen one yet. We do not have mosquitos. If you select an International Mover, avoid Move Management. They are very efficient on the US side, but they use PIR on the Panama side. PIR can't create a ACH to withdraw funds from your checking account, nor can they swipe a debit or credit card. As Manny Rojas in Miami,says, you can always pay in cash. (his relatives in Panama City run PIR) If you do not have two thousand in cash it may take you nine days to get the cash from an ATM, meanwhile, port charges, at $50 per day, keep mounting. I was withdrawing from 2 different banks in the US banks on a daily basis. BTW, every ATM here spits out $20.00 bills. You may have to fight with your US bank to make them understand that there is no Foreign Exchange issue in Panama. Mastercard charged as much as $12 foreign transaction. They have since reduced those fees to $5 or $6. Visa charges $4. If you don't have a place for your goods to be delivered, PIR charges $500 per month or any portion thereof, even one extra day will cost you $500.00. One more thing, if you send them a wire transfer, their bank charges PIR $90, which they will gleefully pass on to you. Bring buckets of cash or avoid Move Management. Your local US contact will drop you like a hot potato as soon as your goods are on the water. There is a storage place on the way to Boquete called Chiriqui Storage run by Hellmut and Linda Pederson. One good sized locker is $100/mo. A 20 ft. container would take two lockers," said one expat in Alto Boquete.

"Boquete is a small mountain town in the Chiriquí province of Panama. It is known for its temperate climate, lush vegetation, and stunning views of the surrounding mountains. Expats should be aware that Boquete is a small town with limited amenities, so it is important to plan ahead and bring any necessary items with you. Additionally, Boquete is a popular tourist destination, so it is important to be aware of the local customs and laws. Expats should also be aware that the cost of living in Boquete is higher than in other parts of Panama, so it is important to budget accordingly. Finally, Boquete is a great place to learn Spanish, as there are many language schools and classes available," said one expat who made the move to Boquete.

"HIRE a local attorney before getting or signing anything. We did so and VERY happy that we did . Do not believe or trust anyone. There are many "reject" Gringos there trying to make a buck and Panamanian law works SLOWLY," explained one expat living in Boquete, Panama.

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How do I find a place to live in Boquete?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"One of the best ways to find a place to live in Boquete is to search online for rental listings. There are many websites that offer listings for apartments, houses, and other types of rental properties in Boquete. Additionally, you can also search for local real estate agents who specialize in Boquete rentals. They can provide you with more information about the area and help you find the perfect place to live. Additionally, you can also ask around in the local community for recommendations on rental properties," remarked one expat who made the move to Boquete.

"We lived in Panama City for a short time while we were waiting for our goods to arrive. The heat is almost unbearable. We had visited Boquete on previous visits and decided that its mild weather is a good choice. Never too hot or too cold. We purchase a dehumidifier for the rainy season, but you don't need an air conditioner or space heater. A lighted ceiling fan is all you need," explained one expat living in Alto Boquete, Panama.

"I lived in Leon, Nicaragua and was tired of heat, The temperatures here suit me well. I found an apartment in Alto Boquete on the Internet, and took a 6 month lease. I will be moving closer to town as I don't own a car," said one expat in Boquete.

"Most good rentals are found through people you know. Ours was never advertised, only word of mouth. Good rentals are difficult to find," said one expat who made the move to Boquete.

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Kovalenko & Vera Attorneys at Law in Panama

Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.

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Click connect to have our partner contact you via e-mail and/or phone.

What is a typical expat home or apartment like in Boquete?

"We are renting a home. It is typical housing; concrete outside. This home has a lot of wood including ceilings. We just paid for an exterminator to gas the house. It is large. It has 4 bedrooms, one barely larger than a closet. The kitchens in older homes have no drawers. Think table service settings. Small countertop, limited storage in overhead cabinets. My eating area has steel shelving that I brought from the US. It provides storage for the mixer, baking equipment extra dishes and bowls. It's has a very Restoration Hardware look about it. I think that new construction has limited storage space as well. If you have books or dvds, buy shelving. Linen closets often don't exist. I store my linens and fabric in antique suitcases. Even if you buy kitchenware in Panama, you have to store it somewhere," remarked one expat who made the move to Alto Boquete.

"We have a 2 bedroom rental house up the hill from Boquete town. It is our preferred area. We were lucky and planned well in advance of moving here," explained one expat living in Boquete, Panama.

"3 bedroom 2 bath homes. In Boquete it is typical to have a home but there are some apartments available. When you make any change to your house you will be overcharged and you will receive poor quality work. Your electricity will be high, and undependable, and you will never have the bill delivered to your house. It is your responsible to know when the bill is due and your responsibility to go to them and pay it. (the Post Office does not deliver mail. you may not even have a street name and house number.)," said one expat in Boquete.

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What is the average cost of housing in Boquete?

If you are thinking about moving to Boquete, cost of living in probably a key consideration. Expats commented about the cost of housing:

"Our rent (including electric, gas and high-speed internet) is less than half of just our mortgage in S. Florida. Tip: if internet is important to you, don't ask, "do you have internet" since everyone can get it. Ask, "what speed internet can I get and how much does it cost?" We pay about $50 for 5G megs mo. Five minutes away it is $150 for 1meg," said one expat in Boquete.

"We are certain it is less to live there than in the US although....prices are creeping up at least in the grocery stores," remarked one expat who made the move to Boquete.

"Monthly rental is $905.00 per month cheaper. Housing here is between $600 $700 for two bedrooms. There are real estate people here who will find a house or apartment for you. Be prepared, every local has his hand out. Everyone from the cab drivers to our exterminator will offer to find a house for you. They have contacts and get commissions. But make no mistake, the Panamanians are all good-hearted and mean well. Sometimes strike gold," explained one expat living in Alto Boquete, Panama.

"The cost of housing in Boquete varies depending on the size and location of the property. Generally, the average cost of a one-bedroom apartment in Boquete is around $500 per month, while a three-bedroom house can cost up to $1,500 per month. Prices can also vary depending on the amenities offered, such as a pool or a view," said one expat in Boquete.

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Should I buy or rent a home in Boquete?

If you have not spent a lot of time in Boquete, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"Buying a home in Boquete can be a great investment, as the area is known for its beautiful scenery and pleasant climate. Renting a home in Boquete can also be a great option, as it allows you to experience the area without the long-term commitment of buying a home. Ultimately, the decision to buy or rent a home in Boquete should be based on your individual needs and preferences," said one expat in Boquete.

"Rent. Not difficult, but a bit seasonal. Purchasing is easy, but selling a home takes a very, very long time, so it's advisable to rent first, always," said one expat who made the move to Boquete.

What should I pack when moving to Boquete?

We asked people living in Boquete to list three things they wish they had brought and three they wish they had left behind. They responded:

"When moving to Boquete, it is important to pack items that will help you adjust to the climate and terrain. Bring comfortable, lightweight clothing that can be layered, as temperatures can vary throughout the day. A raincoat and umbrella are also essential, as Boquete is known for its frequent rain showers. Sunscreen and a hat are also important, as the sun can be quite strong in the area. Additionally, it is a good idea to bring sturdy shoes for walking, as the terrain can be quite uneven. Finally, don't forget to bring any necessary medications and toiletries," said one expat in Boquete.

"Full size vacuum cleaner. I brought all of my slacks. In Panama we are going through a phase of slacks and jeans with 3" zippers. If your are not wearing a thong, you better have a very long shirt. I don't have any idea when this style will change. There are no Talbot's type shops here. Shoes are reasonably priced. We wish we had brought power tools. They are more expensive here than at Home Depot. If you have a computer, bring a modem. Bring your car. Roads vary from super highways to dirt roads. New cars are expensive in Panama," said one expat who made the move to Alto Boquete.

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Explore Panama Legal Business for a full suite of legal services tailored to your needs. From obtaining residency and visas to opening bank accounts, obtaining apostilles, conducting background checks, setting up businesses, and navigating real estate transactions, trust our experience and dedication to guide you through every step of the process in Panama.
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What cultural faux pas should I try to avoid making in Boquete?

We asked people in Boquete if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"It is important to be respectful of local customs and traditions when visiting Boquete. It is considered rude to point with your finger, so it is best to use an open hand when gesturing. It is also important to dress modestly, as shorts and tank tops are generally not considered appropriate attire. Additionally, it is important to be aware of the local language and to avoid speaking loudly or using offensive language. Finally, it is important to be respectful of the local environment and to avoid littering or damaging the natural environment," remarked one expat who made the move to Boquete.

Why do people move to Boquete?

When we asked people why foreigners move to Boquete, they responded:

"Boquete is a popular destination for expats due to its stunning natural beauty, temperate climate, and low cost of living. The area is known for its lush green mountains, stunning waterfalls, and picturesque coffee plantations. Boquete also offers a variety of outdoor activities such as hiking, rafting, and bird watching. Additionally, the town is home to a vibrant expat community, with many expats choosing to retire in Boquete due to its low cost of living and relaxed lifestyle. With its stunning scenery, temperate climate, and low cost of living, Boquete is an attractive destination for expats looking for a new home," commented one expat who moved to Boquete.

Panama Legal Business (PANLEB)Panama Legal Business (PANLEB)
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Explore Panama Legal Business for a full suite of legal services tailored to your needs. From obtaining residency and visas to opening bank accounts, obtaining apostilles, conducting background checks, setting up businesses, and navigating real estate transactions, trust our experience and dedication to guide you through every step of the process in Panama.

Panama Legal Business (PANLEB)Panama Legal Business (PANLEB)

Explore Panama Legal Business for a full suite of legal services tailored to your needs. From obtaining residency and visas to opening bank accounts, obtaining apostilles, conducting background checks, setting up businesses, and navigating real estate transactions, trust our experience and dedication to guide you through every step of the process in Panama.
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How are healthcare services Boquete?

When we asked expats and global nomads about the quality of medical care in Boquete, they replied:

"Boquete offers a variety of healthcare services to its residents and visitors. The town has a modern hospital, Hospital Chiriquí, which provides a wide range of medical services, including emergency care, general surgery, obstetrics and gynecology, pediatrics, and internal medicine. Additionally, there are several private clinics in Boquete that offer specialized medical services, such as cardiology, orthopedics, and dermatology. Boquete also has a number of pharmacies that provide prescription medications and over-the-counter drugs. For those seeking alternative treatments, there are several spas and wellness centers in the area that offer massage, acupuncture, and other holistic therapies," wrote one expat living in Boquete.

What are medical services in Boquete like?

When we asked expats and global nomads about the quality of medical care in Boquete, they replied:

"Many doctors live in our town and the facilities are quite adequate for expat healthcare," stated one expat who made the move to Boquete.

"Boquete offers a wide range of medical services. The town has several private clinics and hospitals that provide quality medical care. Many of these facilities are staffed by experienced and qualified doctors and nurses. Additionally, Boquete has a number of pharmacies that offer a variety of medications and medical supplies. The town also has a number of medical specialists, such as dentists, optometrists, and physical therapists, who are available to provide specialized care. Boquete also has a number of medical laboratories that offer diagnostic testing and other services. In addition, the town has a number of medical centers that provide emergency care and other medical services," remarked one expat in Boquete.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Boquete, Panama
Panama Legal Business (PANLEB)
Panama Legal Business (PANLEB)

Discover a full range of legal services in Panama, from residency and visas to bank accounts, company formation, and real estate advice. Trust Panama Legal Business.
Get Quotes

Panama Legal Business (PANLEB)Panama Legal Business (PANLEB)

Discover a full range of legal services in Panama, from residency and visas to bank accounts, company formation, and real estate advice. Trust Panama Legal Business.
Get Quotes

Business Panama Group
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